Tips to Boost your eBucks

[CAPS LOCK]

Why dont you guys just insert the card yourself and go through the menus? Thats what I do, and then there is no mistake.

^this

Besides, it also minimises the risk of your card becoming a victim of cloning..

 

[abudabi]

Laziness I guess

 

[zerocool2009]

I just had a cashier try to put my groceries through on budget and it got declined due to insufficient funds. I never use my budget and as such have it set to a hundred rand or something stupid.

Please tell me I wont be penalised!

Even if it was processed without issues, why would you be penalised? If I was in your shoes, and it isn't showing on my CC on the straight, just pay it directed online and make the budget section R0.

 

[Sinbad]

Should be a fun ebucks month this month.
R20k extra spend thanks to lightning and insurance

 

[abudabi]

Even if it was processed without issues, why would you be penalised? If I was in your shoes, and it isn't showing on my CC on the straight, just pay it directed online and make the budget section R0.

I thought I recall seeing something that if you go over your CC limit you forfeit some RL points... which will make me drop a level.

 

[HeftyCrab]

You can print them free or charge from your internet banking at the branch. Then they will stamp for you at the branch.

This is valid and does not count against you on ebucks.

Can confirm. Have done this.

 

[shadow_man]

I've sold some items on Gumtree and would like to place the cash in the bank (if possible). Will I get penalised for depositing and lose and eBucks reward level? What's the easiest way to deposit it with a) not affecting eBucks level and b) keeping the cost low.

 

[smiley-zn]

I've sold some items on Gumtree and would like to place the cash in the bank (if possible). Will I get penalised for depositing and lose and eBucks reward level? What's the easiest way to deposit it with a) not affecting eBucks level and b) keeping the cost low.

ATM deposit

 

[zerocool2009]

ATM deposit

I agree. That advanced ATM's where deposits can be done without going in the bank.

 

[Gamer]

I've sold some items on Gumtree and would like to place the cash in the bank (if possible). Will I get penalised for depositing and lose and eBucks reward level? What's the easiest way to deposit it with a) not affecting eBucks level and b) keeping the cost low.

Open a tax-free cash deposit account, ATM deposits are free all month long, does not affect your eBucks at all.

 

[zerocool2009]

Open a tax-free cash deposit account, ATM deposits are free all month long, does not affect your eBucks at all.

I deposit into my cheque or bonds ... no fees charged as well.

 

[Mythical-]

There's a 0.7% fee for depositing into a Gold cheque account. Since I can earn 15% back I take the hit.

 

[zerocool2009]

There's a 0.7% fee for depositing into a Gold cheque account. Since I can earn 15% back I take the hit.

If you have a bond, try depositing money into it and then move it to your current account via online banking / phone banking

 

[gjm]

I deposit into my cheque or bonds ... no fees charged as well.

If you have a bond, try depositing money into it and then move it to your current account via online banking / phone banking

According to the 2016 homeloans pricing guide the following fees are charged on deposits:
- Cash deposit fee 1.65% of value minimum R50.00
- Cheque deposit fee R 22.50
*Cash and cheque deposit fees are charged from the first deposit made.
https://www.fnb.co.za/downloads/pricing-guide/FNB_Homeloans_Pricing_Guide.pdf

 

[zerocool2009]

According to the 2016 homeloans pricing guide the following fees are charged on deposits:
- Cash deposit fee 1.65% of value minimum R50.00
- Cheque deposit fee R 22.50
*Cash and cheque deposit fees are charged from the first deposit made.
https://www.fnb.co.za/downloads/pricing-guide/FNB_Homeloans_Pricing_Guide.pdf

Well, I don't know if it is then package related or not. I am on platinum.

Deposit R1000 into your bond and see.

 

[cenredash]

I think I have read most of the comments about withdrawals of relatively large amounts of cash.

I have two cheque accounts, linked on online banking, one a platinum (linked to ebucks) and one on gold (not linked to ebucks). I'm wondering if there would be any consequences to my ebucks rewards level if I transfer money from my platinum account to my gold account, walking into the bank and withdrawing the cash from my gold account? So, really, the principle of having another account not linked to ebucks for your in bank withdrawals and deposits?

Thanks

 

[Tinuva]

I think I have read most of the comments about withdrawals of relatively large amounts of cash.

I have two cheque accounts, linked on online banking, one a platinum (linked to ebucks) and one on gold (not linked to ebucks). I'm wondering if there would be any consequences to my ebucks rewards level if I transfer money from my platinum account to my gold account, walking into the bank and withdrawing the cash from my gold account? So, really, the principle of having another account not linked to ebucks for your in bank withdrawals and deposits?

Thanks

If you want to do that, why not get a cheaper account like the easy account, that is R4.95 a month?

 

[hellfire]

Anyone else get this message?

 

[Dolby]

Anyone else get this message?
View attachment 337830

I hope they don't make the threshold stupid like R1,000

 

[Dolby]

Maintain a monthly balance of at least R10 000 or more in your FNB Private Clients Cheque Account 2000 <<< is this the same as the debt, so 1 day of this meets the requirements? Or can it not drop?