Tips to Boost your eBucks

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zerocool2009 said:
Regarding the 4000 points for only using your CC.

My routine are:

1) Draw R100 a month via cash@tills
2) Spend only via CC (Shopping / Online / Petrol etc)
3) Debit orders goes off as usual
4) Keep my cheque balance at R15k a month
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That sounds like a good way of going at it.

In other news, I moved to level 3 :D :D :D :D
 
StrontiumDog said:
Download as CSV your transaction data on your ccard and follow what the running balance is day by day.
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Cool.. trying to put that together. The balance column of the CSV file is empty though? There is a balance figure right at the top. Is that my ending balance for the statement and then I just work backwards from my last transaction?
 
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Oh... and anyone know if the 10%-90% of CC use includes the budget facility portion? I've been working on that assumption and thinking that will keep me in the clear but now I'm not so sure.
 
abudabi said:
Oh... and anyone know if the 10%-90% of CC use includes the budget facility portion? I've been working on that assumption and thinking that will keep me in the clear but now I'm not so sure.
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10-90% of your total (budget + straight) facility.

So if your total limit is 30k, you need to use at least 3k - irrespective of which facility you choose...
 
Are you not charged interest immediately on Cash withdrawals (Cash@Till) from the Credit card?
 
Ecco said:
Are you not charged interest immediately on Cash withdrawals (Cash@Till) from the Credit card?
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According to me, you cant withdraw money from cash@tills using your CC. I tried 3 times. Every time the cashier explained only debit cards are allowed.
 
Dolby said:
I know someone that just did that :/

Can he transfer from his credit card into the cheque card once a month to hit the deposit criteria - then transfer back?
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You need to transfer to a different account (wife, child etc.) and then transfer back to your cheque account. If you don't have access to another account you can transfer it to mine, I promise I'll transfer back :whistle:
 
zerocool2009 said:
Nope ... If you are using your CC ... just pay the amount owed in full when the due date is for your monthly cycle. If you pay late, interest will be added
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Yip, got my CC setup to pay the full amount at the beginning of the month. Just confirming, remember fuel used to count as drawing cash on the CC, which meant interest charges from the time you used it.
 
Scooby_Doo said:
Yip, got my CC setup to pay the full amount at the beginning of the month. Just confirming, remember fuel used to count as drawing cash on the CC, which meant interest charges from the time you used it.
Click to expand...

I'm struggling a bit to get this set up, which option did you choose at the auto payment? Actual balance settlement, full amount or full statement balance?
 
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