Sorry to hear bud, if you thinking of adopting, check out pekehaven, they can probably assist with someone in your area. Pet medical aid is like petsure or i think momentum offers a pet medical aid, its like R100-200 per month but they will cover any surgeries etc they dog may need so its a goo thing to have which we unfortunately never got when they were puppies so they wont cover half the issues they have. il give you an example of our situation, my wife and I dont have kids so our dogs are treated like kids, my vet knows me pretty well already, the oldest peke is 13now ( we got him about 5 years ago as a rescue, his not the same sleep all day and not do anything dog anymore, his more like a puppy now, destructive little bugger and gets hyper active in the evenings) he is on chronic meds for a compressed disc, he can go for surgery to sort it but thats 25k which we cant afford due to no pet medical aid and his so old he may not make it off the table, his a happy boy and doesnt seem to be in pain, his back legs just dont work as fast as his front legs due to the signal from his brain being delayed due to the compressed disc in his back but his all good on just meds, his had a R3500 eye surgery to remove a growth a few years ago and chronic meds are around R250 per month for the past few years already, oh and his teeth are falling out so he can only eat soft food. Middle female peke is about 10 and a bit more resilient, she has only had an eye surgery due to a scratched cornea (ran into a tree branch) and then ripped the stitched out a day later and had to go back to get restitched, total bill was around R6000. Then my little baby, the youngest is 8, she has had an eye surgery for scratched cornea (playing rough with the other female) at R3500, then she has bladder issues, special food at around R500 per month, to diagnose the bladder issue was another story, multiple scans, an xray, they had to stick a needle into her bladder for a urine sample and send it off to the lab for some special tests, all in all it was also a few grand in vet bills.
My advice make sure you willing to put a lot of money into looking after a peke, they aint cheap and if you buy a purebred from a breeder you looking at R3000+. Only our male rescue has papers and is a purebred, i dont care if they purebred, other 2 were bought off gumtree from private people whos dogs had puppies, i wont support breeders. But its not about the money, i do whatever i can to give my babies the best home and care i can give them.