Card loyalty/reward points

LOL... confusing start to the day... but we are saying the same thing :p
 
My teazers card gives me 2 for the price of 1 on mondays.
 
kiepie said:
What card gives you 1 point for every R10 spent?
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Maybe Woolworths cash card. But I've never seen so much as a free muffin since the year dot. What a scam.

Only decent cards are Standard's BA linked Mastercard where you earn BA miles or Nedbanks SAA voyager linked card.

Next time I hear "Have you got a Clicks Clubcard" I'm going to punch someone
 
eBucks is not really rewarding me. Gonna close my FNB accounts. Any idea whats good for earning rewards easily when not in the Plat/Gold bracket?
 
onebrickshort said:
Next time I hear "Have you got a Clicks Clubcard" I'm going to punch someone
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Lol i know that feeling all too well! God it's annoying. As if im going to be saving hundreds of rands every month by shopping @ Clicks and swiping that blady card.
 
xrapidx said:
What you get on Gold you get on Platinum
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Well - yeah - it's a gimmick. Now ABSA has canned the rewards program - I can still claim a vacuum cleaner. That was on LeisureLink/ABSALuteWinners not
ABSA Gold and definitely not ABSA Platinum. And it sucks because I made some purchases at Best Denki and Takashimaya on my CC and points won't rack up. :(

May go for FNB's Ebucks - for a while, I hardly use my backup FNB card.
 
Serqet said:
Lol i know that feeling all too well! God it's annoying. As if im going to be saving hundreds of rands every month by shopping @ Clicks and swiping that blady card.
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You can also buy at Musica and swipe it there. Bought an XBOX360 there once and swiped it - got me a good few cans of Gillette shaving gel afterwards. ;)
 
PeterCH said:
Well - yeah - it's a gimmick. Now ABSA has canned the rewards program - I can still claim a vacuum cleaner. That was on LeisureLink/ABSALuteWinners not
ABSA Gold and definitely not ABSA Platinum. And it sucks because I made some purchases at Best Denki and Takashimaya on my CC and points won't rack up. :(

May go for FNB's Ebucks - for a while, I hardly use my backup FNB card.
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ABSA started a new rewards program - but I'm a bit annoyed they didn't even notify me that they canned the old one - I only found out by chance, but the only real rewards program is eBucks - it paid for my Playstation 3 :)

Account status isn't just a gimmick though - You get access to account specific benefits, I don't think my home loan would have been completed within 24 hours if I had an entry level account - I also don't think the bank would be delivering things like bank stamped statements, and new cards directly to me - instead of me going into the bank to get them.
 
Dolby said:
It's getting difficult to decide which products to purchase on which card. I have a Go Banking card, FNB credit, Discovery credit, ABSA credit and possibly a Vodacom credit soon.

But here's the thing : each has their own promotions :

Go Banking : specials for quite a number of items bought at Pick 'n Pay, including non consumables such as fridges, stoves etc

Discovery Credit : Nando's, Pick 'n Pay, Look&Listen, Reggies, Exclusive Books etc and 5-20%

FNB Credit : 10% ebucks on all spend, plus certain partner stores such as Makro, Look&Listen, AVIS, Loads Of Living give additional etc

For example, my Xbox was bought for R4000 and I got R40 worth of ebucks, but had I used Discovery I'd have got R400 cash back. ARRRGH

ABSA Credit : 10-20% off at certain jewellery stores, vineyards, restaurants, hotels, higher end furniture shops etc Also partners and specials abroad.

Vodacom Credit : 10% Yebo bucks at Dions/Game and 2% at other retailers. Also, 20% cash back at Galaxy & Co, and 10% back at Dial a bed, Furniture City etc

I now have to plan what I'm spending where and how much each will benefit me *sigh*
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Can you tell me more about the GoBanking incentives and discounts?
 
xrapidx said:
ABSA started a new rewards program - but I'm a bit annoyed they didn't even notify me that they canned the old one - I only found out by chance, but the only real rewards program is eBucks - it paid for my Playstation 3 :)

Account status isn't just a gimmick though - You get access to account specific benefits, I don't think my home loan would have been completed within 24 hours if I had an entry level account - I also don't think the bank would be delivering things like bank stamped statements, and new cards directly to me - instead of me going into the bank to get them.
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LOL foreign banks deliver cards to you directly or at least Barclays and ABN AMRO (RBS now) do - regardless of status.

ABSA's new reward program is totally worthless. It's on a small group of merchants and there is a subscription payment. Rubbish.

Saying so, ABSA is a totally worthless bank. It's suprising how much a better bank Barclays is abroad, but then again even HSBC is nicer, as is ING.

I've looked at Platinum benefits and they're gimmicky. It would be a terrible pain to switch though - considering my PayPal is paper verified for 'unlimited' transfers
and I would have to re-validate a new cc number. Not worth it.
 
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I can agree with that - but compare our products to overseas products and we'll almost always come second.

I didn't know ABSA's new reward program was a subscription service, haven't bothered signing up for it as the last one was just as worthless - I think I must of spent close R250,000 on my ABSA credit card last year, and only got R400 worth of points - if it were eBucks I probably would of have close on R4,000.

ABSA is unfortunately shocking when it comes to service, even their Private Bank - but being with a Private Bank provides benefits like interest rates, etc on home loans - which I really need right now - this is the only reason I'm still with them.

FNB platinum far out weigh them when it comes to service - they jump when told - and have not let me down.

FNB Private Clients was a waste of time - I don't think I have ever experienced such bad service from a bank.
 
xrapidx said:
What you get on Gold you get on Platinum
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On Platinum you get airport lounge access, on gold u don't.

ABSA rewards is a waste of money, I got about R1000 worth of points on 8 years of spending plenty.
Just bought airtime with it, and now I'm done with it.
 
I find that most of these reward systems in place require you to spend a crap load before you see any kind of reward. Doesn't save you anything really. For example, the money you save when purchasing with a Vodacom cc is chowed up by the higher than average interest, unless you have sufficient positive balance or settle before interest is charged.

The only card I find beneficial is the Wild Card.
 
hj2k_x said:
Can you tell me more about the GoBanking incentives and discounts?
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Nothing on the web?

I used to work at Go Banking and there's constantly be special on everything. I thought it was still on - but I'll need to double check

EDIT Oh that sucks - they've changed it something pointless call moneyback http://www.gobanking.co.za/goaccount/moneyback.asp where 'Get 2% back into your account when you use your Go Banking card to buy PnP branded products*.

Ok - seems Discovery gives you 5% on all PnP spend though ....
 
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I wish these companies would just scrap these bloody cards and just lower their prices. If I was to accept every loyalty card offered to me there would be room in my wallet for nothing else.
 
porn$tar said:
I find that most of these reward systems in place require you to spend a crap load before you see any kind of reward. Doesn't save you anything really. For example, the money you save when purchasing with a Vodacom cc is chowed up by the higher than average interest, unless you have sufficient positive balance or settle before interest is charged.

The only card I find beneficial is the Wild Card.
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This seems to be the best rewards program out there. :)
Boodles said:
My teazers card gives me 2 for the price of 1 on mondays.
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