GAP Cover - which company/plan?

[SYNERGY]

Heya

As per the title; GAP Cover - which company/plan?

Currently, on Ambledown GAP Select R472 p/m from next year.

 

[travcaine]

Look at Turnberry, the synergy plan!

 

[Hamster]

We use https://www.sirago.co.za/. My brother has had ti claim before and they paid without a fuss.

 

[marco79]

We use https://www.sirago.co.za/. My brother has had ti claim before and they paid without a fuss.

I'm on Sirago Ultimate plan. The rest of my company is on the basic plan. I never heard of them not paying claims

 

[PsYTraNc3]

Zestlift Universal
R458 for the family plan (3 members currently)

They paid out +- R25k for two procedures over the past two years with no issues and no out of pocket expenses for me.

 

[krycor]

Gap cover.. when you go for op etc never tell specialists that you have it. <— they literally bump their price up from medical aid rate to north of 500% (especially in Gauteng) when they hear this.

 

[Hamster]

I'm on Sirago Ultimate plan. The rest of my company is on the basic plan. I never heard of them not paying claims

We're on Plus which reminds me I need to check what the difference is and if it is worthwhile moving to Ultimate.

 

[marco79]

We're on Plus which reminds me I need to check what the difference is and if it is worthwhile moving to Ultimate.

Sorry, the rest of the company is on the Plus, I am on Ultimate.

 

[marco79]

Gap cover.. when you go for op etc never tell specialists that you have it. <— they literally bump their price up from medical aid rate to north of 500% (especially in Gauteng) when they hear this.

Our medical aid advisor advised us of this.

 

[crawler]

https://www.sanlam.co.za/personal/insurance/medical-aid-and-gap-cover/Pages/sanlam-medical-gap-cover-insurance.aspx

 

[XFlorenceX]

Turnberry Synergy plan. Super affordable for what you get ( 500% cover ). It was the cheapest option for me when I compared it to different companies. I don't need all the extra benefits the more expensive plans need to offer and oh I am only 1 person on the plan

 

[fruitbat]

i switched from ambledown to sanlam now. Seemed like similar product, and dropped my premium this year from 470ish to 298. Also haven't heard of issues with Sanlam to claim.

i'm now P.O'ed that sanlam new premium is 352, from the 298.

What are you guys paying for Turnberry? Sirago?

 

[Excalibur]

Discovery has new a Gap cover product for Discovery medical aid members.

 

[Tman*]

Discovery has new a Gap cover product for Discovery medical aid members.

The Irony.

Please buy a product ro protect yourself from one of our other products, where the original product was designed to protect you.

 

[Kosmik]

Discovery has new a Gap cover product for Discovery medical aid members.

Be careful, last I read their policy was quite restrictive in comparison.

 

[Slayerino]

Discovery has new a Gap cover product for Discovery medical aid members.

I've been advised by my employers medical aid provider that discovery gap cover is the worst in the industry.

 

[maumau]

Be careful, last I read their policy was quite restrictive in comparison.

Company broker recommends Discovery Medical Aid but not their Gap cover.

 

[Kosmik]

Company broker recommends Discovery Medical Aid but not their Gap cover.

Same for us.

 

[Excalibur]

Company broker recommends Discovery Medical Aid but not their Gap cover.

I'm on Stratum but willing to change to better, will stay away from Discovery then.

 

[shadow_man]

I'm on Stratum but willing to change to better, will stay away from Discovery then.

Ditto - also on Stratum, but new work offers Turnberry so considering changing.