FNB Account advice

If you don't care about rewards: Easy Pay as You Use main account at R5 PM and Aspire credit at R40 PM. The Easy account works out to about R20 PM total for me (couple of debit orders, EFT or two). Add Apple Pay to credit card (if so inclined) for free and you don't even use the card in-store. FNB have income bands on accounts on their site, but they don't care if you earn way more. Not sure what kind of credit card limit you need, but I'm at the same +-50k that I got allocated 10 years ago (more than enough for me per month).
 
Just an update, FNB have created the Fusion Premier account for me. I also asked for a credit card and they said something about the fees being R20 less with it (hope I heard right). Just waiting for the paperwork. I have to say, FNB are much better than Absa based on my recent interactions.
 
JOEY_8 said:
Just an update, FNB have created the Fusion Premier account for me. I also asked for a credit card and they said something about the fees being R20 less with it (hope I heard right). Just waiting for the paperwork. I have to say, FNB are much better than Absa based on my recent interactions.
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Its a R10 saving
 
shooter_za said:
If you don't care about rewards: Easy Pay as You Use main account at R5 PM and Aspire credit at R40 PM. The Easy account works out to about R20 PM total for me (couple of debit orders, EFT or two). Add Apple Pay to credit card (if so inclined) for free and you don't even use the card in-store. FNB have income bands on accounts on their site, but they don't care if you earn way more. Not sure what kind of credit card limit you need, but I'm at the same +-50k that I got allocated 10 years ago (more than enough for me per month).
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This is exactly the combo I'm using...

No need for a fancy cheque account, I just let that approved to upgrade notification lie on my app...
 
JOEY_8 said:
Just an update, FNB have created the Fusion Premier account for me. I also asked for a credit card and they said something about the fees being R20 less with it (hope I heard right). Just waiting for the paperwork. I have to say, FNB are much better than Absa based on my recent interactions.
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Can you provide an update on this...

Are you paying fusion rates of R219 for having the fusion account + premier credit card?? or a different price per month?
 
RedhotNeo said:
Can you provide an update on this...

Are you paying fusion rates of R219 for having the fusion account + premier credit card?? or a different price per month?
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Correct. R229 all included. Take note, price changes from 1 July, so it might change
 
zerocool2009 said:
Correct. R229 all included. Take note, price changes from 1 July, so it might change
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Awesome.. thanks for info

Im on normal Premier account paying R229 per month with no credit card... going to upgrade to the fusion with add-on credit card...

Level 5 ebucks.... incoming :)
 
I just checked. I’m paying 219pm but didn’t receive the credit card as yet. I just have a Fusion Premier Card.
 
JOEY_8 said:
I just checked. I’m paying 219pm but didn’t receive the credit card as yet. I just have a Fusion Premier Card.
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Its the same card. Fusion = credit card and cheque card in 1.

I think guys ordered an extra card
 
Yeah, but the rep from FNB said I’ll get an extra credit card. Still awaiting that - I just followed up :)
 
Did anyone manage to get the Fusion account + Credit card??

Did you save extra on fees?

More importantly, Did your Ebucks points also increase for having a fusion account with credit limit + having the extra credit card?
 
RedhotNeo said:
Did anyone manage to get the Fusion account + Credit card??

Did you save extra on fees?

More importantly, Did your Ebucks points also increase for having a fusion account with credit limit + having the extra credit card?
Click to expand...

You save R10 in fees and a 1000 points (card division)
 
RedhotNeo said:
Did anyone manage to get the Fusion account + Credit card??

Did you save extra on fees?

More importantly, Did your Ebucks points also increase for having a fusion account with credit limit + having the extra credit card?
Click to expand...
I was told someone would call me when I enquired a few months ago about changing my cheque to fusion, and nobody ever did
 
zerocool2009 said:
You save R10 in fees and a 1000 points (card division)
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For the points, you get 1000 for Fusion account with credit limit, 1000 for credit card with auto debit payment and 1000 for using only your credit card (100% usage)?
 
RedhotNeo said:
For the points, you get 1000 for Fusion account with credit limit, 1000 for credit card with auto debit payment and 1000 for using only your credit card (100% usage)?
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I personally dont have the linked account. I cant answer on the above (sorry)
 
zerocool2009 said:
I personally dont have the linked account. I cant answer on the above (sorry)
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Cool, no worries..

With the new points structure, its harder to maintain level 5 and I want to move to Private clients to save extra when I take out my homeloan..
 
RedhotNeo said:
For the points, you get 1000 for Fusion account with credit limit, 1000 for credit card with auto debit payment and 1000 for using only your credit card (100% usage)?
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Correct. However on the last point, with fusion it can be either fusion or credit card 100% usage. So no need to transfer funds between account since the fusion has a credit facility hence requiring an overdraft
 
blunt said:
I was told someone would call me when I enquired a few months ago about changing my cheque to fusion, and nobody ever did
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Same here. I have been a bit busy to follow up but they were supposed to call me.
 
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