They must have bought the debt and paid a bit to it to keep it alive. They still need to prove that I paid for it. Also when I look at my credit report I see that the account was closed and then reopened a month later.
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Incorrect information on Credit Report
- Thread starter ManVee
- Start date
Thank you. So basically I should just wait until it is prescribed. I was hoping I can catch them on the incorrect information that they sent to the credit bureau.
nah bud, they will just correct if wrong and re-ignite that account for collection, just wait and then lodge an appeal as prescribed.
Wow, Okay I will just wait for the prescription then. I have already mailed a dispute. will wait and see what comes of it.
RedViking
Nord of the South
Pay back the money, Zuma!
Lol... Pay money to debt collectors who had nothing to do with my debt? I hope consumers are catching up to their tricks and have them sitting with a pile debt that has prescribed.
Lol, I have 3 different debts where I am owing above 100K each in capital. Even if I was in a position to pay it now, would it not be better that I leave them to prescribe in the next 5 months?
indeed. He doesnt seem to care just wants it to go bye bye
The cheek you have.
You borrowed over 300k from the looks of it. Someone is footing that bill.
The place that decided to sell you debt did it so they could atleast get something. For example 50c on the rand.
The original place (dont care if its a big bad bank) now only got 50% of what you owed. There are still people here that need to get paid for job etc.
What an odd world you live in....
Dude, are you one of these collections agents? If you are, I'm sorry. You guys must be having a hard time running after money that does not belong to you.
I dont but it was legally bought. thats how the world works...
Also the money "does not belong to you"
The financial institutions are far worse than the defaulting debtors. Please don't for one second lose sight of that. As for collections companies, I couldn't care less about them. With all that said, I would not run away from my debt if I had the means. Also, I don't think it's on to judge if you don't know how I got to not being able to meet my financial obligations.
If it makes you feel any better, I am still paying for my vehicle and property finance. I know you think I'm cheating you as you have been honouring your debt probably for years.
So if I could not pay because I lost my job, or paid for surgery for a family member. Should I donate my liver to pay back the banks? I really don't understand why you're being so emotional when you don't even have all the facts.
RazedInBlack
RazedInBlack
Maybe you should have stared with the facts. Just saying . . .
I'm not judging you, hell look at our leaders, corrupt AF. Nothing happens to them!
epah
Honorary Master
The new account number is from the debt collectors, they will throw in a few rands towards your debt to stop it from prescribing, Yes it is scummy but unfortunately the law is never on our side. You might have to prove to the bureau that you didnt make the payment.
Keep communication with the debt collectors to a minimum, one wrong word and you are effed, They will do whatever it takes to make you acknowledge the debt, they will go as far as manipulating the recorded calls. It is going to be a long ride so goodluck.