scotty777
...doesn't know
i've destroyed every form of money i have 
, sigh, i hate being broke!
, sigh, i hate being broke!-
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Anybody else feel like this?
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Hmmm, I like it!!I usually do it the other way around.
- don't go all out for the first two weeks after payday, meaning I have more money available for the next two weeks.
- do monthly shopping the week before payday when everyone else is broke. Stores are usually quieter then.
- go out etc. during the last two weeks when I know exactly how much I can afford to spend.
And even then still have around R3k spare at the end of the month. And it's not like I earn a mega salary eitherDon't have any kids though so maybe that makes a difference.
Just gotta convince the missus of this too.:erm:
good luck!
DigitalSoldier
Honorary Master
This.
We will stay in for the first two weeks and on weekends rent dvds or have a braai at home. After the first two weeks most people don't have money to spend anymore so its less crowded at clubs, restaurants and basically everywhere else
KleinBoontjie
Honorary Master
Easy. I just make sure that:
1. There is enough food in the cupboard till month end and enough money to buy bread.
2. There is enough fuel in my car's tank to make it to work and back till pay day.
3. I don't eat out or do anything during the second half of the month.
I usually have less than R200 during the last two weeks before pay day.
Anything spare goes into debt repayments and that way I also don't have problems with family/friends trying to borrow money.
When I tell them I'm broke I really mean it.
Sound like my budgeting direction.
+1
I usually do it the other way around.
- don't go all out for the first two weeks after payday, meaning I have more money available for the next two weeks.
- do monthly shopping the week before payday when everyone else is broke. Stores are usually quieter then.
- go out etc. during the last two weeks when I know exactly how much I can afford to spend.
And even then still have around R3k spare at the end of the month. And it's not like I earn a mega salary either
+1....
I challenge myself to save as much as possible every month... I just paid off my car and don't own a house just yet... So the more I save the better... I hate shops and only buy necessities...
Stickfigure
Honorary Master
After this past weekend I have R34 in my bank account. Pay day tomorrow though so it's all good I suppose
Pho3nix
The Legend
Feel like this every month.. I feel so much better when I'm broke. Dont know why but really feels like the world is so much easier.
I get what you mean. When I have a lot of spare money, it kinda stresses me out on what to do with it. I'm worried I'm gonna blow it too quickly, or waste it or something. When you have no money, there's no stress about it. (This is provided there are no debt collectors or bills you need to pay of course.)