killerbyte
Expert Member
I don't care what the reason is... I will have my lady with me in England.
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Immigrating to the UK
- Thread starter AchmatK
- Start date
My trip to London costs around £18 for the return ticket (£28 if I also want tube access as well) and £8 for parking car at the train station, it gets expensive quickly. Fortunately I only go in around twice per month.
AstroTurf
Lucky Shot
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yes and thank you, positive vibes are needed at this time so thank you for the encouragement
During peak its £56 return for me
£28 off peak. It can get pricey if you travelling with someone.
Again though, i avoid london like the plague
Mephisto_Helix
Resident Postwhore
4 and a half hours past Waford so
Good luck man. Landed with very little pounds and got through ok. Communities here are a thing and Freecycle was a blessing at the start. I didn't do it with kids but my sister did and she managed with even less cash, lol. Like others have said, take it as it comes and you'll be fine.
Nice one. If I didn't meet my GF here and had to leave her behind, oof. So I can imagine your happiness.
The Voice
Honorary Master
4 and a half hours past Waford so
Good luck man. Landed with very little pounds and got through ok. Communities here are a thing and Freecycle was a blessing at the start. I didn't do it with kids but my sister did and she managed with even less cash, lol. Like others have said, take it as it comes and you'll be fine.
Nice one. If I didn't meet my GF here and had to leave her behind, oof. So I can imagine your happiness.
Wife and I pretty much came over with one bag each and the clothes on our backs. Had very little savings when we left SA, so made do with what we had. It’s a great country for anyone looking to start over.
Tough when you are halfway through your working career and your SA pension pot is a pittance when brought over to the UK, and your paid off R1mil SA house makes a 20% deposit on a house here.
Most of my salary is going into mortgage, pension contributions and ISA payments.
One of the reasons I moved in my 20’s. I did the math and realized it would effectively be a type of financial “reset”. Still worth it to do later, one just doesn’t expect to go through that type of financial knock again - but it only takes a few years to catch up. And of course, if you ever go in the reverse direction (to any lower CoL country), you have the opposite effect, and get rich immediately.Tough when you are halfway through your working career and your SA pension pot is a pittance when brought over to the UK, and your paid off R1mil SA house makes a 20% deposit on a house here.
Most of my salary is going into mortgage, pension contributions and ISA payments.
Tough when you are halfway through your working career and your SA pension pot is a pittance when brought over to the UK, and your paid off R1mil SA house makes a 20% deposit on a house here.
Most of my salary is going into mortgage, pension contributions and ISA payments.
I feel that. I wish I had moved here 10 years ago. Covid really hurt me in SA and I basically came here with almost nothing. Even so, I have found it relatively easy to start building up and at least the pension and currency is going to be worth something in 20 years time
As they say, hindsight is 20/20
The Voice
Honorary Master
Same. We lived here before from 2005-06, went back to SA and only realised we had an opportunity to make it permanent around 10 years later via my wife’s ancestry. Things could’ve been way different if we’d figured things out sooner, but no point in looking back now, just making sure we keep building on the 8 years we have here.
I don't believe there is such a thing as "transfer pension from SA to UK".
What what I recall, you have to apply for tax (old financial) emigrate, wait the 3 years before cashing out and paying tax, and then transfer the rest to the UK, and then invest in a UK pension.
Is there a rule that says you must invest it on the UK side in a pension?
Eg. checking with a financial planner if there is a more tax efficient way (ISA) of reinvesting as you would have been hit with tax when taking it out of SA
Eg. checking with a financial planner if there is a more tax efficient way (ISA) of reinvesting as you would have been hit with tax when taking it out of SA
What, the money received from pensions/RAs in South Africa?
No, you can do what you want with that money as you would have paid tax to SARS before it was cashed out to you.
Dave
Honorary Master
You just claim it back in 6 month chunks on the .gov website, don’t you?
Get an immigration health surcharge refund if you work in health and care
Get a refund of the immigration health surcharge (IHS) if you work in health and care - eligibility, what you’ll get and how to apply.
Sinbad
Honorary Master
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Correct. I had no idea it was even a thing - the bastards keep it very quiet.You just claim it back in 6 month chunks on the .gov website, don’t you?
Get an immigration health surcharge refund if you work in health and care
Get a refund of the immigration health surcharge (IHS) if you work in health and care - eligibility, what you’ll get and how to apply.www.gov.uk
killerbyte
Expert Member
As long as its not Virgin Media...