Tips to Boost your eBucks

[the eskimo]

Link to the changes?

https://www.fnb.co.za/rates/PricingGuide.html

 

[Mike Hoxbig]

Seems like they've added Uber as one of the earn partners...

The ability to earn eBucks for doing everyday things like swiping your card, shopping online, shopping internationally, shopping at Checkers & Shoprite, filling up with fuel, using Uber domestically, purchasing prepaid airtime electronically through FNB or when you send or receive foreign currency through FNB Forex

 

[abudabi]

Have I got this right?

No more monthly O-draft fee of 50 odd bucks?
No charges for depositing cash at an ATM?

If so then this is quite a compelling argument for me to upgrade.

I see Plat Accounts get 1 free atm deposit per month. Odraft fees stays though.

 

[peeryus]

R50,000 balance for service fee waiver on platinum? Wonder if this applies to existing fee saver clients or just new accounts

Just spoke to Premier Banking. The guy said existing fee saver clients will need to keep R9000 only. Just as before.

 

[Sinbad]

Not many changes on PW.

Bundled fee up to R399, but overdraft fee is rebated when you don't exceed limit. (Used to be a part rebate)
Free deposits at FNB ATM up to 20k (New)

I also see that you'll earn 15% back in ebucks for local uber trips. Guess I'll be using uber a bit more now.

fork yeah!

 

[zerocool2009]

R50,000 balance for service fee waiver on platinum? Wonder if this applies to existing fee saver clients or just new accounts

Think this is for private clients who is on fee waiver.

 

[momo235]

Just spoke to Premier Banking. The guy said existing fee saver clients will need to keep R9000 only. Just as before.

Thanks peeryus

I'd hate to keep 50k jus floating in a cheque account

 

[peeryus]

Think this is for private clients who is on fee waiver.

It's in the platinum pricing guide

 

[peeryus]

Thanks peeryus

I'd hate to keep 50k jus floating in a cheque account

Tell me about it. Sometimes even R9000 is too much!

 

[biena]

Platinum Account

Payment Notifications
Email R 0.74
SMS R 1.15

Well that sucks.

 

[momo235]

I think it's cheaper to invest the 50k where u cn make a 10% return. Worst case 4% on a monthly investment works out to approximately R160 return would rather take the bundle option in that case

 

[zerocool2009]

It's in the platinum pricing guide

Ok ... I tried to search for fee saver ... R9000 ... nothing in the url (where the new rules are).

Under what section is it in the rules ?

mmmm ... the first page:

"Bank for FREE –Pay no
monthly fee when you
maintain R 50 000 or
more in your Cheque
Account at all times
throughout the month"

mmm, seriously ... from R9k to R50k .... eina !

Some advice from all your FNB guru's ... think I am gonna skip the R50K option.

What is plan B ... bundle my CC and cheque account for R199 ?

My monthly fees is roughly R300 a month

 

[whatwhat]

I think it's cheaper to invest the 50k where u cn make a 10% return. Worst case 4% on a monthly investment works out to approximately R160 return would rather take the bundle option in that case

Indeed. Plus due to compound interest every month the % that you earn on that money goes up instead of sitting stagnant in a bank account.

 

[Garson007]

Prepaid up by another R1.20.

Slowly but surely it's eroding the benefits.

 

[Sinbad]

Prepaid up by another R1.20.

Slowly but surely it's eroding the benefits.

prepaid wot?

 

[Garson007]

prepaid wot?

Electricity, phone, lotto, etc.

 

[Sinbad]

Electricity, phone, lotto, etc.

oh, transaction charge?
Also applicable on bundled packages?

Even so, buy R1000 elec. get R250 in makro vouchers back. Don't care about the transaction charge

 

[Hamish McPanji]

I bought Makro SMS vouchers yesterday. @30% discount. That's 10% less discount that I would have got for the last 2 years. Level 4 sucks big time, and will be back on level 5 this month.

Its amazing how difficult it was to click that 'confirm' button. Shows that once you get used to 'free' stuff, it is difficult to spend that for below 'market value' the same way as if it was cash

 

[Garson007]

oh, transaction charge?
Also applicable on bundled packages?

Even so, buy R1000 elec. get R250 in makro vouchers back. Don't care about the transaction charge

Applicable only really to Gold. Platinum gets most of it free, if I'm looking at it correctly.

Gold is also losing out on the R22 rebate on overdrafts.

The value of Gold as a product is becoming less and less.

 

[Sinbad]

Applicable only really to Gold. Platinum gets most of it free, if I'm looking at it correctly.

Gold is also losing out on the R22 rebate on overdrafts.

The value of Gold as a product is becoming less and less.

Ah ha ok, thanks