Grass not always greener

imranpanji said:
And how much do recreational drugs cost? Hmm mm?
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Pills cost about 50p, if that's your thing, not sure about the rest. Not that I buy or do that type of thing, obviously.

And yeah, my brother-in-law and his Mrs spent the other weekend in Amsterdam for the "experience".
 
Dave123 said:
You know cguy lives and works in the USA?
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Heh - and I'm not asking him to believe me, but the US Department of Health official rules for medical insurance providers.
 
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cguy said:
Heh - and I'm not asking him to believe me, but the US Department of Helps official rules for medical insurance providers.
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They have a Department of Help???

Do they supply you with a maid on request? :p:p:p

:D
 
Dave123 said:
I knew it was a typo and what you meant, I just couldn't resist, sorry.

;)
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I wouldn't have resisted either. :)

BTW, apparently France's social system actually provides nannys for children.
 
On lets say 3000 pounds a month between 2 people, could you afford to buy a 3 bed house in the UK? (I am not talking London, more Bath way)
 
Grimspoon said:
On lets say 3000 pounds a month between 2 people, could you afford to buy a 3 bed house in the UK? (I am not talking London, more Bath way)
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Moneywise, probably not a problem, actually getting a mortgage (bond) without any credit history in the U.K. is probably a bigger problem.
 
Grimspoon said:
Is it not that easy?
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If you have a 40% deposit and a job in the same industry you've been working in for quite some time with a home price:income ratio of <4.5:1, you may be able to get a specialist mortgage broker to arrange something, but the interest rate won't be great.

I was looking to move over there before Brexit happened and Barclays Wealth were prepared to offer a mortgage based on the fact that I had 3+yrs of audited financials of an on-going SA business I own and also firm job offer when I arrived (+a huge deposit).

Yes, it's that bad.
 
Grimspoon said:
Is it not that easy?
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Without a credit history it never has been, with the new rules since the last crash like an affordability check and strict deposit requirements it would be even more difficult. It used to be almost a free for all and banks would do anything for the business, like offering 125% mortgages with 0% deposit, now you would need at least a 25% deposit to get a decent mortgage.

That's after you've built up your credit record...

Here's one article:

http://www.thisismoney.co.uk/money/...5/The-time-buyers-guide-getting-mortgage.html
 
Dave123 said:
Without a credit history it never has been, with the new rules since the last crash like an affordability check and strict deposit requirements it would be even more difficult. It used to be almost a free for all and banks would do anything for the business, like offering 125% mortgages with 0% deposit, now you would need at least a 25% deposit to get a decent mortgage.

That's after you've built up your credit record...

Here's one article:

http://www.thisismoney.co.uk/money/...5/The-time-buyers-guide-getting-mortgage.html
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Cool thanks! Good to know.
 
airborne said:
That's not what I've heard, I've read of countless sorry stories of people that can't get affordable med insurance in the US due to serious pre existing conditions.
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One of the good things about Obamacare is that it did away with discrimination based on pre-existing conditions. Allowed a boatload more people to get health insurance.
 
OrbitalDawn said:
One of the good things about Obamacare is that it did away with discrimination based on pre-existing conditions. Allowed a boatload more people to get health insurance.
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And had the quality dropped as a result? Stands to reason...
 
Back in SA for holiday. Fark me everything has grown expensive, especially the food. A lot of it now on par/not far behind with UK pricing
 
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