Offer to purchase question

[newby_investor]

I asked my employer. Also have group life cover, so I should be sorted. They call it the "cover you never want to pay out".

You might just need a letter confirming that to take to the bank,

 

[zerocool2009]

My house structural insurance is via FNB insurance. The only perk is 15% back monthly in eB

 

[Fcon_Vpro]

My house structural insurance is via FNB insurance. The only perk is 15% back monthly in eB

I don't see any earn rules regarding building insurance, only life insurance.
Is it part of a life plan?

 

[zerocool2009]

I don't see any earn rules regarding building insurance, only life insurance.
Is it part of a life plan?

If you open up the newest ebucks thread. My first post was regarding it. Its in "demo" phase, but clients can apply and still get the "PERK".

 

[Fcon_Vpro]

If you open up the newest ebucks thread. My first post was regarding it. Its in "demo" phase, but clients can apply and still get the "PERK".

Thanks I'm going to call FNB to switch cover tomorrow

 

[zerocool2009]

Thanks I'm going to call FNB to switch cover tomorrow

I suggest you get a quote first. Compare, and see if you can keep level 5 up with eB

 

[Fcon_Vpro]

I suggest you get a quote first. Compare, and see if you can keep level 5 up with eB

I'm currently with outsurance so I'm sure their price will be easily beat. I only went with them to speed up the bond process as FNB required all their special insurance requirements met as part of the process.

 

[zerocool2009]

I'm currently with outsurance so I'm sure their price will be easily beat. I only went with them to speed up the bond process as FNB required all their special insurance requirements met as part of the process.

Outsurance isnt part of FirstRand for a very long time (10 plus years). FNB insurance was first FirstLink.

FNB insurance was going via Sanlam, but last year they opened up their "direct" leg.

Personally I am very happy. The eB calculations is manual (but its something coming back), even if its 15% at the end of the day.

The Momentum picture posted by someone more upper wasnt bad either ! (good pricing I would say)

 

[Fcon_Vpro]

Outsurance isnt part of FirstRand for a very long time (10 plus years). FNB insurance was first FirstLink.

FNB insurance was going via Sanlam, but last year they opened up their "direct" leg.

Personally I am very happy. The eB calculations is manual (but its something coming back), even if its 15% at the end of the day.

The Momentum picture posted by someone more upper wasnt bad either ! (good pricing I would say)

When I was getting my bond sorted, it was like a month prior to FNB starting up again.
Outsurance was referred to me by FNB as being compliant and the outsurance quote was included on the bond offer.
I know there are better offers out there and even if I pay the same price, the 15% in ebucks will make it worthwhile.

 

[Toxxyc]

Work confirmed, I have group life cover for very close to the bond amount, so that should be good.

 

[zerocool2009]

Work confirmed, I have group life cover for very close to the bond amount, so that should be good.

You must just seed it to the bank, as easy as that

 

[Toxxyc]

I'll send it to the originator. She works with everything and everyone.

 

[zerocool2009]

I'll send it to the originator. She works with everything and everyone.

Ok. I think life cover is a personal thing to be honest. When something goes wrong the bank cant really blame the MO. But you can try

 

[Toxxyc]

Bond originator is an awesome tannie. She does everything. The life cover I took yesterday was also organized by her. Doesn't charge me a cent.

 

[zerocool2009]

Bond originator is an awesome tannie. She does everything. The life cover I took yesterday was also organized by her. Doesn't charge me a cent.

banks pay her for doing her job

 

[zerocool2009]

Wow! COJ surprised me! I got automatically registered for rates and taxes doing nothing!

 

[bokka1]

Wow! COJ surprised me! I got automatically registered for rates and taxes doing nothing!

Your conveyancers did that for you.

 

[zerocool2009]

Your conveyancers did that for you.

No they didnt. The property isnt in Tswhane. I confirmed that. Thats how surprised I am.

 

[Toxxyc]

Conveyancer's job. You pay them for it.

 

[Speedster]

Is the gas bottle for the stove considered a fixture or fitting? Can I take it with when I leave?