Discovery Bank

[t_girl]

Nobody seems to know what affects what. Even staff. My Vitality Money status dropped from Gold to Blue on Monday, but my points remain above 80,000. When I queried it the banker said that it was due to me not achieving my weekly goals for a month. Another said that there’s an issue with the app and would log one of their infamous calls. I’ve honestly given up with Discovery Bank for now. Just keeping the card because the monthly fee is cheaper than settling my Apple Watch.

I can’t imagine that the weekly goal would only apply to the game board in future though - they’re bound to drag it in somewhere, like for their ‘free iPhone’ benefit or something.

The iPhone will mostly likely only be for the black card on diamond status... that seems to be where all the real benefits are.

 

[ies87]

The iPhone will mostly likely only be for the black card on diamond status... that seems to be where all the real benefits are.

I've got black but I'll be downgrading it to gold the minute they are able to do downgrades. Right now they 'don't have that functionality'.

 

[L-Dog]

Thanks man, helps a lot. If not for the total lack of info from discovery.

Anyone have an idea about the Gold suite, may be easier to get to a higher band?

50% vs 60% on food and flights is minimal especially if you wont get past band 2, which I assume means you probably get like 5% back.

DO you know if the gym discount is on all memberships or only the standard membership ?

 

[ECHLN]

If anyone is curious and uses Samsung Pay, you do still get your reward points when using it.

 

[Gtx Gaming]

Does discovery only run batches at 12am or all day? Like fnb money only clears at 12am in evening, where capitec would be anytime in the day.

 

[binloud]

DO you know if the gym discount is on all memberships or only the standard membership ?

So the normal discounts from vitality apply, so 75% standard and up to 60% for premier.

Only the black card can give you boosted Vitality gym cash back on a Premier/National membership type up to 100%. The other accounts only can give you 100% on standard.

 

[L-Dog]

So the normal discounts from vitality apply, so 75% standard and up to 60% for premier.

Only the black card can give you boosted Vitality gym cash back on a Premier/National membership type up to 100%. The other accounts only can give you 100% on standard.

Do get a Black card is their a required yearly income ? I assume you will also need to be a platinum status and spend big bucks to achieve the 100% discount

 

[Gtx Gaming]

Do get a Black card is their a required yearly income ? I assume you will also need to be a platinum status and spend big bucks to achieve the 100% discount

Hopefully discovery starts auto upgrading like fnb does without you actually qualify for the card. Fnb basically gives away the private client accounts.

 

[twr]

Black card is R750000 annual salary I think

 

[travcaine]

Does discovery only run batches at 12am or all day? Like fnb money only clears at 12am in evening, where capitec would be anytime in the day.

My FNB payments always seem to come through around 6-7PM at night if I do the payment before 3PM, same day.

 

[Gtx Gaming]

My FNB payments always seem to come through around 6-7PM at night if I do the payment before 3PM, same day.

Thanx will check around that time again, did an eft last night.

 

[twaatie]

I'm still not able to log in on the app, since 8pm last night....

 

[twaatie]

At least they going to do an investigation on why I cant get access on the app

You do everything via the app, so it's should work 100% all the time, since there is no other way to access your accounts

 

[llewellynr]

Two annoying things:

• The “scan your card to capture details” tool powered by card.io don’t work cos the card is friggen sideways (eg adding card to SnapScan).
• The OTP=123456 text doesn’t get picked up by iOS as a QuickType suggestion (used to offer to auto fill “From messages: 1234”)

 

[travcaine]

Two annoying things:

• The “scan your card to capture details” tool powered by card.io don’t work cos the card is friggen sideways (eg adding card to SnapScan).
• The OTP=123456 text doesn’t get picked up by iOS as a QuickType suggestion (used to offer to auto fill “From messages: 1234”)

Bullet 1: I have had success in adding the card this way?

 

[ECHLN]

Two annoying things:

• The “scan your card to capture details” tool powered by card.io don’t work cos the card is friggen sideways (eg adding card to SnapScan).
• The OTP=123456 text doesn’t get picked up by iOS as a QuickType suggestion (used to offer to auto fill “From messages: 1234”)

I had success with adding my card on Samsung Pay but no luck on Uber with the scan method.

 

[llewellynr]

Peeve #3, as long as there is no web portal, then Discovery Bank isn't supported by 22seven, so my transactions/balances would go into a bit of a void.

 

[twr]

Peeve #3, as long as there is no web portal, then Discovery Bank isn't supported by 22seven, so my transactions/balances would go into a bit of a void.

I also can't link my 22seven with discovery

 

[amabacha]

Peeve #3, as long as there is no web portal, then Discovery Bank isn't supported by 22seven, so my transactions/balances would go into a bit of a void.

I think this may be intentional given that Discovery Bank are working on their own "customised Spend Manager" (see https://www.discovery.co.za/bank/vitality-money)

 

[llewellynr]

I also can't link my 22seven with discovery

22seven does web scraping, so it will never work if there's just an app. It worked with old discovery card because they listed transaction history on the discovery.co.za site. But it was cheaper/quicker to build just a banking app and neglect building a proper online banking website.