Why internet banking struggles on payday

Everyones-a-Wally said:
You can't have downtime if you don't have uptime...
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It's because they rarely go down on month end.
MightyQuin said:
People that earn real salaries, use real banks.
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businesstech.co.za

Capitec is adding over 200,000 clients a month as it continues to show strong growth

Capitec has published its annual results for the year ending 29 February 2020, with the group once again showing strong growth.
businesstech.co.za businesstech.co.za
The group reported that it added an average of 200,000 clients a month last year, with the bank also attracting higher-income clients and advanced better quality loans.
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Que?
 
Crumbl0x said:
Good response from Nedbank, yeah they've been down for unscheduled maintenance once or twice before and their airtime facility has been faulty before but never had faults during payday et al. personally.
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"Unscheduled maintenance", actually is...........fixing breakdowns.
 
NeonNinja said:
DDOS?
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Everyones-a-Wally said:
Stress testing is a thing.
The dynamics are different at high volumes. Not all software gracefully handles timeouts. Often you can't see the issues until you put it under strain.
Software dev for scale is a little more complicated than people assume.
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Ok point taken. But DDOS is about denying service. Data streams are flooded so legitimate requests can't get through or get dropped and does not typically crash a robust system. Must indeed be poorly designed if it can't handle a few extra requests.
 
w1z4rd said:
Another reason why blockchain is better than banks.
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Competent banks would suffice. If banks took a good look at themselves and changed their business model and how their deliver services etc. they could be more than enough. I like the benefits of banks like the protection against money being stolen etc. But i suspect they might go the way of Musica and dstv soon if they don't stop being douchebags reliant on archaic bloated systems than can't even seem to manage certain transactions over the weekend,
 
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saor said:
Competent banks would suffice. If banks took a good look at themselves and changed their business model and how their deliver services etc. they could be more than enough. I like the benefits of banks like the protection against money being stolen etc. But i suspect they might go the way of Musica and dstv soon if they don't stop being douchebags reliant on archaic bloated systems than can't even seem to manage certain transactions over the weekend,
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I still struggle with why machines pay attention to human holidays.
 
I know that digital is very helpfull in certain technical applications(contained), and can be reliable depending on manufacture and power stability as well as moisture presence, however where its implemented with intention of steering and control practises relying technically on processing power and huge bandwith between and within, I cannot help to see the fail coming the more is added and cross complexed.
Imagine the New Modern Car syndrome where after time you can throw it away nobody wants to work on it and no spares available, continuous replacements, huge waiste of resources, this is something that is ideolised but the waiste is just to huge for a scale at 7 Billion people on the planet to sustain reliably and resonably.

In the beginning 1992+ the picture of expansion looked rosy beyond everybody just saw piles of money coming, but as it expands grows and complicates as a result it will become more clear.
 
Moto Guzzi said:
I know that digital is very helpfull in certain technical applications(contained), and can be reliable depending on manufacture and power stability as well as moisture presence, however where its implemented with intention of steering and control practises relying technically on processing power and huge bandwith between and within, I cannot help to see the fail coming the more is added and cross complexed.
Imagine the New Modern Car syndrome where after time you can throw it away nobody wants to work on it and no spares available, continuous replacements, huge waiste of resources, this is something that is ideolised but the waiste is just to huge for a scale at 7 Billion people on the planet to sustain reliably and resonably.
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B45F264A-B4A8-4C6B-B9D6-8324480005E0.gif
 
Moto Guzzi said:
I know that digital is very helpfull in certain technical applications(contained), and can be reliable depending on manufacture and power stability as well as moisture presence, however where its implemented with intention of steering and control practises relying technically on processing power and huge bandwith between and within, I cannot help to see the fail coming the more is added and cross complexed.
Imagine the New Modern Car syndrome where after time you can throw it away nobody wants to work on it and no spares available, continuous replacements, huge waiste of resources, this is something that is ideolised but the waiste is just to huge for a scale at 7 Billion people on the planet to sustain reliably and resonably.

In the beginning 1992+ the picture of expansion looked rosy beyond everybody just saw piles of money coming, but as it expands grows and complicates as a result it will become more clear.
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The Americans have some of the biggest waists.
 
I've been a Standard client for going on 30 years, but if I had to choose based on those statements, I'd choose Nedbank.
 
ConfusedR said:
"Unscheduled maintenance", actually is...........fixing breakdowns.
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Of course, I was only referring to payday breakdowns in this, compared to say, Standard Bank having an almost regular downtime on a monthly basis.
 
backstreetboy said:
It's because they rarely go down on month end.

businesstech.co.za

Capitec is adding over 200,000 clients a month as it continues to show strong growth

Capitec has published its annual results for the year ending 29 February 2020, with the group once again showing strong growth.
businesstech.co.za businesstech.co.za

The group reported that it added an average of 200,000 clients a month last year, with the bank also attracting higher-income clients and advanced better quality loans.
Click to expand...
Que?
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Couldn't be more vague if they tried...
 
Moto Guzzi said:
I know that digital is very helpfull in certain technical applications(contained), and can be reliable depending on manufacture and power stability as well as moisture presence, however where its implemented with intention of steering and control practises relying technically on processing power and huge bandwith between and within, I cannot help to see the fail coming the more is added and cross complexed.
Imagine the New Modern Car syndrome where after time you can throw it away nobody wants to work on it and no spares available, continuous replacements, huge waiste of resources, this is something that is ideolised but the waiste is just to huge for a scale at 7 Billion people on the planet to sustain reliably and resonably.

In the beginning 1992+ the picture of expansion looked rosy beyond everybody just saw piles of money coming, but as it expands grows and complicates as a result it will become more clear.
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We can only hope...the rest above is just corporate word salad and gibberish. A.k.a. trying to baffle people with bullshit.
 
w1z4rd said:
Yeah, and it doesnt bother me at all you cant see it, the longer folks like you dont see it, the longer I can stack sats at a reasonable price.
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I never dissed your slow distributed database idea.
 
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