Discovery Bank

BigBear

Expert Member
Joined
Apr 24, 2008
Messages
2,197
Do I need to initiate anything for activation fee refund?

Thought automatic

Should be automatic.. still waiting though..

Discovery Bank: R57.23 paid to account ***. Ref: "VITARETAIL". 28 Aug 18:29. For more info, call 0860112265

Got some or other vitality retail cash back but still no activation fee refund..
 

BigBear

Expert Member
Joined
Apr 24, 2008
Messages
2,197
Quick question.

I like the basic gold card even tho it wants to push me to platinum.

Fees are like R75 a month, is that just a CC?

Including this, they charge R10 per transaction? So each swipe is R10?

Not very clear to me.

There isnt anyone to phone for advise/help

Yes Credit Card only or you can opt for Bundle

Normal card transactions are Free, even declined transactions..

You only pay for debit orders and cash withdrawals

Might actually switch down to Gold and save on some fees or will i be missing out on anything important downgrading from Platinum?

Can only see the dynamic interest rate changing..
 

Defib

Expert Member
Joined
Mar 6, 2005
Messages
2,221
Yes Credit Card only or you can opt for Bundle

Normal card transactions are Free, even declined transactions..

You only pay for debit orders and cash withdrawals

Might actually switch down to Gold and save on some fees or will i be missing out on anything important downgrading from Platinum?

Can only see the dynamic interest rate changing..

Thanks for that, i was told by DCard that they will contact me when to migrate, so guess i will wait.
 

twr

Expert Member
Joined
Oct 14, 2008
Messages
1,932
Yes Credit Card only or you can opt for Bundle

Normal card transactions are Free, even declined transactions..

You only pay for debit orders and cash withdrawals

Might actually switch down to Gold and save on some fees or will i be missing out on anything important downgrading from Platinum?

Can only see the dynamic interest rate changing..
I phoned about three weeks ago to downgrade to Gold they said I can't,
 

nullv

Active Member
Joined
Jan 5, 2018
Messages
40
R1000 is for the Money weekly transaction goal
It's not a fixed amount. It depends with your account type and some Discovery voodoo. Just check in the Active Rewards section for your personalised figure.
 

llewellynr

Member
Joined
Dec 4, 2015
Messages
14
i don’t know why I thought saving up rewards points would get me something more worthwhile... I’ve got nearly 1000 points and the only big ticket options are netflorist or a spa visit. Occasionally I stack a few R100s off at Dischem. Is this literally only good for bottomless smoothies
 

DENROCwtf

Active Member
Joined
Dec 2, 2018
Messages
40
Does an EFT count towards your money goal?
The details are still so badly communicated - I had read on the forum only that EFT count towards spending tiers - I hope someone can clarify EFT for money goals and spend tiers
 

twr

Expert Member
Joined
Oct 14, 2008
Messages
1,932
I phoned them yesterday,they said a communication will be sent out in September with all the terms and conditions for spend band etc, I also asked about the miles they said they will let us know in September when the miles program will be starting and they still making a decision on whether miles will be back dated for those that have the new card.... Promises promises promises
 

jambai

Expert Member
Joined
Oct 18, 2007
Messages
1,143
I phoned them yesterday,they said a communication will be sent out in September with all the terms and conditions for spend band etc, I also asked about the miles they said they will let us know in September when the miles program will be starting and they still making a decision on whether miles will be back dated for those that have the new card.... Promises promises promises
Means they considering not back dating the miles .reason why I refused to update to the new buggy bank with no real benefit ( yet )
 

amabacha

Well-Known Member
Joined
Oct 1, 2007
Messages
356
i don’t know why I thought saving up rewards points would get me something more worthwhile... I’ve got nearly 1000 points and the only big ticket options are netflorist or a spa visit. Occasionally I stack a few R100s off at Dischem. Is this literally only good for bottomless smoothies

There was talk ( I think in the initial bank launch marketing) that they would offer the option to convert points into cash and paid into the Vitality Savings Account. Lets see what they launch new "e-money" offering.

I've used expiring points on Woolies vouchers but they have become increasingly problematic.... Not working at the till etc
 

twr

Expert Member
Joined
Oct 14, 2008
Messages
1,932
They never debited me in may for the annual miles fee, I still have the option to activate it but was told don't as they not doing the miles in new cc.if they do backdate it I wonder if I'll get any considering it's not activated? Yet they told me don't.
 

HibiscusTunes

Expert Member
Joined
May 13, 2008
Messages
1,619
Wife and I received emails telling us of our place in the queue to join DB.
Me ~16Kth, non discovery card holder. Her ~900th as a discovery card holder.
 

Saba'a

Executive Member
Joined
May 21, 2009
Messages
8,232
My wife has her card but can't activate her card as app states she's not in their records. Yet she ordered card via app.
 

Saba'a

Executive Member
Joined
May 21, 2009
Messages
8,232
Got the watch.. still waiting for refund..

Sunday..

Vitality Active Rewards with Apple Watch. This code is only valid for the next hour. Call Discovery on 0860 100 696 for help.
Will only be paid 31 October they say.
 

binloud

Well-Known Member
Joined
Nov 21, 2018
Messages
370
Does anyone know if a linked 2nd card qualifies for the same dynamic discounts and rewards as the original?
 

twr

Expert Member
Joined
Oct 14, 2008
Messages
1,932
Is anyone elses monthly goals not showing? I also never got pints for achieving lasts months two goals yet my pic n pay cash back went from 31% to 34%
 
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