Easy Equities good or bad?

SauRoNZA said:
But if you are buying ETF’s you aren’t doing any real work.

Now you want to piss away with active managers which have proven to historically not outperform investments.

As long as you stick to baskets and not direct shares you’d be doing just fine.

You can still just buy Sygnia through EE, they can still do the work for you.
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The basic fundamental is to invest in that ETF which offers at least 15% and upwards growth a year. Anything less and you may just as well have placed your cash in a fixed deposit. This requires understanding of the markets, analysis, identifying the right ETFs, monitoring them, selling out and buying new when needed. Constant portfolio management. Simply buying any type of ETF and stocking up each month will not cut it for most people.
 
SauRoNZA said:
But if you are buying ETF’s you aren’t doing any real work.

Now you want to piss away with active managers which have proven to historically not outperform investments.

As long as you stick to baskets and not direct shares you’d be doing just fine.

You can still just buy Sygnia through EE, they can still do the work for you.
Click to expand...
Oh yeah. Shares mainly, bad choices - will probably keep ETF's. Thanks.
 
rvZA said:
The basic fundamental is to invest in that ETF which offers at least 15% and upwards growth a year. Anything less and you may just as well have placed your cash in a fixed deposit. This requires understanding of the markets, analysis, identifying the right ETFs, monitoring them, selling out and buying new when needed. Constant portfolio management. Simply buying any type of ETF and stocking up each month will not cut it for most people.
Click to expand...

My point is as a whole passive management (ETF’s) have a far better track record for less money than active management.

One thing EE doesn’t do well is show returns based on dividends. Not all ETF’s are geared for price but rather dividend returns.

At this point I’d say anything over 10% is a winner, after costs.
 
SauRoNZA said:
But if you are buying ETF’s you aren’t doing any real work.

Now you want to piss away with active managers which have proven to historically not outperform investments.

As long as you stick to baskets and not direct shares you’d be doing just fine.

You can still just buy Sygnia through EE, they can still do the work for you.
Click to expand...

I have to agree with this.

I have sat listening to friends and family complaining about investors that sold them BS and left them with poor-performing investments, so like a big boy I went out and started doing my own investing, dabbling in shares and ETFs.

Then I realised baskets were outperforming my - often poorly chosen - individual shares so I just converted everything in to baskets and I'm still in the green on most of them.
 
Tinuva said:
That 6 numbers change every 60 seconds, to a new random number. Chances of guessing the correct number at the right moment is super rare.

Even then, you ignore the yubi key options which is over 20 random characters that change even more often.

2fa is not stupid or silly or useless. Your password can be captured, and used long after capture time. 2fa will only work if used at the instant in time it is captured.

How can you say no to such an incredible extra layer of defense. I will personally never trust a fool telling me a extra layer of defense is not needed when it comes to my money. Can never be too safe.
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Yeah no you miss the point. It's still a 1,000,000 combination which a computer can guess in a lot less time. So it changes after 60 seconds, well same thing. Now work out how long it will take to guess a 24 character alpha numeric string. If you're using 20 characters then fine but the truth is more often than not it's just 6 NUMBERS. It does not add to security if your site isn't geared towards security. If it allows a loophole where the password can be guessed or tells you it's correct without the 2FA then 2FA isn't going to help you.

You're also not addressing the other part. Just recently I see another site which says 2FA is your problem as they can't reset it if you lose it. Not going to take that chance for something that adds minimal security but is still easy to crack.
 
Is there a way to see the growth of your portfolio over a specific amount of time?
Or the growth of deposits you made during a certain time?

My US portfolio currently sits at +10%, brought down mainly due it being Ark Innovation heavy... and well, we know what happened to that ETF.
 
Swa said:
Yeah no you miss the point. It's still a 1,000,000 combination which a computer can guess in a lot less time. So it changes after 60 seconds, well same thing. Now work out how long it will take to guess a 24 character alpha numeric string. If you're using 20 characters then fine but the truth is more often than not it's just 6 NUMBERS. It does not add to security if your site isn't geared towards security. If it allows a loophole where the password can be guessed or tells you it's correct without the 2FA then 2FA isn't going to help you.

You're also not addressing the other part. Just recently I see another site which says 2FA is your problem as they can't reset it if you lose it. Not going to take that chance for something that adds minimal security but is still easy to crack.
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You do realise that it is not only guessing the 2FA number but you would have to get the password correct before even having to guess the 2FA time code. There is a reason that it is called two-factor authentication as logging in requires two "secrets" to be correct.

With regards to losing your 2Fa, well firstly that would be on you. Secondly sites typically give you single-use backup codes when you activate 2FA on their site for the scenario where you have lost your means of 2FA. If the site that you mention is not doing that, then that is on them.
 
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