Today is the day I transfer all funds out of my cheque account after they took away my fee saver when I downgraded to gold. What a coincidence!
I had a long back and forth with FNB about this when I upgraded to Private and then back down to Platinum when I found that Private was useless for my needs, on my phone calls I made sure to ask if I'd stay on Fee Saver so they had to put me back as the phone jockey told me nothing would change.. quite annoying that a downgrade or an upgrade counts as being a "new client".