How much cash do you keep on hand?

Cash on hand: None, I only use cards nowadays
Emergency Fund: 4 months salary chilling in the bond
 
About 5k cash and 2 months of salary in a savings account at the bank for a rainy day fund.
 
All surplus funds go into the bond, so nothing in emergency fund per se. But then again, surplus in the bond is proberbly 10 months expenses.
 
Excluding the access bond, then got about 12months minimum, up to 36 months if looking for investments like now. The access bond adds another 36months to that.
 
I use cards majority of the time for purchases, but i usually have anything between R20-65 in my Wallet.
I have a old mayonnaise container that has R200 which is coins majority.
 
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