What this doesn't explicitly say is that Discovery won't use your driving behaviour to hike your monthly premiums come policy renewal time. And that's exactly why:"We will not use your DQ-Track data for purposes of approving
claims. We will, however, use the information to verify the
time and location of an incident. We may use the information
for general risk management and underwriting purposes to
make sure that you receive the best cover possible."
Vague and then avoidant. I'm sure a lawyer wrote it.
1) I'm not a Discovery Insure client (and never will be); and
2) Chose the tracking device waiver on my current policy - which was actually cheaper than paying for a tracking service monthly!