Insurance puzzle -PLEASE HELP!!

[Gashead]

Served and consumed are two different things. If the person wasn't tested at the time, why even bring it up?

Obviously they were consumed. Why bring it up? I think that's fairly evident.

 

[Gashead]

Violence will be your only solution if you do not have insurance yourself.

There is absolutely no way the police will be involved in investigations, arrests or prosecutions.

You can probably go the civil route and spend tens, if not hundreds of thousands of rands. There is no guarantee you will win your case, and even if you do, there is no guarantee he will have the money to adhere to any court order.

Violence is obviously NOT a solution. Although I do think that a friendly visit to this dudes place is maybe on the cards,as it turns out he lives about 200m from me...

 

[ToxicBunny]

Obviously they were consumed. Why bring it up? I think that's fairly evident.

From a legal standpoint its not..

I can buy 300 drinks, and pour them down the drain..... if there is no PROOF they consumed the alcohol (as in blood tests) then what they bought is irrelevant.

 

[ToxicBunny]

Violence is obviously NOT a solution. Although I do think that a friendly visit to this dudes place is maybe on the cards,as it turns out he lives about 200m from me...

Do not even start down this road if you EVER want to see your car fixed...

If you arrive at his place, he can start laying charges against you for harassment etc etc...

Is your car insured or not?

 

[supersunbird]

Are you sure?

Yes he is.

Obviously they were consumed. Why bring it up? I think that's fairly evident.

His insurances lawyers would like proof too, so they can repudiate his claim, and sommer yours easily, but the word here is proof

 

[Fazda]

Violence will be your only solution if you do not have insurance yourself.

What an idiotic thing to say!! :wtf:

This from the person who says that MyBB is ruled by a bunch of kids!!:wtf:

 

[Gashead]

From a legal standpoint its not..

I can buy 300 drinks, and pour them down the drain..... if there is no PROOF they consumed the alcohol (as in blood tests) then what they bought is irrelevant.

Witnesses and cctv. Proof.

 

[ToxicBunny]

Witnesses and cctv. Proof.

Nope..

Not proof.
Blood test = proof, everything else isn't.

Is your car insured?

 

[Gashead]

Do not even start down this road if you EVER want to see your car fixed...

If you arrive at his place, he can start laying charges against you for harassment etc etc...

Is your car insured or not?

Unfortunately not. Couldn't afford the premiums as was unemployed for a while,then forgot to get it started after I began working. Big mistake on my part.

 

[Gashead]

Do not even start down this road if you EVER want to see your car fixed...

If you arrive at his place, he can start laying charges against you for harassment etc etc...

Is your car insured or not?

Yeah,ok. I'm not a violent or threatening person,but damnit,I hate to let someone try and screw me over without putting up some kind of resistance.

 

[Gashead]

Nope..

Not proof.
Blood test = proof, everything else isn't.

Is your car insured?

I imagine you're correct. Sigh.

 

[ToxicBunny]

Not insured.. and the guy isn't taking any steps to fix... you have no car and it probably won't ever get fixed.

 

[Brenden_E]

Now imagine you drove into a Merc SLK by accident. The dude has your details and wants R300K from you for damages. What do you do? I imagine something similar to what this guy is doing to you.

If you drive without insurance, well, you have to be prepared to face the music.

 

[Pitbull]

Hello, I'm hoping someone out there can help me out with some info here.

On the 11th of April my car was parked outside my place of work (a popular bar in Durban),when a patron climbed into his vehicle and proceeded to reverse straight into the front of my car. I immediately got the drivers name and phone number,and vehicle details. I also took several pictures of the incident. Several of my co-workers witnessed the accident,and one told me that she had served them several beers and tequila. The next day I reported the accident to the SAPS,and provided the vehicle owner with the accident Report number. I still have not heard anything from the owner and he is not answering my messages or calls.

I am now stuck without transport,and have to rely on my girlfriend and work colleagues for lifts. I need to know what to do if this guy doesn't undertake his obligations with regards to his insurance company. I've been civil so far,but if I don't get some resolution soon,I'm going to be forced to lay some sort of claim and include details of his drinking.

The other thing that concerns me,is what is going to happen to my car,as it is a fairly rare in SA,and genuine replacement parts have to be imported through the local dealers. The car is a 1993 Honda Prelude Gen4,and to replace my bonnet,bumper,and headlights,is in the region of R20k. The car usually would sell for between R30 and R40k on the secondhand market.and I've been hearing stories that insurance will only pay up to 40% of a cars value,otherwise they will scrap it and pay you trade value. This concerns me,as I cannot find a trade value for the car.but it will obviously be significantly less than private. In order to avoid the loss of my vehicle,I would be willing to undertake the repairs myself by sourcing second-hand parts,but I don't know if it's possible that the insurance co would be willing to pay me a cash sum for a lower value than the repairs would cost them, and let me sort it out myself?

Please help guys,tearing my hair out here.

1. Claim from your insurance and your insurance company will sort it out with him or his insurance company. (Not your concern)
2. Vehicles are written off if the repair costs exceeds 70% of the value of the car.

 

[Brenden_E]

He doesn't have insurance. Not a lot of sympathy.

 

[supersunbird]

Yeah,ok. I'm not a violent or threatening person,but damnit,I hate to let someone try and screw me over without putting up some kind of resistance.

You will have to take it up with his insurance.

 

[Gashead]

He doesn't have insurance. Not a lot of sympathy.

I'm not asking for sympathy,I'm asking for advice. Thanks for being a douche.

 

[Brenden_E]

I'm not asking for sympathy,I'm asking for advice. Thanks for being a douche.

It's like skipping a red robot, driving into someone and then asking for advice. And then, the cheek to call someone a douche that calls you out. It's a deliberate decision not to get insurance. You put others at risk for doing so. Take a long look in the mirror.

 

[Gashead]

To the guys that have given me genuine information,thank you. To those that have just been dicks,get rooted. I'll not be bothering with this thread any further.

 

[Gashead]

It's like skipping a red robot, driving into someone and then asking for advice. And then, the cheek to call someone a douche that calls you out. It's a deliberate decision not to get insurance. You put others at risk for doing so. Take a long look in the mirror.

I hope that one day you will find yourself in the position of being unemployed and barely managing to pay for food,let alone petrol to put in your car that you CAN'T AFFORD to insure,and someone does the same **** to uyou. Have a nice life you judgemental ballbag.