Discovery Bank

Ahh yes it does R45k, so hopefully once I'm on diamond will I stay on that? What makes u drop status from diamond? Do I still need to do goals ?

If your savings drop below 45k. You might drop a level if your points drop but that’s unlikely unless you cancelling your insurance or reducing your pension contribution. Theoretically you should score more points on the saving criteria.
 
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How long before a EFT to Discovery reflects. Tested a small amount on Saturday.
Nothing as of this morning showing up.
 
Got my iPhone over the weekend after 'practising' for some 3 weeks to see if we will hit the targets. If you hit 11 out of 12 monthly targets, you'll still be fine. That is one Money target not achieved per cycle. Our goal is 20, though - platinum credit card only.

I'm currently Diamond Status on Vitality, assuming I make my money goals which equates to spend and savings, do you also need to be a Discovery Insure client to make the goals? Considering switching my Discovery FNB CC to Discovery Bank Black card.
 
I'm currently Diamond Status on Vitality, assuming I make my money goals which equates to spend and savings, do you also need to be a Discovery Insure client to make the goals? Considering switching my Discovery FNB CC to Discovery Bank Black card.
Yes need discovery insure also, and most of the time more exspensive :(
 
Created another thread, but is seems this place if best for this type of question.

I would love to hear from people that have switched to Discovery Bank Credit Card and are on Vitality. I maximise my flight benefit currently on Vitality with the 24 flights, and being on Diamond Status qualify for the 35% discount (I know this is base fare only).

What difference has being on Discovery Black Credit Card made with regards to the discount? Outside of the Money target that has to be spend on the card itself, what else is needed to push the discount up even further? How do I get 75%-100% discount?

If I currently get on average R250 per flight discount, this could quite easily be R400+, which in my books accumulates to roughly R12000 savings a year. Is the benefit still limited to 24 flights?

The banking fees are higher yes, which basically means an additional R150 p/m on fees which equals R1800.
Still leaves me with a hefty R10000 odd saving just on flights.

Also, I don't have/make use of discovery miles, I would also be interested in how to leverage this more for the purpose of paying for flights through Kulula.

Yes, I know I fly a lot ;-)

Any experience/feedback would be much appreciated.

Thanks
 
I'm currently on Gold money status, it says "savings to diamond R36079" does that mean I need my savings account to have a balance of R36079? or must I add R36079 to my savings acc to get to Diamond?
Yes. I did the same and few minutes later ... diamond.
 
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I've noticed discovery have updated their points for money rewards.

You also get the points almost immediately while it's still on pending state on bank app.


726588
 
I've noticed discovery have updated their points for money rewards.

You also get the points almost immediately while it's still on pending state on bank app.
Points looks the same to me, but I also noticed the immediate allocation. I would venture to say it has to do with the iPhone benefit. I logged a few queries about missing points and the agent said they were inundated with queries and complaints. Previously, missing points largely resulted in missing a play on the board but now with the iPhone benefit it can cost a lot of money. Probably a way of ensuring that those clients are not disadvantaged.
 
Anyone getting cash back from Discovery bank? I am only getting cash back from vitality nothing till date from bank.
 
Anyone getting duplicate efts?

Got a duplicate eft into my account

Assume it will be corrected and my newfound wealth will disappear
 
Points looks the same to me, but I also noticed the immediate allocation. I would venture to say it has to do with the iPhone benefit. I logged a few queries about missing points and the agent said they were inundated with queries and complaints. Previously, missing points largely resulted in missing a play on the board but now with the iPhone benefit it can cost a lot of money. Probably a way of ensuring that those clients are not disadvantaged.
Points remained the same but since Saturday they are allocated immediately. Previously the points only allocated once the transaction cleared which inadvertantly caused points to be missing from transactions that took longer than 2 days to clear (purely based on what I have seem from my missing points). Oddly it seems like they have fixed some of the missing points backdated, I now have weeks where I made like 30 points but still did not achieve the 25 goal target because of the extra points being allocated backdated after the cut off for achieving the target.
 
Points remained the same but since Saturday they are allocated immediately. Previously the points only allocated once the transaction cleared which inadvertantly caused points to be missing from transactions that took longer than 2 days to clear (purely based on what I have seem from my missing points). Oddly it seems like they have fixed some of the missing points backdated, I now have weeks where I made like 30 points but still did not achieve the 25 goal target because of the extra points being allocated backdated after the cut off for achieving the target.
Why is your goal 25? Are you on the Black card?
 
Anyone getting duplicate efts?

I haven’t seen that but have had a few scheduled payments that return back to me a little bit later in the day. Spent the money inadvertently the first time.:) After two months they haven’t been able to resolve it and the latest advice is to delete and reschedule - will see next week if that works.
 
Oddly it seems like they have fixed some of the missing points backdated, I now have weeks where I made like 30 points but still did not achieve the 25 goal target because of the extra points being allocated backdated after the cut off for achieving the target.

You should get extra plays! :)

Unfortunately my missing transactions are still missing ....
 
Points looks the same to me, but I also noticed the immediate allocation. I would venture to say it has to do with the iPhone benefit. I logged a few queries about missing points and the agent said they were inundated with queries and complaints. Previously, missing points largely resulted in missing a play on the board but now with the iPhone benefit it can cost a lot of money. Probably a way of ensuring that those clients are not disadvantaged.

Mine is definitely different. I used to have a 500 - 1499 bracket for 2 points and 1500+ for 3 points. I did upgrade to black from platinum last week so that might be why.
 
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