Tips to Boost your eBucks

Garson007 · Oct 15, 2015

Jared176 said:
I've definitely used it for more than 10% of my credit limit but after every week, I transfer the cash from my cheque account. Should I rather pay it off once at the end of the month?

Why don't you just have an auto-payment scheduled for payday?

Jared176 · Oct 15, 2015

Garson007 said:
Why don't you just have an auto-payment scheduled for payday?

I like to control my money

...haha!

Garson007 · Oct 15, 2015

By not using the interest free period you are losing out on money...

dlevine · Oct 15, 2015

I.am.Sam said:
Yeah i want the physical voucher

Can i just give him the phsyical one and he wont need me to be there when he purchases ?

Absolutelly. No need to be there.

I.am.Sam · Oct 15, 2015

dlevine said:
Absolutelly. No need to be there.

perfect thanks

Saves me money

GrootBaas · Oct 15, 2015

I will be in Lagos next week and was wondering what is the best way to approach converting some money to Naira and are there any ebucks rules I should take into account by using my CC over there? Maybe best to not use the CC over there and just use cash...

Thoughts?

the eskimo · Oct 15, 2015

GrootBaas said:
I will be in Lagos next week and was wondering what is the best way to approach converting some money to Naira and are there any ebucks rules I should take into account by using my CC over there? Maybe best to not use the CC over there and just use cash...

Thoughts?

When I've travelled to Lagos, I've just used my FNB Visa credit card. It was accepted at all placed I tried to use it. It did sometimes decline when they used a "local card" speedpoint, but then they just got another speedpoint machine and then the transaction went through. You'd earn ebucks at twice your normal rate which, if you're on RL5, makes up for the "buy rate" and FNB 2.75% commission.

I'd also take some small denomination USD notes for gratuities or small items. USD are accepted everywhere. I've used FNB forex delivery with no impact to my Reward Level.

smiley-zn · Oct 15, 2015

Does anybody know if there any implications for depositing cash into ones account at an ATM?

AchmatK · Oct 15, 2015

smiley-zn said:
Does anybody know if there any implications for depositing cash into ones account at an ATM?

None. I deposited cash at the ATM for the past 4 months with no impact on my eBucks level calculations.

smiley-zn · Oct 15, 2015

signates said:
None. I deposited cash at the ATM for the past 4 months with no impact on my eBucks level calculations.

Thanks

GrootBaas · Oct 15, 2015

the eskimo said:
When I've travelled to Lagos, I've just used my FNB Visa credit card. It was accepted at all placed I tried to use it. It did sometimes decline when they used a "local card" speedpoint, but then they just got another speedpoint machine and then the transaction went through. You'd earn ebucks at twice your normal rate which, if you're on RL5, makes up for the "buy rate" and FNB 2.75% commission.

I'd also take some small denomination USD notes for gratuities or small items. USD are accepted everywhere. I've used FNB forex delivery with no impact to my Reward Level.

Great, thanks for this!

InusB · Oct 15, 2015

GrootBaas said:
I will be in Lagos next week and was wondering what is the best way to approach converting some money to Naira and are there any ebucks rules I should take into account by using my CC over there? Maybe best to not use the CC over there and just use cash...

Thoughts?

the eskimo said:
When I've travelled to Lagos, I've just used my FNB Visa credit card. It was accepted at all placed I tried to use it. It did sometimes decline when they used a "local card" speedpoint, but then they just got another speedpoint machine and then the transaction went through. You'd earn ebucks at twice your normal rate which, if you're on RL5, makes up for the "buy rate" and FNB 2.75% commission.

I'd also take some small denomination USD notes for gratuities or small items. USD are accepted everywhere. I've used FNB forex delivery with no impact to my Reward Level.

Just pay with Credit Card as stated above, I also withdrew cash from ATM's using my CC. Just make sure to let the bank know when you will be there and that you will have a sufficient daily limit set on your CC.

StrontiumDog · Oct 15, 2015

So i never knew this but you can withdraw cash@till from the Checkers money market counter. Did it today but it seemed a bit risky since everyone can see what amount you are withdrawing nevermind easy to spy on your pin code.

zerocool2009 · Oct 16, 2015

InusB said:
Just pay with Credit Card as stated above, I also withdrew cash from ATM's using my CC. Just make sure to let the bank know when you will be there and that you will have a sufficient daily limit set on your CC.

By doing that you pay interest right ?

biometrics · Oct 16, 2015

I think this was asked before ...

I cancelled an order and Takealot refunded it to my credit card several days later. Does the original purchase still count to your monthly spend?

Iirc the answer was yes?

InusB · Oct 16, 2015

zerocool2009 said:
By doing that you pay interest right ?

Can't comment on interest, my allowance was transferred to my CC, I never went into credit. I did pay around R50 per 20000 Naira withdrawal.

SauRoNZA · Oct 16, 2015

I just have to say that I've just spent my first eBucks ever on a R5000 Makro voucher and it's largely thanks to this thread and all of you guys showing me the way.

I didn't think my Jewjitsu would ever reach such levels of literally getting R5000 for free.

Now just another R3000 voucher, hopefully by December and dishwasher here I come.

CamiKaze · Oct 16, 2015

SauRoNZA said:
I just have to say that I've just spent my first eBucks ever on a R5000 Makro voucher and it's largely thanks to this thread and all of you guys showing me the way.

I didn't think my Jewjitsu would ever reach such levels of literally getting R5000 for free.

Now just another R3000 voucher, hopefully by December and dishwasher here I come.

How long did it take you to build up enough to buy the voucher?
I am only on 279 in one month.

Tman* · Oct 16, 2015

I.am.Sam said:
Yeah i want the physical voucher

Can i just give him the phsyical one and he wont need me to be there when he purchases ?

Yup. Anyone can use it.

Tman* · Oct 16, 2015

SauRoNZA said:
I just have to say that I've just spent my first eBucks ever on a R5000 Makro voucher and it's largely thanks to this thread and all of you guys showing me the way.

I didn't think my Jewjitsu would ever reach such levels of literally getting R5000 for free.

Now just another R3000 voucher, hopefully by December and dishwasher here I come.

Good for you.

Honestly, I never thought I would reach lev5 without this tread either. Rewards are awesome

Tips to Boost your eBucks

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