Your investment returns

[Verde]

My annual returns since I started investing - (prior to 2002 I was saving and speculating- the saving part went well, the speculation, not so much.)

31/12/2002 22.57%
31/12/2003 31.20%
31/12/2004 -0.95%
31/12/2005 21.61%
31/12/2006 28.32%
31/12/2007 12.36%
31/12/2008 1.54%
31/12/2009 13.72%
31/12/2010 1.34%
31/12/2011 11.92%
31/12/2012 17.47%
31/12/2013 49.76%
31/12/2014 7.11%
31/12/2015 20.76%

Annualized 16.34%

 

[akescpt]

My annual returns since I started investing - (prior to 2002 I was saving and speculating- the saving part went well, the speculation, not so much.)

31/12/2002 22.57%
31/12/2003 31.20%
31/12/2004 -0.95%
31/12/2005 21.61%
31/12/2006 28.32%
31/12/2007 12.36%
31/12/2008 1.54%
31/12/2009 13.72%
31/12/2010 1.34%
31/12/2011 11.92%
31/12/2012 17.47%
31/12/2013 49.76%
31/12/2014 7.11%
31/12/2015 20.76%

Annualized 16.34%

this doesn't mean much without a skeleton portfolio. is it like knowing your colleagues salary at work?

 

[supersunbird]

My annual returns since I started investing - (prior to 2002 I was saving and speculating- the saving part went well, the speculation, not so much.)

31/12/2002 22.57%
31/12/2003 31.20%
31/12/2004 -0.95%
31/12/2005 21.61%
31/12/2006 28.32%
31/12/2007 12.36%
31/12/2008 1.54%
31/12/2009 13.72%
31/12/2010 1.34%
31/12/2011 11.92%
31/12/2012 17.47%
31/12/2013 49.76%
31/12/2014 7.11%
31/12/2015 20.76%

Annualized 16.34%

2013 was certainly a growth year for you.

 

[Thor]

My annual returns since I started investing - (prior to 2002 I was saving and speculating- the saving part went well, the speculation, not so much.)

31/12/2002 22.57%
31/12/2003 31.20%
31/12/2004 -0.95%
31/12/2005 21.61%
31/12/2006 28.32%
31/12/2007 12.36%
31/12/2008 1.54%
31/12/2009 13.72%
31/12/2010 1.34%
31/12/2011 11.92%
31/12/2012 17.47%
31/12/2013 49.76%
31/12/2014 7.11%
31/12/2015 20.76%

Annualized 16.34%

Jesus. During the 2008 you still came out on top. Well fcking done. There's not a whole lot of companies that can go through a 2008 positively.

What is your holdings if I may ask.

 

[Billy]

Jesus. During the 2008 you still came out on top. Well fcking done. There's not a whole lot of companies that can go through a 2008 positively.

What is your holdings if I may ask.

I would guess it is Unit Trusts. Allan Gray's Balanced is similar over the same period, give or take a point.

 

[Verde]

Jesus. During the 2008 you still came out on top. Well fcking done. There's not a whole lot of companies that can go through a 2008 positively.

What is your holdings if I may ask.

I have maintained an equity heavy portfolio throughout. On average more than 70% was offshore. That explains 2008, and 2015, when I actually had poor US$ returns, but it looks good in ZAR. Also 2004 and 2010 when the Rand rallied hurt me. I mostly use Allan Gray and Orbis.

 

[Thor]

I have maintained an equity heavy portfolio throughout. On average more than 70% was offshore. That explains 2008, and 2015, when I actually had poor US$ returns, but it looks good in ZAR. Also 2004 and 2010 when the Rand rallied hurt me. I mostly use Allan Gray and Orbis.

Wow.

Very very very good.

 

[Billy]

I have maintained an equity heavy portfolio throughout. On average more than 70% was offshore. That explains 2008, and 2015, when I actually had poor US$ returns, but it looks good in ZAR. Also 2004 and 2010 when the Rand rallied hurt me. I mostly use Allan Gray and Orbis.

So my guess was pretty good? The AG Equities was better than Balanced over the period.

 

[Verde]

Wow.

Very very very good.

Not really.



Allan Gray equity did far better, with only slightly more risk.
Allan Gray Balanced was about the same as my portfolio, but much better adjusted for risk.
My high offshore exposure actually hurt me over time, but it has been a great benefit since 2011.

 

[The_Ogre]

EasyEquities: -17% (initially I set this up just to mess around and get familiar with penny stocks and only later on started getting serious)
OST: 51% and its only that much because of Lonmin, without it I would have been in the red :twisted:
Old Mutual RA: 20%], but that's since inception, I don't check it often so not sure by how much it grew in the last year. I stupidly made the thing paid up when money was tight not knowing that I won't be able to continue with it, so its got another 20 years to grow.
Foord: 8.4%

 

[Thor]

Not really.

View attachment 364154

Allan Gray equity did far better, with only slightly more risk.
Allan Gray Balanced was about the same as my portfolio, but much better adjusted for risk.
My high offshore exposure actually hurt me over time, but it has been a great benefit since 2011.

Your one guy.

They are a company managing over 50 billion dollars Allen Grey the 7th riches South African owns Allen Grey and Orbis who together makes over 50 billion dollars in funds.

Yet you single Joe gave them a run for their money.

So I think it's pretty good

 

[zerocool2009]

Well, I bought on a market high. R10k of it was DIVTRX and R5k PTXTEN. I got impatient with the market going down and eventually sold them at a loss and reinvested those with my existing DBXWD and STXIND. Then those two I sold recovered and I missed out on most of it.

Considering I bought R20k worth of DIVTRX this year....the extra transaction costs incurred... well fsck. It's a hard lesson to learn but if you invest long term - DO NOT SELL!

So true, don't sell TFSA shares. When Zuma fired the Nene my TFSA was -18% in Dec. Its now 5% up.

 

[zerocool2009]

Any one has Liberty RA's ( L O L )....?

 

[Azbubu]

Any one has Liberty RA's ( L O L )....?

Me
Not sure whether to stop contributing and start a new one elsewhere or transfer it.

 

[Hamster]

So true, don't sell TFSA shares. When Zuma fired the Nene my TFSA was -18% in Dec. Its now 5% up.

You promted me to go look. For the first time my TFSA is actually in the green

 

[Hamster]

Me
Not sure whether to stop contributing and start a new one elsewhere or transfer it.

If you do consider transferring, Patrick has mentioned this one a couple of times before: Skeleton 70

https://www.sygnia.co.za/institutions/investment-funds/maximum-capital-growth

 

[SauRoNZA]

Direct Shares I'm up 25% or so, some of which is TFSA as well.

RA's and stuff is a bit of a mess at the moment since I'm moving stuff around.

My house I only bought last year but looking at what else is selling around us I would say I can make an easy 300k if I sold again now, but the costs to do so would probably eat most of that.

All things considered in the current financial climate I'm sitting pretty happy.

 

[Billy]

Me
Not sure whether to stop contributing and start a new one elsewhere or transfer it.

My Daughter is busy moving hers to Allan Gray. Stopping the gym rewards was the final straw.

 

[Azbubu]

My Daughter is busy moving hers to Allan Gray. Stopping the gym rewards was the final straw.

Any fees involved?

 

[Billy]

Any fees involved?

Yes but will be recovered quickly by reduced charges and better performance.