Anyone else keep to drop some UK finance top tips in this thread?
Im missing my Ebucks dearly and trying to make up for it by squeezing my budget and maximising savings.
Below some things I've used in the last year or so:
1. Cheapest prepaid sim with unlimited data & calls:
SMARTY &
ID - after a year you can sim swop to either network to retain the discounted rate (Smarty goes from £16pm to £20pm after 12 months)
2. Cheapest interwebs: use Uswitch, with sign on bonuses. NB: read the contract before signing. Some ISP's allow you to break the contract if they hike prices within the 1st year, then you can simply sign on a new deal and get another bonus (I've done this, moved from Virgin to BT and got a +-£100 voucher on each signup)
3. Household, Car & other insurance: Always check the difference beween paying monthly vs 12 months up front. Some insurance companies finance your premium if you choose to pay monthly, so its more expensive. Use
https://www.moneysupermarket.com/ &
https://www.comparethemarket.com/ to obtain quotes. Never accept a renewal "as is". Ive managed to drop my premiums via the online chat feature for both car & household. All you need to do is ask.
4. Coupons & discount vouchers: use Honey as a browser plugin to get discounts (works quite well). use
https://www.idealo.co.uk/ to create price alerts of items when prices drop across the market. Check
AVforums for discounted vouchers if you need to buy items from Curry's as an example. The going rate is normally face value less 15%. If you buying any type of appliance / TV it can translate to some good savings.