Sign up with GoogleHello, I'm hoping someone out there can help me out with some info here.
On the 11th of April my car was parked outside my place of work (a popular bar in Durban),when a patron climbed into his vehicle and proceeded to reverse straight into the front of my car. I immediately got the drivers name and phone number,and vehicle details. I also took several pictures of the incident. Several of my co-workers witnessed the accident,and one told me that she had served them several beers and tequila. The next day I reported the accident to the SAPS,and provided the vehicle owner with the accident Report number. I still have not heard anything from the owner and he is not answering my messages or calls.
I am now stuck without transport,and have to rely on my girlfriend and work colleagues for lifts. I need to know what to do if this guy doesn't undertake his obligations with regards to his insurance company. I've been civil so far,but if I don't get some resolution soon,I'm going to be forced to lay some sort of claim and include details of his drinking.
The other thing that concerns me,is what is going to happen to my car,as it is a fairly rare in SA,and genuine replacement parts have to be imported through the local dealers. The car is a 1993 Honda Prelude Gen4,and to replace my bonnet,bumper,and headlights,is in the region of R20k. The car usually would sell for between R30 and R40k on the secondhand market.and I've been hearing stories that insurance will only pay up to 40% of a cars value,otherwise they will scrap it and pay you trade value. This concerns me,as I cannot find a trade value for the car.but it will obviously be significantly less than private. In order to avoid the loss of my vehicle,I would be willing to undertake the repairs myself by sourcing second-hand parts,but I don't know if it's possible that the insurance co would be willing to pay me a cash sum for a lower value than the repairs would cost them, and let me sort it out myself?
Please help guys,tearing my hair out here.
On the 11th of April my car was parked outside my place of work (a popular bar in Durban),when a patron climbed into his vehicle and proceeded to reverse straight into the front of my car. I immediately got the drivers name and phone number,and vehicle details. I also took several pictures of the incident. Several of my co-workers witnessed the accident,and one told me that she had served them several beers and tequila. The next day I reported the accident to the SAPS,and provided the vehicle owner with the accident Report number. I still have not heard anything from the owner and he is not answering my messages or calls.
I am now stuck without transport,and have to rely on my girlfriend and work colleagues for lifts. I need to know what to do if this guy doesn't undertake his obligations with regards to his insurance company. I've been civil so far,but if I don't get some resolution soon,I'm going to be forced to lay some sort of claim and include details of his drinking.
The other thing that concerns me,is what is going to happen to my car,as it is a fairly rare in SA,and genuine replacement parts have to be imported through the local dealers. The car is a 1993 Honda Prelude Gen4,and to replace my bonnet,bumper,and headlights,is in the region of R20k. The car usually would sell for between R30 and R40k on the secondhand market.and I've been hearing stories that insurance will only pay up to 40% of a cars value,otherwise they will scrap it and pay you trade value. This concerns me,as I cannot find a trade value for the car.but it will obviously be significantly less than private. In order to avoid the loss of my vehicle,I would be willing to undertake the repairs myself by sourcing second-hand parts,but I don't know if it's possible that the insurance co would be willing to pay me a cash sum for a lower value than the repairs would cost them, and let me sort it out myself?
Please help guys,tearing my hair out here.
I just used different words
