Discovery Bank

Just got an invite. Just after FNB pissed me off. One issue though. The app crashes when I go to "Join the Bank". Did this happen to anyone else?
Their app and website is down . what did FNB do to you? Here I'm.thinking about leaving disc to join fnb
 
I think I messed up. Didn't realise FNB changed their pricing options. Was going to cancel my Credit card with them and move to discovery (which I've already done)

Now I see that I still have to pay 219 for cheque account even if I want to get rid of my CC, they don't do bundled pricing anymore?

Now I have to pay fees twice unless I move everything over to discovery.
 
Their app and website is down . what did FNB do to you? Here I'm.thinking about leaving disc to join fnb
The site is back up but I'm still having issues with the app. I might just stop the whole process if this continues.

I'm having issues with my credit account. When I put money into it, the money disappears. When I wait for the debit order for it to put money into itself, it never does so.
 
Just got an invite. Just after FNB pissed me off. One issue though. The app crashes when I go to "Join the Bank". Did this happen to anyone else?

Fixed it. It didn't work because I didn't have Chrome on my phone.
 
Any ideas about the apple watch benefit, and which account you need ? Is it available yet?

The Apple watch benefit - linked to Vitality is on hold currently I think. There was an iPhone benefit mentioned during the Bank marketing hype launch in November - see reference in article below. It will probably be some time before we see this benefit become available...

"It will roll out airport lounges next year and in 2020 (going head-to-head with the other banks), and will extend its popular and successful “Active Rewards with Apple Watch” benefit to an “Active Rewards with iPhone” benefit, which will allow you to fund a new iPhone for free if you reach your weekly spending goals. It promises more information on both of these in the new year." https://techcentral.co.za/discoverys-new-tech-led-bank-what-it-will-offer/85205/
 
So I got the invite, installed the app, got as far as the selfie stage, and then because I have a beard it refuses to progress and just states "uncover your face".

I guess I'm not going to be trying out Discovery Bank.
 
So I got the invite, installed the app, got as far as the selfie stage, and then because I have a beard it refuses to progress and just states "uncover your face".

I guess I'm not going to be trying out Discovery Bank.
Mine said take off my cap and then it just went through with it anyways; whilst I was walking to go to a different room with better lighting. Its kind of stupid.
 
So I got the invite, installed the app, got as far as the selfie stage, and then because I have a beard it refuses to progress and just states "uncover your face".

I guess I'm not going to be trying out Discovery Bank.

I have a beard but i was told to blink slowly several times. I think it went through around the 10th time i tried registering
 
Last edited:
Two really stupid things I have noticed while using Discovery.

1. There is no online banking platform everything runs through the app
2. The card doesn't have protruding numbers so when you hire a car they need to scan the card can't use that little machine that imprints the numbers
 
Discovery phoned me today to say they noticed I didn't complete my application. I told them their interest rate I was offered was 1.5% more than my existing discovery card. Sounded like lots of notes were taken and the agent promised to follow-up. Not holding my breath.
 
For some reason it keeps saying my password is wrong although it works in the other apps and on the website even after resetting it ? anyone else having this issue
 
I have two.also completed a retirement assessment,I'll get my points (I assume getting points works towards your money status) my other goal is to deposit R3500 into their savings account which I'm not interested in doing.
Eve. If I get to diamond money status I won't get much coach back(more than the 25 %) as my cc spend is too low. So what's the point??
Ok so I finally think I get it.

I chose Gold - and am on gold status based on info I supplied. I have zero spend on the card and therefore get zero benefit in terms of healthyfood increase. They told me I have to get to 15k to get 11% extra back. Or move to diamond status to get 15%. OR (when they enable or develop functionality) migrate to platinum or black to get to 25% increase in healthy food but this comes with increased minimum spend.

So unless I do some of the above, there is no point to me having a discovery bank card. And I don’t see myself moving spend as that will detract from my ebucks rewards etc.

Am I right?

Cos then I think I throw in the towel now and just do my “health” vitality benefit which is paying off quite nicely.
 
Ok so I finally think I get it.

I chose Gold - and am on gold status based on info I supplied. I have zero spend on the card and therefore get zero benefit in terms of healthyfood increase. They told me I have to get to 15k to get 11% extra back. Or move to diamond status to get 15%. OR (when they enable or develop functionality) migrate to platinum or black to get to 25% increase in healthy food but this comes with increased minimum spend.

So unless I do some of the above, there is no point to me having a discovery bank card. And I don’t see myself moving spend as that will detract from my ebucks rewards etc.

Am I right?

Cos then I think I throw in the towel now and just do my “health” vitality benefit which is paying off quite nicely.

What do you mean by you have to get to 15k to get 11% extra back? Do you mean 15k spending or 15k saving?
 
I have a beard but i was told to blink slowly several times. I think it went through around the 10th time i tried registering

Yeah I managed to get it to work last night. Tried different angles and blinking and it progressed.
 
Mine said take off my cap and then it just went through with it anyways; whilst I was walking to go to a different room with better lighting. Its kind of stupid.

It is weird. Mine worked in bad lighting and didn't work in good lighting.
 
What do you mean by you have to get to 15k to get 11% extra back? Do you mean 15k spending or 15k saving?

Hi, below is the reply I got from Disco bank. Maybe someone using the bank here can confirm?

Email:
You currently have the Gold Transaction Account and are on Gold Vitality Money status therefore you qualify for up to 11% for HealthyFood depending on your monthly spend (minimum is R15 000 per month spend). You can push it up to 15% if you move your Vitality Money status to Diamond, with the same spend band.

In order for you to get up to 25% you would need to have either a Platinum or Black card, be on Diamond Vitality Money status and spend a minimum of R25 000 (on Platinum) or R45 000 (on Black).

At this moment we do not have the functionality to upgrade clients card colours, however you will be notified as soon as this option is available.
 
Hi, below is the reply I got from Disco bank. Maybe someone using the bank here can confirm?

Email:
You currently have the Gold Transaction Account and are on Gold Vitality Money status therefore you qualify for up to 11% for HealthyFood depending on your monthly spend (minimum is R15 000 per month spend). You can push it up to 15% if you move your Vitality Money status to Diamond, with the same spend band.

In order for you to get up to 25% you would need to have either a Platinum or Black card, be on Diamond Vitality Money status and spend a minimum of R25 000 (on Platinum) or R45 000 (on Black).

At this moment we do not have the functionality to upgrade clients card colours, however you will be notified as soon as this option is available.
This sounds like Standard Bank Ucount rewards. You need to spend a certain amount of money every month before you get the advertised rewards. I ended up joining FNB instead back then.
 
Top
Sign up to the MyBroadband newsletter
X