Dont just accept your premiums

[Snyper564]

Got this awesome surprise from outsurance this morning.

52% increase. 30% increase on my excess. Please note building cover is significantly more than home value



Waiting for their update.

PPS has the rest of my business. Can do the same but no excess for R780...

Chow outsurance...

 

[Sideshow Bob]

Call miway and get their quote. Tell outsurance guy that you are moving. Most likely they will match miway/any other insurance company you get quote from.

 

[xrapidx]

And my excess is waived. (this is from last month - so shouldn't increase for a year)



Find a decent broker, they do the negotiating for you.

 

[Snyper564]

Call miway and get their quote. Ask outsurance guy that you are moving. They will match miway.

uurgh dont want to deal with another insurer. The PPS quote is inline with Naked too.

 

[Snyper564]

And my excess is waived.

View attachment 1623497

I think mine is slightly more than yours as we have a thatch lapa about 2m from the house.

 

[xrapidx]

I think mine is slightly more than yours as we have a thatch lapa about 2m from the house.

Slightly? Its more than double

 

[Snyper564]

Slightly? Its more than double

I meant vs pps not outsurance kek

 

[xrapidx]

I meant vs pps not outsurance kek

Oh right, missed the bottom....

 

[zerocool2009]

The rule regarding building cover aint just replacement of the house. To demolish something and remove the rubble should be included

 

[zerocool2009]

And a lapa also increase premiums (as its a possible fire hazard)

 

[Snyper564]

And a lapa also increase premiums (as its a possible fire hazard)

Yeah got that. But outsurance is just crazy here!

 

[Kosmik]

uurgh dont want to deal with another insurer. The PPS quote is inline with Naked too.

Naked were insanely low for mine, 1/3.

 

[Snyper564]

Naked were insanely low for mine, 1/3.

nice just goes to show dont accept shop around!

 

[RonSwanson]

Yeah got that. But outsurance is just crazy here!

Correct. I am currently paying your old premium for a home (Building and burglary) and two (10 year old) cars on Naked.

 

[dj_jyno]

That's a joke. Current premium with Discovery Insure for R3.6 million building cover is R541.91, and the excess is R1250.

 

[Snyper564]

That's a joke. Current premium with Discovery Insure for R3.6 million building cover is R541.91, and the excess is R1250.

crazy outsurance has seriously lost the plot, problem is its an email I almost just ignored.

 

[Quicks]

Well there is your problem, you a dealing with Outsource. Just move to any other reliable company.

 

[Snyper564]

Well there is your problem, you a dealing with Outsource. Just move to any other reliable company.

haha it was fine, the insurance defaulted to them when the bond was taken out 7 years ago.

 

[Agent_Smith]

I've always wondered if this goes for your armed response premium. Can I call them and request a review of my policy? Or does that work differently to insurance.

 

[Snyper564]

I've always wondered if this goes for your armed response premium. Can I call them and request a review of my policy? Or does that work differently to insurance.

Well you can try or move. We moved from our R350 a month one to R99 thats even better service