Discovery Bank

[Gtx Gaming]

I upgraded to black card by just typing in that I earn 80k a month, they did not ask any proof yet. The account is showing the black card now, waiting for delivery now.

Only did this for the additional flight discounts.

 

[twr]

I upgraded to black card by just typing in that I earn 80k a month, they did not ask any proof yet. The account is showing the black card now, waiting for delivery now.

Only did this for the additional flight discounts.

But these flight discounts is only one a year? Maybe I should also upgrade I could do with the lounge visits,but will they not ask for proof of income in due course?

 

[Gtx Gaming]

But these flight discounts is only one a year? Maybe I should also upgrade I could do with the lounge visits,but will they not ask for proof of income in due course?

Indeed I think it is 2 international flights currently, with 25% discount it's the same price with air France to go to swedan the Emirates, the additional 25% discount will save me around 5k per person I think.

Hopefully they never ask for proof, fnb never did when I upgraded.

 

[Koosvanwyk]

I upgraded to black card by just typing in that I earn 80k a month, they did not ask any proof yet. The account is showing the black card now, waiting for delivery now.

Only did this for the additional flight discounts.

The dynamic discount % at lower spending bands on black is lower compared to platinum & gold. Dynamic discounts also kick in at a lower monthly spend on platinum & gold compared black. Before upgrading to black make sure you actually spend enough per month on credit card purchases.

 

[Gtx Gaming]

The dynamic discount % at lower spending bands on black is lower compared to platinum & gold. Dynamic discounts also kick in at a lower monthly spend on platinum & gold compared black. Before upgrading to black make sure you actually spend enough per month on credit card purchases.

Oh that's probably why it not showing more discount.

Will check what the best way is for generating fake spend lol

 

[Koosvanwyk]

Oh that's probably why it not showing more discount.

Will check what the best way is for generating fake spend lol

Here are the different spend bands. It is based on monetary value of credit card purchases and online purchases, not sure you can generate "fake" spend without going though a lot of effort

 

[beefymoocow]

Here are the different spend bands. It is based on monetary value of credit card purchases and online purchases, not sure you can generate "fake" spend without going though a lot of effort

Doesn’t correspond to my banking app. I got a black credit card and on gold for money but getting 62.5%.
View attachment 723778

 

[Koosvanwyk]

Doesn’t correspond to my banking app. I got a black credit card and on gold for money but getting 62.5%.
View attachment 723778

I cannot view the attachment(on phone) but assume the 62.5% is for health Mine ties back nicely to my normal vitality health + vitality money cash back % and have done since since the start.

Oddly they use spend in previous month to determine dynamic discount as opposed to average spend over a number of months, this makes it a bit volatile

 

[ies87]

I finally have a ‘Change Account Colour’ button but when I put my income in it says no upgrade offers found. I’m looking to downgrade from black to plat. Has anyone been able to downgrade?

 

[PeatMoss]

I finally have a ‘Change Account Colour’ button but when I put my income in it says no upgrade offers found. I’m looking to downgrade from black to plat. Has anyone been able to downgrade?

Where is the change account colour button? And are you ios or android?

 

[cfvh600]

Different question, has anyone received the 10%-15% fuel back from Vitality Money. Got my cash back from vitality drive but nothing yet from vitality money since i have been with the bank

I haven't seen my cash back yet. Maybe it's part of the problems they are having with the cashbacks.

 

[ies87]

Where is the change account colour button? And are you ios or android?

Accounts > 3 dot menu > Change account colour. It then asks for income information. Even if I understate my income it doesn’t present gold or platinum options. Overstating doesn’t present upgrades either. Guess I’m stuck on black. I’m on iOS...

 

[Gtx Gaming]

Accounts > 3 dot menu > Change account colour. It then asks for income information. Even if I understate my income it doesn’t present gold or platinum options. Overstating doesn’t present upgrades either. Guess I’m stuck on black. I’m on iOS...

I guess when the purple account releases you can upgrade to that.

 

[PeatMoss]

Accounts > 3 dot menu > Change account colour. It then asks for income information. Even if I understate my income it doesn’t present gold or platinum options. Overstating doesn’t present upgrades either. Guess I’m stuck on black. I’m on iOS...

Thanks! I had to overstate my income massively for the option to upgrade from Plat to black to appear!

 

[James 77]

Upon Receiving your Discovery Bank card you get a healthy food card that replaces the old pick and pay one.
Do you need to activate a new Woolworths one as well ?

 

[Gtx Gaming]

Upon Receiving your Discovery Bank card you get a healthy food card that replaces the old pick and pay one.
Do you need to activate a new Woolworths one as well ?

They post you a new card . Not sure about woolworths, I don't shop at Woolworths.

 

[James 77]

Upon Receiving your Discovery Bank card you get a healthy food card that replaces the old pick and pay one.
Do you need to activate a new Woolworths one as well ?

Or Dischem and Total Sports for that matter

 

[ies87]

Or Dischem and Total Sports for that matter

It’s only PnP that changes. Reason is that the old FNB Discovery Card was swiped in lieu of the Healthy Food card so most people don’t have a PnP Healthy Food Card. If you have one you don’t need to update it afaik.

 

[ab12312390]

It’s only PnP that changes. Reason is that the old FNB Discovery Card was swiped in lieu of the Healthy Food card so most people don’t have a PnP Healthy Food Card. If you have one you don’t need to update it afaik.

If you mean the original HealthyFood Card for those who did not have the FNB Discovery Card then you do not need to update. However, if you did not have the HealthyFood Card (or had the FNB Disc Card), then you have to register.
The registration is not quite straight forward though.
No changes on the Dischem/Clicks or Sportsmanwarehouse/TotalSports if you had them before. If not you need to 'apply' for them by activating Vitality (and paying for it).

 

[James 77]

If you mean the original HealthyFood Card for those who did not have the FNB Discovery Card then you do not need to update. However, if you did not have the HealthyFood Card (or had the FNB Disc Card), then you have to register.
The registration is not quite straight forward though.
No changes on the Dischem/Clicks or Sportsmanwarehouse/TotalSports if you had them before. If not you need to 'apply' for them by activating Vitality (and paying for it).

Thanks, I had the FNB Discovery Card but I had a healthy food card as well