can I be scammed?

[Pho3nix]

On Carbonite I usually pay for items I haven't seen yet.. Recently paid a deposit for a XBOX I haven't been able to collect as of yet.

Would I do this on Gumtree.. No.
Why anyone still uses Gumtree..No one knows.

 

[lived666]

I have successfully reversed an EFT through FNB, it cost me R250.00 and the money had not yet cleared.

I would personally not hand over anything until the money reflects in my account.

yeh, whats the rush. I usually find if a buyer is in a rush something is off. tell him he has to wait for the funds to reflect, end of story, be firm.

 

[TheGrove]

yeh, whats the rush. I usually find if a buyer is in a rush something is off. tell him he has to wait for the funds to reflect, end of story, be firm.

Just checked, apparently you have 72hrs from the time the EFT is submitted, so if he pays you and it clears in your account the next day he still has 48hrs to reverse it. The only way around this is if you have a R0.00 bank balance then the bank will contact you.

cash is king...

 

[Devill]

Yes. Phone and confirm the proof of payment or wait until cash is actually in your account. But even then, you need to confirm it was not done via a cheque deposit - and would need to phone the bank to confirm type of deposit.

The use of EFT for private sales is really not appropriate.

+1. Cheque deposits show as non accessible deposits when you draw a statement, before the cheque has cleared.

 

[ld13]

Just checked, apparently you have 72hrs from the time the EFT is submitted, so if he pays you and it clears in your account the next day he still has 48hrs to reverse it.

As per https://www.online.fnb.co.za/rhelp0/zob/payments/payment_reversal.htm you have 30 days to reverse payments.
BUT: Explicit confirmation is required from the recipient!

 

[Shnorkiller]

I decided not to release the iPad. He sent his "driver" to come fetch it who wouldn't wait around for 10 mins while I "came home" (I figured that if it was a con, they wouldn't want to wait around while I wasn't there as I could be bringing police etc with). He now says he doesn't want the iPad and I must transfer the money back to him when it comes through.

Very dodgy in my opinion, the guy called off multiple phones, yet both an FNB consultant and the online portal verified the transaction... Still quite odd how that can happen.

 

[Ancalagon]

I decided not to release the iPad. He sent his "driver" to come fetch it who wouldn't wait around for 10 mins while I "came home" (I figured that if it was a con, they wouldn't want to wait around while I wasn't there as I could be bringing police etc with). He now says he doesn't want the iPad and I must transfer the money back to him when it comes through.

Very dodgy in my opinion, the guy called off multiple phones, yet both an FNB consultant and the online portal verified the transaction... Still quite odd how that can happen.

Give it a day or two. Hey, you might have met the only honest buyer on Gumtree!

 

[F1 Fan]

Dude - if you don't want to wait until tomorrow for the funds to clear, then give him the iPad.
Stop arguing with the advice given

^This

I decided not to release the iPad. He sent his "driver" to come fetch it who wouldn't wait around for 10 mins while I "came home" (I figured that if it was a con, they wouldn't want to wait around while I wasn't there as I could be bringing police etc with). He now says he doesn't want the iPad and I must transfer the money back to him when it comes through.

Very dodgy in my opinion, the guy called off multiple phones, yet both an FNB consultant and the online portal verified the transaction... Still quite odd how that can happen.

And they would be able to verify the transaction cause he may have actually made the EFT. The point you not getting is that he can reverse a "legitimate EFT" within 72 hours of sending it.

Also, if he can send his driver to fetch, why cant the driver bring cash?


500 posts

 

[ChilliGirl]

Wait for the funds to be in your account.

Only once your bank has cleared the funds is it truely paid.

And if your bank says it was a cheque wait at least 10 working days....

 

[IzZzy]

I decided not to release the iPad. He sent his "driver" to come fetch it who wouldn't wait around for 10 mins while I "came home" (I figured that if it was a con, they wouldn't want to wait around while I wasn't there as I could be bringing police etc with). He now says he doesn't want the iPad and I must transfer the money back to him when it comes through.

Very dodgy in my opinion, the guy called off multiple phones, yet both an FNB consultant and the online portal verified the transaction... Still quite odd how that can happen.

Anyone who isn't willing to pay in cash, and is not willing to wait until funds are cleared, is not worth your time.

 

[F1 Fan]

So confused. Phoned FNB they confirmed the legitimacy of the payment. Guy sent me his ID. An African man with the name Gareth Smit. Seems legit but I can't be too certain.

Anyone can manipulate an ID when scanning. African guy with Smit as a surname? You don't think this is a dead giveaway?

 

[Shnorkiller]

That's what set the alarm bells ringing

 

[b_crazy]

^This



And they would be able to verify the transaction cause he may have actually made the EFT. The point you not getting is that he can reverse a "legitimate EFT" within 72 hours of sending it.

Also, if he can send his driver to fetch, why cant the driver bring cash?


500 posts

Wait...So even if the money clears, the guy can still reverse? So how long is one supposed to wait before handing over the item? 4 days if it's different banks, 3 days if it's the same bank?

 

[TheMightyQuinn]

Cash...only accept cash. Cash Only. No EFT or cheques or deposits. Oh have I mentioned this: CASH ONLY.

How difficult can this concept be? Jirre....

 

[biena]

Cash...only accept cash. Cash Only. No EFT or cheques or deposits. Oh have I mentioned this: CASH ONLY.

How difficult can this concept be? Jirre....

Almost as difficult as the concept of not clicking on links in an email.

 

[R13...]

Looks like there's a market for counterfeit notes in classifieds

 

[TheMightyQuinn]

Looks like there's a market for counterfeit notes in classifieds

Only if someone offers to sell you a R100 note for R20...

If you are fooled by counterfeit money, you are, in the famous words of Red in "That 70's show."...a dumba$$.

 

[Cool E]

sounds strange.

1. Driver collecting item
2. Money not yet cleared
3. Use of EFT instead of Cash
4. Calling you many times

Give the driver plastic ipad toy