Always use VoC and Isc values when calculating maximums. And it would also help using the latest Sunsynk manual from Sunsynk.org, yours is ancient, register and get it.
The 5K Sunsynk's MPPT has a 13A cutoff, so whatever you exceed it by is lost power. On those panels, lost power is in excess of 10% (49.72 * 1.12 = 55.68W, 55.68 / 550 = 0.101248*100=10.12%). They will work in series and not blow the MPPT (which can handle a maximum of 17Adc, but it will start clipping the amperage at 12.99A). Also important is not to exceed the maximum voltage, which is 500Vdc, but make it 450Vdc to be on the safe side. So for these panels, no more than nine panels in series per MPPT (447.48Vdc), and there are two MPPTs. The value of nine maximum may change dependent on the next series of calculations.
You need to remember that these panels' specs are usually provided at STC (Standard Test Conditions), where the panel's cells are at 25 degrees C (and irradiance of 100W/m2 and air mass of 1.5). As the cells get hotter than that, the voltage decreases, and the current increases, and as they get cooler, the voltage increases and the current decreases. So you need to size for the lowest and highest temperature that it could ever get, using the temperature increase and decrease coefficient of the panel, as well as the past 10-20 years of weather data for your area. Fortunately the panel manufacturer will typically provide a proper data sheet with all of these values on it (and not just the
precis version that you have provided). Once you have all of this information, start a spreadsheet and enter the values as per the step by step methodology outlined here:
https://unboundsolar.com/blog/string-sizing-guide
Using a spreadsheet means that you can compare a few different panels side by side, to see which are optimal for your location and conditions, as well as the most efficient ones (price / performance). Remember that solar panels are actually about 22% efficient at best, and then there are losses associated with cabling, switchgear, the MPPT controller and converting it all into AC, so conceding to over 10% of loss upfront is actually something that I (personally) would not accept. I would rather go for a panel that is rated at around 12.5 - 12.9A Isc, but that's just me. I also know that panels are difficult to obtain right now, so there is that too. You will probably also need to take into account your roof pitch and azimuth.