Tips to Boost your eBucks

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Based on the new rules, I cannot use the slow lounge, as I currently have a platinum chq card + gold CC.

To get free access you need both to be the same.
I'm currently earning about eB900 per month on level 2. - before all the new rules I been on L5 for a month or 2. (before points were calculated monthly)

I think that If I move up to Plat credit card, I will be able to increase my ebucks (not sure to how much yet)

1. Do you guys think that the extra charges will be offsett by the additional ebucks?
2. I don't really want to use Credit, thus I want to deposit a amount into the credit card, and use it through the month - always stay on a debit balance - This way I will be able to get the points for using only the credit card.

BTW. on fee saver atm.

any views.
 
piranha786 said:
Based on the new rules, I cannot use the slow lounge, as I currently have a platinum chq card + gold CC.

To get free access you need both to be the same.
I'm currently earning about eB900 per month on level 2. - before all the new rules I been on L5 for a month or 2. (before points were calculated monthly)

I think that If I move up to Plat credit card, I will be able to increase my ebucks (not sure to how much yet)

1. Do you guys think that the extra charges will be offsett by the additional ebucks?
2. I don't really want to use Credit, thus I want to deposit a amount into the credit card, and use it through the month - always stay on a debit balance - This way I will be able to get the points for using only the credit card.

BTW. on fee saver atm.

any views.
Click to expand...

Just go to another Bank! ;)
 
piranha786 said:
Based on the new rules, I cannot use the slow lounge, as I currently have a platinum chq card + gold CC.

To get free access you need both to be the same.
I'm currently earning about eB900 per month on level 2. - before all the new rules I been on L5 for a month or 2. (before points were calculated monthly)

I think that If I move up to Plat credit card, I will be able to increase my ebucks (not sure to how much yet)

1. Do you guys think that the extra charges will be offsett by the additional ebucks?
2. I don't really want to use Credit, thus I want to deposit a amount into the credit card, and use it through the month - always stay on a debit balance - This way I will be able to get the points for using only the credit card.

BTW. on fee saver atm.

any views.
Click to expand...

Chris14 said:
Just go to another Bank! ;)
Click to expand...

BLASPHEMY!!!

well unless there is limits on how many people can get ebucks :P


would recommend to first try gold(cheque and credit both), and see if you can reach all the criteria. If you manage level 5, and see that you are reaching the earn-caps, you can look at going up another level - only if it will keep you at level 5.
 
Y
Neo_X said:
BLASPHEMY!!!

well unless there is limits on how many people can get ebucks :P


would recommend to first try gold(cheque and credit both), and see if you can reach all the criteria. If you manage level 5, and see that you are reaching the earn-caps, you can look at going up another level - only if it will keep you at level 5.
Click to expand...

Can't downgrade my cheq account, as I will loose the fee saver option.
 
piranha786 said:
<snip>

any views.
Click to expand...
You have nothing to lose by going to Platinum CCard. Even Fee Saver is not worth keeping any longer, trust me, we did the math.

If you are scared of using credit, just keep the money you are spending on your credit card on side where you can easily clear your ccard debt if need be. It's pointless pre-paying funds into your ccard... for what, so that you don't use the banks money interest free?

What is your monthly spend and what do you spend it on, we can't answer how worthwhile it would be unless you provide that info. It depends who you ask here, quite a few of us are getting back in excess of eB10,000 per month...
 
StrontiumDog said:
You have nothing to lose by going to Platinum CCard. Even Fee Saver is not worth keeping any longer, trust me, we did the math.

If you are scared of using credit, just keep the money you are spending on your credit card on side where you can easily clear your ccard debt if need be. It's pointless pre-paying funds into your ccard... for what, so that you don't use the banks money interest free?

What is your monthly spend and what do you spend it on, we can't answer how worthwhile it would be unless you provide that info. It depends who you ask here, quite a few of us are getting back in excess of eB10,000 per month...
Click to expand...

I agree with you with all the mentioned points. The power of a credit card is WOW ... I see that in the same league as a flexi bond. If you use it wisely it could benefit you a lot.
 
I studied these rules today and they are utter bullshyt.

You basically have to incur as much debt as possible to reach level 4 and 5.
 
Not sure how you work that out?

I've been on 5, and have been for ages, will still be on 5 with the new rules, and no debt besides for my credit card that is paid off fully each month.
 
Be careful of downgrading or upgrading between gold and platinum.

There are points allocated for the following :

Min 1 year on gold
Min 3 years on platinum

This will prevent people from upgrading or downgrading.
 
SeRpEnT said:
:confused:
Link?
Click to expand...



Edit :Your FNB Gold Cheque or Credit Card Account has been open and active* for:
One to three years = 1000 points

I interpret this as the user starting from scratch each time he/she upgrades to platinum or downgrades to gold

So you technically wouldn't have the card for a minimum of a year cos switching between cards resets the process.
 
Last edited by a moderator:
Azgard said:
Not sure how you work that out?

I've been on 5, and have been for ages, will still be on 5 with the new rules, and no debt besides for my credit card that is paid off fully each month.
Click to expand...

Mmm, how do you know if you are on level 5 from July 2015 (If the eB earning points are updated only the first week of Aug), or did you check the new rules and assume you are staying on level 5 ?

The only change I made for the 2014/2015 rules .... Open a flexi account.

But I cant wait for the second week of AUG 2015 ... who is staying on the level they thought they are currently on, how moved down etc.
 
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zerocool2009 said:
Mmm, how do you know if you are on level 5 from July 2015 (If the eB earning points are updated only the first week of Aug), or did you check the new rules and assume you are staying on level 5 ?

The only change I made for the 2014/2015 rules .... Open a flexi account.

But I cant wait for the second week of AUG 2015 ... who is staying on the level they thought they are currently on, how moved down etc.
Click to expand...

Fair enough :-)

I updated my eBucks spreadsheet with all the new rules, manually going through them all and then summing the number of points I should be receiving. I could be wrong of course, a couple of the points I wasn't too sure about, so will have to wait and see.

Also interested to see what the results of the new rules are.
 
arr0w said:
Edit :Your FNB Gold Cheque or Credit Card Account has been open and active* for:
One to three years = 1000 points

I interpret this as the user starting from scratch each time he/she upgrades to platinum or downgrades to gold

So you technically wouldn't have the card for a minimum of a year cos switching between cards resets the process.
Click to expand...

I hope not.
 
Azgard said:
Fair enough :-)

I updated my eBucks spreadsheet with all the new rules, manually going through them all and then summing the number of points I should be receiving. I could be wrong of course, a couple of the points I wasn't too sure about, so will have to wait and see.

Also interested to see what the results of the new rules are.
Click to expand...

Ok, I also did that, had to guess a few rules, but think I will end up with 19k points second week in Aug :)
 
Anyone not on the bundled pricing option (I got a refund for the annual fee that went off in Feb) ... whoop whoop !
 
arr0w said:
Edit :Your FNB Gold Cheque or Credit Card Account has been open and active* for:
One to three years = 1000 points

I interpret this as the user starting from scratch each time he/she upgrades to platinum or downgrades to gold

So you technically wouldn't have the card for a minimum of a year cos switching between cards resets the process.
Click to expand...

It doesn't reset the process.
I went from Gold to Plat without it resetting and from Plat to PW without it resetting
 
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