Apple Pay

I don't think Apple has sufficient market share is SA to justify implementing Apple pay. In addition Apple's transaction fees are too high.

Android/Samsung pay have a chance though.
 
I don't think Apple has sufficient market share is SA to justify implementing Apple pay. In addition Apple's transaction fees are too high.

Android/Samsung pay have a chance though.

ApplePay and AndroidPay have a lower transaction fee than standard transactions...
 
Thanks to macOS Sierra and iOS 10, you can now use Apple Pay on the web through Safari. Apple Pay was previously not available on the Mac and required apps for use on the iPhone and iPad. Apple Pay makes checking out online secure and convenient without the need to fill out billing and shipping information with an online form. Here’s how to get started with Apple Pay on the web:

What software works with Apple Pay on the web?

Checking out with Apple Pay on the web requires Safari for macOS Sierra or iOS 10. Apple Watch authentication for Mac payments requires watchOS 3.

What hardware works with Apple Pay on the web?

Any Mac that can run macOS Sierra and any iPhone or iPad that can run iOS 10. All current Apple Watch models can run watchOS 3.

How to setup Apple Pay for use on the web

Apple Pay on the web requires setting up Apple Pay on an iPhone, iPad, or Apple Watch.

To set up Apple Pay on the iPhone or iPad, go to Settings → Wallet & Apple Pay → Add Credit or Debit Card.

To set up Apple Pay on the Apple Watch for use with your Mac, go to Watch → Wallet & Apple Pay → Add Credit or Debit Card from your iPhone. Apple has a useful guide for more information.

Apple Pay on the web from your Mac requires using the same iCloud account across devices.

How to use Apple Pay on the web

Once everything is setup, actually using Apple Pay on the web is super easy. Just look for the Apple Pay button at checkout from supported sites. Safari on your Mac will prompt you to approve the purchase on your Apple Watch with a double-click of the side button. Safari on your iPhone or iPad simply requests your fingerprint using Touch ID with an on-screen dialog box. You can also confirm your billing and shipping information from this screen.

Here’s what Apple Pay on the Mac looks like in action when using Apple Watch to authenticate:

Click Apple Pay as your payment option and confirm the billing and shipping details from your Mac.

https://9to5mac.com/2016/10/05/how-to-use-apple-pay-web-safari/#more-447217
 
Thanks to macOS Sierra and iOS 10, you can now use Apple Pay on the web through Safari. Apple Pay was previously not available on the Mac and required apps for use on the iPhone and iPad. Apple Pay makes checking out online secure and convenient without the need to fill out billing and shipping information with an online form. Here’s how to get started with Apple Pay on the web:

What software works with Apple Pay on the web?

Checking out with Apple Pay on the web requires Safari for macOS Sierra or iOS 10. Apple Watch authentication for Mac payments requires watchOS 3.

What hardware works with Apple Pay on the web?

Any Mac that can run macOS Sierra and any iPhone or iPad that can run iOS 10. All current Apple Watch models can run watchOS 3.

How to setup Apple Pay for use on the web

Apple Pay on the web requires setting up Apple Pay on an iPhone, iPad, or Apple Watch.

To set up Apple Pay on the iPhone or iPad, go to Settings → Wallet & Apple Pay → Add Credit or Debit Card.

To set up Apple Pay on the Apple Watch for use with your Mac, go to Watch → Wallet & Apple Pay → Add Credit or Debit Card from your iPhone. Apple has a useful guide for more information.

Apple Pay on the web from your Mac requires using the same iCloud account across devices.

How to use Apple Pay on the web

Once everything is setup, actually using Apple Pay on the web is super easy. Just look for the Apple Pay button at checkout from supported sites. Safari on your Mac will prompt you to approve the purchase on your Apple Watch with a double-click of the side button. Safari on your iPhone or iPad simply requests your fingerprint using Touch ID with an on-screen dialog box. You can also confirm your billing and shipping information from this screen.

Here’s what Apple Pay on the Mac looks like in action when using Apple Watch to authenticate:

Click Apple Pay as your payment option and confirm the billing and shipping details from your Mac.

https://9to5mac.com/2016/10/05/how-to-use-apple-pay-web-safari/#more-447217

Please tell me how I can use Apple Pay with my SA credit card.
 
Apple Pay has been slowly making its way across the world, and today it’s officially rolling out in New Zealand. Customers of ANZ are receiving emails now explaining that it is available to them, and readers are able to configure their cards within the Wallet app. This now marks the tenth country where Apple Pay is available, alongside Australia, Canada, China, France, Hong Kong, Russia, Singapore, Switzerland, UK, and the US.

Apple Pay in New Zealand is currently supported by Visa and ANZ (Australia and New Zealand Banking Group Limited). The official site shows the following businesses as currently accepting Apple Pay: BP, Corporate Cars, Domino’s, Farmers, Glassons, Hallenstein Brothers, Kmart, McDonalds, Noel Leeming, Pascoes, Stevens, Storm, The Warehouse, Torpedo7, and Warehouse Stationery.

Apple Pay is also now available on the web as of iOS 10 and macOS Sierra. Our own Zac Hall ran through a how-to on just what that experience looks.

https://9to5mac.com/2016/10/12/apple-pay-new-zealand/
 
I don't think Apple has sufficient market share is SA to justify implementing Apple pay. In addition Apple's transaction fees are too high.

Android/Samsung pay have a chance though.

Do you even know how Apple Pay works?

Apple doesn't charge the merchant directly. The bank still does. So your transaction fee as a merchant will still be X and from that apple gets a cut. Last I checked it was 0.15% in the US and 0.1% in the U.K per 100$/100£

Besides, implementing is the easy part. Apple Pay works on any NFC enabled payment device. I've used it plenty with my virtual credit card that's linked to it. It's the banks who don't want to pay apple a piece of the pie.
 
Apple Pay arrives in New Zealand, faces uphill battle as large banks continue to attempt lock out

New Zealand has just joined the ranks of Apple Pay enabled countries on Wednesday, following suit after neighbouring Australia finally introduced the service in May through ANZ Banking Group.

The foray was met with great customer praise in May, when ANZ became the first major bank in the region that decided to buck the trend of openly colluding with rival banks in an effort to prevent Apple Pay from hitting the shores. While Kiwis will undoubtedly be eager to embrace the technology, implementation is not likely to gather significant momentum until the same large players barring Apple Pay from the Australian market (most notably Commonwealth Bank, National Australian Bank, Westpac) come to an agreement over the cut Apple makes with every micro transaction and join ANZ in rolling out the service in both countries.

The service is reportedly suffering slow consumer uptake in Australia mostly due to the bank stranglehold, meaning far less populous New Zealand joining the service under equally constricted circumstances will – for now – not measurably impact Apple’s bottom line.

Somewhat conflicting the word on the streets, here is what Vice President of Apple Pay Jennifer Bailey had to say about the service landing in NZ this month:

“We’ve seen how popular Apple Pay has been in Australia and we’re excited to offer our ANZ New Zealand customers the same great experience.”

Regardless of its actual uptake, it is a nice to have for local Apple devotees who also happen to be with ANZ. Amongst others, Apple Pay is going to be accepted at BP, Corporate Cars, Farmers, McDonalds, Domino’s, K-Mart, Hallenstein Brothers, Stevens and Storm.

http://www.idownloadblog.com/2016/10/13/apple-pay-new-zealand-lock-out/
 
https://9to5mac.com/2016/11/09/apple-pay-web-fifth-most-popular-payment-platform/

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No doubt, FNB will need to play by Apple's rules if they want the service. However, I think even if they do bring it in, it will be a while before local retailers catch on, just like the Tap to Pay cards FNB do. PnP still want to swipe my card each time I use it.
 
No doubt, FNB will need to play by Apple's rules if they want the service. However, I think even if they do bring it in, it will be a while before local retailers catch on, just like the Tap to Pay cards FNB do. PnP still want to swipe my card each time I use it.

PnP card machines all have the NFC update now, can't remember the last time I swiped at PnP :P

Checkers don't have the NFC update yet.
 
No doubt, FNB will need to play by Apple's rules if they want the service. However, I think even if they do bring it in, it will be a while before local retailers catch on, just like the Tap to Pay cards FNB do. PnP still want to swipe my card each time I use it.

Tap to Pay is in a lot of places already. Most of the time the teller doesn't know about it and default to chip and pin.

As for Apple Pay, well the FNB implementation uses the same Visa Token Service system that drives Apple Pay on their Android payment system. So FNB is ready for it. But who knows when they will be allowed to enable it.
 
I find me that it works at a few places only.. i.e. PnP, Engen.

FNB POS is suppose to work but I've found that very few merchants have it enabled beside Engen.

McDonalds.. depends on which outlet you go to and most of the staff tell you not to bother and think it's vudu when it does work.

Thing to remember is that the emv chip calculates risk on transaction each time based on number of offline transaction. That's beside the limit for transactions.
 
Tap to Pay is in a lot of places already. Most of the time the teller doesn't know about it and default to chip and pin.

As for Apple Pay, well the FNB implementation uses the same Visa Token Service system that drives Apple Pay on their Android payment system. So FNB is ready for it. But who knows when they will be allowed to enable it.

What I'm waiting for more than Apple Pay replacing credit/bank cards is the retail/loyalty.. I'm tired of carrying a stack of cards!
 
So was at Vida e Cafe.... in Durban, Morningside- Florida Road.
And there was a guy testing Samsung Pay and Apple Pay. This was 2 weeks ago!!!

They were very hush hush...and took photos of the POS Machine, and receipt. As well as giving us a free coffee for the delay!

Delay being..... in SA we have Zapper. SnapScan. Discovery health free vouchers. Vida’s built in voucher app. All this confusion.... the poor guys behind the counter couldn’t believe that they just tapped the card machine (which wasn’t tap and go... this was the Samsung device- seems to work without tap and go) and the transaction was approved.
 
So was at Vida e Cafe.... in Durban, Morningside- Florida Road.
And there was a guy testing Samsung Pay and Apple Pay. This was 2 weeks ago!!!

They were very hush hush...and took photos of the POS Machine, and receipt. As well as giving us a free coffee for the delay!

Delay being..... in SA we have Zapper. SnapScan. Discovery health free vouchers. Vida’s built in voucher app. All this confusion.... the poor guys behind the counter couldn’t believe that they just tapped the card machine (which wasn’t tap and go... this was the Samsung device- seems to work without tap and go) and the transaction was approved.

Are you absolutely sure it was in fact Apple Pay?

FNB App now supports NFC on non-Apple smartwatches. Could very well have been that.
 
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