A problem for me is the queue's at ABSA ATMS, FNB hardly ever has ...
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ABSA vs. FNB
- Thread starter Johand
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A problem for me is the queue's at ABSA ATMS, FNB hardly ever has ...
Ou grote
Honorary Master
Absa seems to be actually doing something about my issue.... Had a call from the friendly branch manager - he was super professional and very empathic...
It seems they want to make things right with me: send me a gift and try and arrange a special package for me to return to absa... Let's wait and see... I will keep the forum updated
Absa seems to be actually doing something about my issue.... Had a call from the friendly branch manager - he was super professional and very empathic...
It seems they want to make things right with me: send me a gift and try and arrange a special package for me to return to absa... Let's wait and see... I will keep the forum updated
I really hate bribes... but I seem to be sucker for them as well (thank you Edgars & Look n Listen) . From my perspective I wish you would reject any gifts outright. Of course I can't tell you what to do
Absa seems to be actually doing something about my issue.... Had a call from the friendly branch manager - he was super professional and very empathic...
It seems they want to make things right with me: send me a gift and try and arrange a special package for me to return to absa... Let's wait and see... I will keep the forum updated
Mmmmmmmm.... It never stops?!
I just received a call from some guy (yes, did take down his name) at an Absa call center in Braamfontein, offering me a student credit card....!
This after (1) I've closed my accounts at Absa 6 weeks ago and (2) I haven't been a student for more than 3 years!
It seems that Absa's left hand doesn't know what the right hand is doing...?! Talk about "knowing your customer"!!!!
I got a SMS this week telling me I can upgrade to a ABSA Gold Credit card! The ridiculous things they do to get around the automatic increase clauses of the new credit act!
It is funny. They tried it a few months before (unsuccessfully I might add) and this is one of the reasons I am closing all my ABSA accounts. Can't wait until I can confirm that all my debit orders have been switched so I can close my frekkin account.
Ou grote
Honorary Master
Err.. that is if you really think that the color of your card determine your social status
I have been eligible for a Gold card the day I opened my account. The people at the branch were sleeping
Of course trying to market it as a social upgrade 3 years after they made a mistake just doesn't sit right with me. In fact, using cards as a status symbol is nasty.Frankly, I think there should be a law against coloring cards according to income. Why? It motivates people to keep going to the bank for new colored cards and in turn gives the bank the excuse to up your credit limit. Which is a problem that the NCA was suppose to solve, by limiting automatic increases.
Mark my words - banks are going to release more "special edition" credit cards, more colors, more cartoon characters, more everything in the coming years to get people to enter the bank.
It is a nasty problem, because the people who fall for such idiotic tricks are exactly the people who couldn't manage their debt in the first place.
Ou grote
Honorary Master
Didn't motivate me.
Still on silver, but can get platinum.
They never offered it to me though.
Used to get lots of phone calls from them trying to sell me insurance etc, but you have an option to have your name removed from their spam calls.
Still on silver, but can get platinum.
They never offered it to me though.
Used to get lots of phone calls from them trying to sell me insurance etc, but you have an option to have your name removed from their spam calls.
fivelza
Expert Member
Are you sure you get an automatic credit limit increase? The offer says a Gold Card not a bigger credit limit.
When you upgrade you need to provide your salary slips and monthly expenditure etc. and they re-evaluate your credit rating in line with NCA.
If it was just a simple color change they could have posted the card to you without you providing any information except a "yes" or "no" to the bank.
Err.. that is if you really think that the color of your card determine your social status
I have been eligible for a Gold card the day I opened my account. The people at the branch were sleeping
Frankly, I think there should be a law against coloring cards according to income. Why? It motivates people to keep going to the bank for new colored cards and in turn gives the bank the excuse to up your credit limit. Which is a problem that the NCA was suppose to solve, by limiting automatic increases.
Mark my words - banks are going to release more "special edition" credit cards, more colors, more cartoon characters, more everything in the coming years to get people to enter the bank.
It is a nasty problem, because the people who fall for such idiotic tricks are exactly the people who couldn't manage their debt in the first place.
Its not just a a status symbol, a lot of companies don't make you go through credit checks depending on what account you hold, an exampe of one is Vodacom for DSTV, instead of providing 3 months bank statements, etc., if you hold a platinum account (and above) all you have to do is complete the forms.
AirWolf
Honorary Master
I got a call the other day from Standard Bank offering me a credit card, but I have never banked with Standard Bank
I've read your post a few times now, and it seems like the ultimate status symbol to me
Frankly, banks have more specialized techniques with deal with richer folks (e.g. above gold card). Most rich people can manage money. I am referring to the people with "Silver" or "Gold" cards. The proletariat. The common-folk. The middle class. The people without twin showerheads. I've read your post a few times now, and it seems like the ultimate status symbol to me
LOL... well with FNB it can't be seen as a status symbol, their platinum card looks identical to the silver card...
ABSA just have a standard black card, apparently there have been a few complaints about this...
But I know what you mean, I have a friend who when he pays for something, like the meal bill at a restuarant, loudly proclaims tha he is paying with his platinum card... drives me insane. Wanna hide under the table.
what exactly does a platinum account mean ?
ABSA gave me one - I took it
One up on gold.
It usually goes like so
Silver
Gold
Platinum
Private (depending on the bank, but often black).
Also, they higher your 'status', the less interest you're likely to pay on credit. One of the other reasons its worth going for.
LMFAO!
Gold plat ect ect just has elevated costs per month and doesnt really give you anything except a nice colour difference on your card
I have a silver cheque account because its the cheapest(R24 max a month)! they pester me about upgrading every week and i dont want to because the cost faaaaar out weigh the benefits.
For me it just isnt worth it
Gold plat ect ect just has elevated costs per month and doesnt really give you anything except a nice colour difference on your card
I have a silver cheque account because its the cheapest(R24 max a month)! they pester me about upgrading every week and i dont want to because the cost faaaaar out weigh the benefits.
For me it just isnt worth it
what exactly does a platinum account mean ?
ABSA gave me one - I took it
They just give it too pretty much everybody right now
The original platinum card was meant for the very rich people and had no limits. Of course other banks copied it with limits to sell some status
Now you have a merely mediocre card for people earning R25 000 or more a month. I wouldn't describe that as rich. You can't even buy a house with that salary.
Nothing special really.
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They just give it too pretty much everybody right now
The original platinum card was meant for the very rich people and had no limits. Of course other banks copied it with limits to sell some status
No you have a merely mediocre card for people earning R25 000 or more a month. I wouldn't describe that as rich. You can't even buy a house with that salary.
Nothing special really.
Took the Platinum Professional Package from ABSA - so guess this is the same as an ordinary ABSA platinum account ?
thanks for clearing that up