Urgent assistance needed

Status
Not open for further replies.
If you don't own anything, take your time, think of a good story why you need R1000 instant cash, hit 22 places offering loans.
 
madewet said:
Yes they most likely would, but as far as I have been told, you need to produce 3 months bank statements in order to get a loan but I do not have 3 months to wait, as I posted earlier.
Click to expand...
So where was your salary paid in the last three months? It's not three months as from now.
 
Geriatrix said:
So where was your salary paid in the last three months? It's not three months as from now.
Click to expand...

I have been with Bidvest as from the beginning of the year, and yes it is 3 months from now, unfortunately I have argued that point with all the banks I went to.
 
Here's another
http://www.standardbank.co.za/porta...toid=1ab98fd3f5460310VgnVCM10000050ddb60aRCRD
Who can apply?

Anyone 18 years or older who earns a gross personal monthly income over R8 000, or has qualified with a three year degree/diploma and earn a minimum gross personal monthly income of R5000. You have to be a South African citizen or a permanent resident.

How to apply?

You can apply for your New Elite current account package in one of the following ways

If you are a new customer i.e. You have no transactional account with Standard Bank or
You have an E-plan savings account
Click here (Please note that this option is not for customers that has an existing Standard Bank Current account, i.e. Student Achiever, Achiever Electronic, Elite or Prestige).
Or apply at any branch. Click here to find a branch closest to you.

What documents and information do we need from you?

Your valid South African identification document
Proof of your degree or results sheet (if applicable)
Proof of latest income
Proof of residence such as your latest electricity or telephone account. Should this not be in your name, please attach a letter of confirmation from the account holder
Your last two months' bank statements of the account into which your salary is paid. The statements will have to be clear of unpaids (bills, cheques, debit order and stop orders dishonoured by the branch) and will need to be stamped by your bank
If you are self-employed we will require your last six months' bank statements, stamped by your bank, as well as a letter from an accountant / auditor stating membership, partnership, directorship ratio and the income you draws from the business.

OR

To upgrade your existing current account to an Elite current account package click here (Please note that this option is applicable for customers that have an existing Standard Bank Student Achiever, Achiever Electronic or current account)

OR

SMS the word "Elite" to 31645 and a consultant will call you back


What are the steps of my online application?

A consultant will contact you within a few days and request that you fax the required documents to them (where applicable).
Once approved, a branch consultant will call you to pick-up your cards and/or chequebook at a branch of your choice.
Remember to take the original required documents to the branch (where applicable).

What else can I apply for?

If you have an Elite current account and wish to apply for a credit card *, personal loan * or any savings and investments accounts
As an Elite account holder, you also may qualify for a pre-approved home loan* and pre-approved vehicle and asset finance*.


What if I have a current account at another bank?

We will switch your debit orders for you at no cost. For more information, click here.

* Conditions apply
Click to expand...
 
Geriatrix said:
Here's another
http://www.standardbank.co.za/porta...toid=1ab98fd3f5460310VgnVCM10000050ddb60aRCRD
Click to expand...

I appreciate all this information but it does not help me as ti is for opening up a new account NOT for applying for a loan. I am sorry I seem to have caused a ruckus here so I will now say thank you and will now leave with this:

I am a 50 year-old poor white, I live in a room in a house for which I pay R 2,750 a month.. I am not married. Even though I am employed, I basically battle from month to month. For some reason, though, this seems to be unbeleiveable to people.
The reason I need the loan is because I borrowed a friends car and trashed it and I am now lible for the damage which neither my friend or the insurers are willing to take over a payment period as my friend needs the car for work. So That is why I am looking for a loan shark so I can get his car fixed as soon as possible.

Again, I apologise for bringing up the subject, I just really thought there was someone out there who knew where I could find these loan sharks. I was NEVER expecting anyone here to loan me the money, that was NEVER my intention when starting this thread. The moderators are more than welcome to delete this thread as well as my account if they see fit.

thanking you for your time and assistance,
Mark
 
madewet said:
I appreciate all this information but it does not help me as ti is for opening up a new account NOT for applying for a loan. I am sorry I seem to have caused a ruckus here so I will now say thank you and will now leave with this:

I am a 50 year-old poor white, I live in a room in a house for which I pay R 2,750 a month.. I am not married. Even though I am employed, I basically battle from month to month. For some reason, though, this seems to be unbeleiveable to people.
The reason I need the loan is because I borrowed a friends car and trashed it and I am now lible for the damage which neither my friend or the insurers are willing to take over a payment period as my friend needs the car for work. So That is why I am looking for a loan shark so I can get his car fixed as soon as possible.

Again, I apologise for bringing up the subject, I just really thought there was someone out there who knew where I could find these loan sharks. I was NEVER expecting anyone here to loan me the money, that was NEVER my intention when starting this thread. The moderators are more than welcome to delete this thread as well as my account if they see fit.

thanking you for your time and assistance,
Mark
Click to expand...

What car was it?
 
Pay your friend the maximum you can afford every month, then move on. If he is not happy with the maximum you can pay, shrug it off, lose a friend.
 
If your story is true then your friend has to have accepted the risk of lending you the car. If he did not have insurance that was his decision. If he did have then the insurers should pay. If you were under the influence and they wont pay then thats also a risk the lender agreed to take- by default.

If your story is true then you are not shying away from your responsibility- make him an offer to pay back and he will have to accept it. A loan shark is only going to make this whole situation worse as you say you are already battling. How are you going to battle paying back a loan shark's interest?
 
They cannot force you to pay more than you can afford to.

Your basic necessities (rent, food, etc) comes first.

And stay away from loan sharks and loans. Not worth it.
 
Gielie Geelmielie said:
Pay your friend the maximum you can afford every month, then move on. If he is not happy with the maximum you can pay, shrug it off, lose a friend.
Click to expand...

Fistly I dont do that to friends, secondly I was DUI and its a condition of suspended sentence, pay all or go sit.
 
Find A Panel Beater that will fix it and Pay them Off
They are less likely to break any part of your body.
Many of them are desperate for business, you can then sign an agreement with them.
DONT LOAN MONEY, IT WILL CAUSE MORE PROBLEMS.
 
madewet said:
Fistly I dont do that to friends, secondly I was DUI and its a condition of suspended sentence, pay all or go sit.
Click to expand...


DUI charges has nothing to do with the repairs of the car. If you pay the damages of the car in full, the court will shrug and say, OK, let's go on to the DUI charge, if found guilty you could meet pappa or end up with a fine, which you probably can't pay and meet pappa.

Is this about the damage of the car or about paying the fine to avoid meeting pappa?
 
Status
Not open for further replies.
Back
Top
Sign up to the MyBroadband newsletter
X