Discovery Bank

[BigBear]

Do I need to initiate anything for activation fee refund?

Thought automatic

Should be automatic.. still waiting though..

Discovery Bank: R57.23 paid to account ***. Ref: "VITARETAIL". 28 Aug 18:29. For more info, call 0860112265

Got some or other vitality retail cash back but still no activation fee refund..

 

[BigBear]

This should help https://www.discovery.co.za/bank/discovery-card-fees

Or contact 0860112265 or ask on Twitter..

 

[BigBear]

Quick question.

I like the basic gold card even tho it wants to push me to platinum.

Fees are like R75 a month, is that just a CC?

Including this, they charge R10 per transaction? So each swipe is R10?

Not very clear to me.

There isnt anyone to phone for advise/help

Yes Credit Card only or you can opt for Bundle

Normal card transactions are Free, even declined transactions..

You only pay for debit orders and cash withdrawals

Might actually switch down to Gold and save on some fees or will i be missing out on anything important downgrading from Platinum?

Can only see the dynamic interest rate changing..

 

[Defib]

Yes Credit Card only or you can opt for Bundle

Normal card transactions are Free, even declined transactions..

You only pay for debit orders and cash withdrawals

Might actually switch down to Gold and save on some fees or will i be missing out on anything important downgrading from Platinum?

Can only see the dynamic interest rate changing..

Thanks for that, i was told by DCard that they will contact me when to migrate, so guess i will wait.

 

[twr]

Yes Credit Card only or you can opt for Bundle

Normal card transactions are Free, even declined transactions..

You only pay for debit orders and cash withdrawals

Might actually switch down to Gold and save on some fees or will i be missing out on anything important downgrading from Platinum?

Can only see the dynamic interest rate changing..

I phoned about three weeks ago to downgrade to Gold they said I can't,

 

[BlockingThePass]

Whats the minimum I got to keep in savings for vitality rewards?

 

[twr]

Whats the minimum I got to keep in savings for vitality rewards?

R1000 is for the Money weekly transaction goal

 

[nullv]

R1000 is for the Money weekly transaction goal

It's not a fixed amount. It depends with your account type and some Discovery voodoo. Just check in the Active Rewards section for your personalised figure.

 

[llewellynr]

i don’t know why I thought saving up rewards points would get me something more worthwhile... I’ve got nearly 1000 points and the only big ticket options are netflorist or a spa visit. Occasionally I stack a few R100s off at Dischem. Is this literally only good for bottomless smoothies

 

[ECHLN]

Does an EFT count towards your money goal?

 

[DENROCwtf]

Does an EFT count towards your money goal?

The details are still so badly communicated - I had read on the forum only that EFT count towards spending tiers - I hope someone can clarify EFT for money goals and spend tiers

 

[twr]

I phoned them yesterday,they said a communication will be sent out in September with all the terms and conditions for spend band etc, I also asked about the miles they said they will let us know in September when the miles program will be starting and they still making a decision on whether miles will be back dated for those that have the new card.... Promises promises promises

 

[jambai]

I phoned them yesterday,they said a communication will be sent out in September with all the terms and conditions for spend band etc, I also asked about the miles they said they will let us know in September when the miles program will be starting and they still making a decision on whether miles will be back dated for those that have the new card.... Promises promises promises

Means they considering not back dating the miles .reason why I refused to update to the new buggy bank with no real benefit ( yet )

 

[amabacha]

i don’t know why I thought saving up rewards points would get me something more worthwhile... I’ve got nearly 1000 points and the only big ticket options are netflorist or a spa visit. Occasionally I stack a few R100s off at Dischem. Is this literally only good for bottomless smoothies

There was talk ( I think in the initial bank launch marketing) that they would offer the option to convert points into cash and paid into the Vitality Savings Account. Lets see what they launch new "e-money" offering.

I've used expiring points on Woolies vouchers but they have become increasingly problematic.... Not working at the till etc

 

[twr]

They never debited me in may for the annual miles fee, I still have the option to activate it but was told don't as they not doing the miles in new cc.if they do backdate it I wonder if I'll get any considering it's not activated? Yet they told me don't.

 

[HibiscusTunes]

Wife and I received emails telling us of our place in the queue to join DB.
Me ~16Kth, non discovery card holder. Her ~900th as a discovery card holder.

 

[Saba'a]

My wife has her card but can't activate her card as app states she's not in their records. Yet she ordered card via app.

 

[Saba'a]

Got the watch.. still waiting for refund..

Sunday..

Vitality Active Rewards with Apple Watch. This code is only valid for the next hour. Call Discovery on 0860 100 696 for help.

Will only be paid 31 October they say.

 

[binloud]

Does anyone know if a linked 2nd card qualifies for the same dynamic discounts and rewards as the original?

 

[twr]

Is anyone elses monthly goals not showing? I also never got pints for achieving lasts months two goals yet my pic n pay cash back went from 31% to 34%