Tips to Boost your eBucks

[Inevitability]

I'm in the same spend bracket as you.

And how's your eBucks haul looking per month?
Are you managing to get to RL5?
My goal with eBucks has always been to beat banking fees. On my modest[sup]*[/sup] monthly spend, I expect I'm close to the ceiling of the amount of eBucks that's practically earn-able (if that makes any sense)

[sup]*[/sup] relative term

 

[AirWolf]

And how's your eBucks haul looking per month?
Are you managing to get to RL5?
My goal with eBucks has always been to beat banking fees. On my modest[sup]*[/sup] monthly spend, I expect I'm close to the ceiling of the amount of eBucks that's practically earn-able (if that makes any sense)

[sup]*[/sup] relative term

3-5k ebucks depending on breakdown of spend. Been on level 5 since Jan this year.

 

[SauRoNZA]

And how's your eBucks haul looking per month?
Are you managing to get to RL5?
My goal with eBucks has always been to beat banking fees. On my modest[sup]*[/sup] monthly spend, I expect I'm close to the ceiling of the amount of eBucks that's practically earn-able (if that makes any sense)

[sup]*[/sup] relative term

This is where having a joint account works wonders.

My wife's salary is paid into my account and she has her own credit card.

So all our household spend goes towards eBucks.

 

[StrontiumDog]

I'm in the same spend bracket as you.

Wish my old man was as thrifty as you guys!

 

[RanzB]

And how's your eBucks haul looking per month?
Are you managing to get to RL5?
My goal with eBucks has always been to beat banking fees. On my modest[sup]*[/sup] monthly spend, I expect I'm close to the ceiling of the amount of eBucks that's practically earn-able (if that makes any sense)

[sup]*[/sup] relative term

EBucks is a spending reward program. If you limit your spending, you're limiting your rewards.

Fwiw, I'm in the same spend/earn bracket as you, but with the ebucks earn + the discounts I'm definitely way out on top compared to fees.

 

[droidx]

I'm in a higher spend bracket. But I would have been spending this money anyway.
Similar spend to inevitability if you consider that my spend is about double in the categories he mentioned (but that is for my SO and myself 2 cars, etc).
Then there are other unavoidable costs such as prepaid electricity, prepaid airtime albeit not too much. But those are other 15% categories.
Along with other spend we usually exceed eB10k on RL5

 

[SauRoNZA]

Same here.

I'm on perfectly normal unavoidable spend really.

I would say 10k eB a month would be the "normal" stuff. Anything beyond that is "spending".

 

[buyeye]

Same here.

I'm on perfectly normal unavoidable spend really.

I would say 10k eB a month would be the "normal" stuff. Anything beyond that is "spending".

Depends really, some people say they spend 10k on groceries, 5k on petrol and 5-10k on utilities. So 30k ebucks is possible with their normal spend.

 

[StrontiumDog]

EBucks is a spending reward program. If you limit your spending, you're limiting your rewards.

Fwiw, I'm in the same spend/earn bracket as you, but with the ebucks earn + the discounts I'm definitely way out on top compared to fees.

It's about changing your spending habits, it doesn't mean you have to spend more to score more. Spend 2k at Checkers instead of PnP and you score up to R500 back for example.

 

[RanzB]

It's about changing your spending habits, it doesn't mean you have to spend more to score more. Spend 2k at Checkers instead of PnP and you score up to R500 back for example.

I realise that, but it does mean you have to spend to earn.

 

[Tinuva]

I realise that, but it does mean you have to spend to earn.

Money makes money, thats how it works. Ask investors

 

[SauRoNZA]

I realise that, but it does mean you have to spend to earn.

Yes but it doesn't necessarily mean you need to spend any more than you would with any other bank.

I've not changed my spending habits at all just the way I spend which cannot be avoided.

1. Changed to using Credit Card to run all payments through instead of Cheque and pay it off at the end of the month.

2. Started using Checkers instead of Pick & Pay.

3. Buying power through FNB. Okay I wasn't on Prepaid until August, but still.

4. Petrol, well no getting away there.

5. Pay everything I can with my Credit Card. So the major change there was Telkom and Crystal Web which I now pay with Snapscan. Sadly I can't Vodacom, School or Food services with credit card otherwise I could score another 5k's worth of spend a month.

These are just habit changes. Nothing about it is spending it is spending more than before. In fact I'm saving money and getting better quality for it by using Checkers. Especially Checkers Liquor.

Now if only I could pay old mutual and insurance with my credit card.

 

[smiley-zn]

I get between 3-6k ebucks a month

 

[Jared176]

By not using the interest free period you are losing out on money...

Ok, tell me more.

So what auto-payment option do you have set?

At the moment, I owe R2 409. Current autopayment option says...R140 due 6 Nov. Set to minimum payment.

 

[citizensa]

Ok, tell me more.

So what auto-payment option do you have set?

At the moment, I owe R2 409. Current autopayment option says...R140 due 6 Nov. Set to minimum payment.

You need to set to pay the full amount outstanding on your credit card to avoid any interest payments

 

[RanzB]

Yes but it doesn't necessarily mean you need to spend any more than you would with any other bank.

Good thing I didn't say you had to then

 

[MrG]

I filled of Fuel at "Atlantic Oil" - https://www.google.co.za/maps/@-32....4!1sOZou6FeTiH7mK7uve5IJyQ!2e0!7i13312!8i6656

Would this still count for fuel rewards?

 

[StrontiumDog]

I filled of Fuel at "Atlantic Oil" - https://www.google.co.za/maps/@-32....4!1sOZou6FeTiH7mK7uve5IJyQ!2e0!7i13312!8i6656

Would this still count for fuel rewards?

If it's a fuel station, then yes and ideally they brought a mobile pay point to you and you didn't pay inside in the convenience store? Keep the slip in case there is some issue they have with it. Upload a copy here if you want our 4c worth...

 

[MrG]

If it's a fuel station, then yes and ideally they brought a mobile pay point to you and you didn't pay inside in the convenience store? Keep the slip in case there is some issue they have with it. Upload a copy here if you want our 4c worth...

I'll find the slip.

They did not have a portable device, nor did they have any form of convenience store. They asked me to walk into a little office where they had a fixed nedbank card machine.

The slip does mention fuel and number of litres like a normal slip would.

 

[Sinbad]

I'll find the slip.

They did not have a portable device, nor did they have any form of convenience store. They asked me to walk into a little office where they had a fixed nedbank card machine.

The slip does mention fuel and number of litres like a normal slip would.

Will be fine then