I bank with Absa. I think it's Luno's fault because I performed 2 deposit transactions yesterday. I made the first one in the morning, at around 10am. I received the deposit on my Luno account an hour later. Then, at about noon, I made another deposit from the same bank account to Luno and I haven't received that one. Maybe Luno stop working at 12h00 on Saturday?Who do you bank with Sly21C?
If the 'instant' transfer was done from ABSA then ABSA is almost definitely responsible for the delay. I have had clients pay me from ABSA to FNB on weekends a couple of times with the instant option and payment only reflected on Monday.
The issue is I've made numerous transactions on Luno from/to my bank in the past. Most of those transactions where during weekends, and they went through. If I made an immediate transfer, they went through within 2 hours. If I made a normal deposit transaction, they went through after a day or two.