Insurance puzzle -PLEASE HELP!!

[Brenden_E]

I hope that one day you will find yourself in the position of being unemployed and barely managing to pay for food,let alone petrol to put in your car that you CAN'T AFFORD to insure,and someone does the same **** to uyou. Have a nice life you judgemental ballbag.

You can afford a R40 000 car but not insurance.
Already you have admitted that you could get rides with other people, you simply didn't bother. And at the time of the accident you were employed. Sorry, you will be judged for being negligent.

Didn't take long for your true colors to shine. With those interpersonal skills, no wonder you are struggling.

 

[Pitbull]

He doesn't have insurance. Not a lot of sympathy.

Then he needs to approach the other party's insurance directly.

 

[Pitbull]

It's like skipping a red robot, driving into someone and then asking for advice. And then, the cheek to call someone a douche that calls you out. It's a deliberate decision not to get insurance. You put others at risk for doing so. Take a long look in the mirror.

You're being a douche bag tbh.

He doesn't have insurance so what? Even if he had 3rd party only they would not have helped with the recover so it makes no difference. He wants advice not a preaching to.

 

[satanboy]

Obviously they were consumed. Why bring it up? I think that's fairly evident.

No, it isn't. Do you have witnesses to this? One can order ten bottles of booze and your friends could consume it.

 

[Brenden_E]

You're being a douche bag tbh.

He doesn't have insurance so what? Even if he had 3rd party only they would not have helped with the recover so it makes no difference. He wants advice not a preaching to.

If he had third party, I wouldn't judge him. The question you pose is retarded. In many countries it's illegal not to have insurance for a very good reason. It's so irresponsible, but if you decide not to get insurance and the paw-paw hits the fan, well suck it up big man.

Do you honestly think the other party would run away if they had insurance? It's clear who's to blame, but his recklessness put him in this situation.

Being responsible these days makes you a douche. Hah, I'll gladly take it.

 

[Cray]

No, it isn't. Do you have witnesses to this? One can order ten bottles of booze and your friends could consume it.

Perhaps the fact that he reversed into someone's car is an indication that he might have been drinking?

 

[Pitbull]

If he had third party, I wouldn't judge him. The question you pose is retarded. In many countries it's illegal not to have insurance for a very good reason. It's so irresponsible, but if you decide not to get insurance and the paw-paw hits the fan, well suck it up big man.

Do you honestly think the other party would run away if they had insurance? It's clear who's to blame, but his recklessness put him in this situation.

Being responsible these days makes you a douche. Hah, I'll gladly take it.

If you don't have insurance it's your own problem like he realised now.

If someone doesn't have insurance and runs into your car. It's your own fault if you don't have insurance. I don't have insurance to pay out for when I make an accident. I have it so my vehicle can be repaired if someone else hits me, with or without insurance. The lawyers will get the money back from the other party, I can't be arsed.

So him not having insurance affects you how?
It affects him as he'll sit with the debt for not having insurance and will have to pay it off himself.

 

[satanboy]

Perhaps the fact that he reversed into someone's car is an indication that he might have been drinking?

bwahaha....get real.

 

[Brenden_E]

If you don't have insurance it's your own problem like he realised now.

If someone doesn't have insurance and runs into your car. It's your own fault if you don't have insurance. I don't have insurance to pay out for when I make an accident. I have it so my vehicle can be repaired if someone else hits me, with or without insurance. The lawyers will get the money back from the other party, I can't be arsed.

So him not having insurance affects you how?
It affects him as he'll sit with the debt for not having insurance and will have to pay it off himself.

No it's not. There are several scenarios where you could cause crippling financial damage to someone else, for which they could have no recourse if you are broke. You'll have to use your imagination, I'm not going to spell it out for you.

If you drive a car without at least third-party insurance you deserve to be racked over the coals.

 

[Pitbull]

No it's not. There are several scenarios where you could cause crippling financial damage to someone else, for which they could have no recourse if you are broke. You'll have to use your imagination, I'm not going to spell it out for you.

If you drive a car without at least third-party insurance you deserve to be racked over the coals.

If you don't have insurance you're the one going to get the brunt of it. The party that has insurance has no problem, guilty or not. Simple as that. As indicated clearly by the post in the OP. Even when he's not at fault he's now struggling to have his car fixed. If he had insurance it would have been no problem. He's suffering because of his choice he mad. You getting upset because he's now suffering for not having insurance is anal.

If OP ran into your car and you have insurance OP would still have suffered and you would not lose a wink of sleep.

How his choice affects you to be so anal is kinda strange

 

[Brenden_E]

If you don't have insurance you're the one going to get the brunt of it. The party that has insurance has no problem, guilty or not. Simple as that. As indicated clearly by the post in the OP. Even when he's not at fault he's now struggling to have his car fixed. If he had insurance it would have been no problem. He's suffering because of his choice he mad. You getting upset because he's now suffering for not having insurance is anal.

If OP ran into your car and you have insurance OP would still have suffered and you would not lose a wink of sleep.

How his choice affects you to be so anal is kinda strange

OK, it seems I have to spell it out for you. I suppose you aren't big on using your imagination. You drive into a guy on the side of the road. He's brain dead and can no longer work. His family sues you for loss of income but you are broke. Now they are screwed. If you had third party, no problemo. Capiche?

 

[Pitbull]

OK, it seems I have to spell it out for you. I suppose you aren't big on using your imagination. You drive into a guy on the side of the road. He's brain dead and can no longer work. His family sues you for loss of income but you are broke. Now they are screwed. If you had third party, no problemo. Capiche?

Still how does that affect you?

From what I can see the only person it affects here is Me then. So you need to draw me pictures then I suppose.

 

[Brenden_E]

Still how does that affect you?

From what I can see the only person it affects here is Me then. So you need to draw me pictures then I suppose.

What if I'm the person you hit? Gosh, as thick as a brick. You are the person that's least effected if you are broke and driving without insurance. People can you sue you, but if you have nothing and it was purely an accident they have no recourse.

Hence, if you drive without insurance, go F to the U to the C to the OK yourself! Woooo, go team sensible!

 

[SauRoNZA]

OP : You need to do a direct third party claim from his insurance.

However do to that you'll need to know who the insurer is and have enough of his details to follow it up.

Whether they were drinking or not is irrelevant to the proof. If your was parked (stationary) and legally so then it's all their fault without question really.

 

[Pitbull]

What if I'm the person you hit? Gosh, as thick as a brick. You are the person that's least effected if you are broke and driving without insurance. People can you sue you, but if you have nothing and it was purely an accident they have no recourse.

Hence, if you drive without insurance, go F to the U to the C to the OK yourself! Woooo, go team sensible!

Road accident fund.

No insurance pays liability claims...

Want to paint me a picture now?

 

[Brenden_E]

Road accident fund.

No insurance pays liability claims...

Want to paint me a picture now?

You probably won't, cause you love being ignorant, but go read on the restrictions at RAF. There's countless way where you can injure a 3rd party where they cannot claim.

 

[Pitbull]

You probably won't, cause you love being ignorant, but go read on the restrictions at RAF. There's countless way where you can injure a 3rd party where they cannot claim.

Now you just talking k@k.
I answered your example and now you're back paddling. Him not having insurance doesn't affect you in any way. Stop bitching about it. If he doesn't have insurance it's his problem to deal with it. You have insurance and complete peace of mind. Simple as that.

 

[Brenden_E]

Now you just talking k@k.
I answered your example and now you're back paddling. Him not having insurance doesn't affect you in any way. Stop bitching about it. If he doesn't have insurance it's his problem to deal with it. You have insurance and complete peace of mind. Simple as that.

I though you were off kilter with logic, thanks for confirming. First off, the idiom you are looking for is backpedaling. Secondly, you have no clue how to apply it.

It's ridiculous that I have to point this out to you, but sometimes it's good to hold the hand of a lesser. LoL, I'm saying this in jest and with a mouth laden with sarcasm cause you really are reasoning like a child.

Just because you don't hit me personally, doesn't make it any less of an offence which should be rebuked. To add to it, someone in his position really could hit me personally and cause the damage mentioned. And you didn't read the restrictions as instructed by your mentor, so you still have no clue what you are arguing about.

 

[Pitbull]

/snip.

O my

It just keeps getting better and better

 

[Brenden_E]

O my

It just keeps getting better and better

I'm sure you didn't understand 1/3 of it.
Let me help http://dictionary.com/