Discovery Bank

Takes them half a day to verify a credit card account. For a digital bank they're not very fast.
 
Mine did as well
They never notified us
Yet thr board doesn't increase in value.
We need to complain
No poit in complaining. Doesn't achieve anything. Here's an exchange with Discovery on X when they increased the spend bands for dynamic discounts:

Me: You've upped the Vitality Money spend bands for the dynamic discount percentages. Fine. But then you haven't upped the monthly virtual card spend threshold (the amount up to which one can earn more than 1DM per R100). Kinda unfair.

Discovery: Thanks for reaching out to us 💜 The better your Vitality Money status is, the more Discovery Miles you will earn when purchasing. Please visit the below link for more information:

Me: You miss my point. I am Diamond status. Currently I earn 1 DM per R20, but only up to R10K. After R10K it's 1DM per R100. You upped the monthly spend from R12.5K to R14.5K in order to reach max dynamic discounts, yet you keep that DM earn threshhold at R10K.

Discovery: We will let you know as soon as there are any updates in the rewards 💜

Me: As usual, you simply ignore the point that's being made by giving a non-answer with a disingenuous heart. Stop with the damn platitudes. If you're upping the spend requirement, just be fair about it and up the spend threshhold for max DMs.

Discovery: We appreciate the feedback provided 💜 We are currently building our bank in stages and as soon as there are any changes in our rewards we will let you know.
 
does any one have a link/pdf to the thresholds/limits with the different accounts. Trying to compare if its worth going up to black from platinum as i remember at some point seeing you have higher health food spend and partners spend that you can earn rewards on with black but not seeing anything now.
 
You can't disable SMS notifications? Why the heck would I want two notifications in app and SMS? These banks are crazy.
 
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does any one have a link/pdf to the thresholds/limits with the different accounts. Trying to compare if its worth going up to black from platinum as i remember at some point seeing you have higher health food spend and partners spend that you can earn rewards on with black but not seeing anything now.
Spend limit is the same for both at R2500.
Previously you benefited from Black by being able to achieve the 75% but now they dropped it to 50%, same as Platinum

Check here for percentage comparison Info
 
thanks, seems like next to no benefit going up besides a better credit card rate but if you paying it off each month is not worth it and slightly high flight discounts. Guess i am sticking with platinum.
 
You can't disable SMS notifications? Why the heck would I want two notifications in app and SMS? These banks are crazy.
i dont get sms notifications unless its a fraud alert. normal notifications only through the app. Never had them so must be a way to turn it off.
 
thanks, seems like next to no benefit going up besides a better credit card rate but if you paying it off each month is not worth it and slightly high flight discounts. Guess i am sticking with platinum.
Best benefit of black is priority queue at airports when you’re going through security.
 
i dont get sms notifications unless its a fraud alert. normal notifications only through the app. Never had them so must be a way to turn it off.
Thanks. I played with the notification settings now again and set it to 24:00 - 23:30. Will see if that helps.
 
noticed i did not get the exercise goal last week and checked and apple health is completely missing from the discovery app on my side. Not even an option to try link it again. Only thing i can think of is something broke when i did the latest IOS update. Anyone else having a similar problem?
 
noticed i did not get the exercise goal last week and checked and apple health is completely missing from the discovery app on my side. Not even an option to try link it again. Only thing i can think of is something broke when i did the latest IOS update. Anyone else having a similar problem?
Works fine here.
 
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