Discovery Bank

[DENROCwtf]

Is that secondary card with your name on? Or your partners? I had mine with my partners name on and it's asking her to sign up for Vitality Money.

it comes with your partners name on and you can pick a category - such as PETROL, HOUSEHOLD - but it is secondary - you have one account with two cards, both earn point and mile to the primary account. I have it that the secondary need to register on the app - to transfer or Freeze the card without needing the primary account. You can load a limit if one needs the security when giving the card to a child. Both can get notifications of transaction.

 

[ies87]

Discovery Miles Multiplier

They say "Earn hundreds of Discovery Miles through Vitality Active Rewards, for getting healthy, driving well and spending responsibly." So what do you earn if you're on Vitality Active Rewards and not with the Bank? Do things stay as they are at the moment - earn points to be exchanged for vouchers?

They say "For the Discovery Miles earn qualifying criteria, log in and view the 'info and tips' page." But you can only view this page if you're an existing Discovery Bank client!

If you’re not with bank you still get miles from next year. You just spend them from the corporate app, not the bank app. The current vouchers for coffees, shopping etc will be priced in miles as opposed to the current points/coins. Not sure if you’ll be able to convert miles to cash without bank though.

 

[JohnJuniorV3]

Black comes at higher bank fees and higher spending tiers - but it does offer a bit more or higher benefits. See it the benefits you value or use works for you.

Thank you!

 

[JV_011_]

I was just busy typing in my transactions in Microsoft Money (yes, I still use it and I hate it that I can't download my DiscoveryBank transactions!) when I realised that you get boosted interested on the transaction accounts and demand savings accounts, but not on notice accounts. That means I'm actually get 0.5% more interested on immediately available funds than the funds with a 32 days notice period. The banker I spoke to seemed genuinely surprised that I thought it is weird... Has anyone else raised it with them? The only way now seem to be to give notice on the notice accounts, then wait out the 32 days, create new demand savings accounts and then transfer. Would have been easier to change the product type. And even better if they boost the interest on notice and fixed deposits as well!

Try 22seven for the non discovery accounts. It does the budgeting for you automatically.

 

[ies87]

I see all cash backs are going to be paid as miles from next year. Not sure how I feel about that... What's the point of the Vitality Savings Account then?

 

[Gtx Gaming]

I see all cash backs are going to be paid as miles from next year. Not sure how I feel about that... What's the point of the Vitality Savings Account then?

Think boosters as still paid in cash

 

[hj007]

I see all cash backs are going to be paid as miles from next year. Not sure how I feel about that... What's the point of the Vitality Savings Account then?

Looking to switch to a pure cashback card?

 

[ECHLN]

Looks like Discovery has more than 50,000 users now on Android.

 

[ies87]

Has anyone been able to upgrade their account to the full banking suite? I've been struggling with Discovery now for more than a month.

And the option is still not available on the app.

The ability to upgrade from cc to suite is finally available. Just did mine and the call centre confirmed that it’s available now. Menu > Add Account > Add Transaction Account then select the suite. The option used to be there but all it did back then was add a stand-alone transaction account. My account gets recognised as a suite now, can see the increased cashback on the iPhone benefit page.

 

[ECHLN]

The ability to upgrade from cc to suite is finally available. Just did mine and the call centre confirmed that it’s available now. Menu > Add Account > Add Transaction Account then select the suite. The option used to be there but all it did back then was add a stand-alone transaction account. My account gets recognised as a suite now, can see the increased cashback on the iPhone benefit page.

I don't see it

 

[ies87]

I don't see it View attachment 733957

Strange. Option was there for me. I saw a stand-alone option and the full suite. Are you running the latest version?

Do you have the credit card? They mentioned that you can only upgrade to a full suite from a credit card at this time, not from a transaction account.

 

[ECHLN]

Strange. Option was there for me. I saw a stand-alone option and the full suite. Are you running the latest version?

Do you have the credit card? They mentioned that you can only upgrade to a full suite from a credit card at this time, not from a transaction account.

That's why. I have a transaction account

 

[3Gee]

That's why. I have a transaction account

I closed my discovery account. Way too many hoops to jump through.

 

[ies87]

That's why. I have a transaction account

Sorry... The credit option is still being tested apparently. Won’t be as straightforward due to vetting etc.

 

[BloemGuy]

Try 22seven for the non discovery accounts. It does the budgeting for you automatically.

Actually use it for the tracking and reporting more than the budgeting. I can tell you exactly how much I have spent on eggs (or anything for that matter) since 1995! LOL

 

[binloud]

Has anyone cashback at woolworths or healthy food store dropped to zero, mine was 40% yesterday and now its zero. The website gives an Error 500, seems like they messed stuff up even more than usual.

 

[Gtx Gaming]

Hey guys how long does it take update weekly goal? did a transaction for R500 I should get 2 points for that.

Trying to reach, all 3 goals this week!

 

[twr]

Hey guys how long does it take update weekly goal? did a transaction for R500 I should get 2 points for that.

Trying to reach, all 3 goals this week!

I get my points as soon as I have done the transaction

 

[twr]

Has anyone cashback at woolworths or healthy food store dropped to zero, mine was 40% yesterday and now its zero. The website gives an Error 500, seems like they messed stuff up even more than usual.

Mine if fine on the money app

 

[Gtx Gaming]

I get my points as soon as I have done the transaction

Ok nothing here yet, luckily my drive goal is working. But hopefully get all 3 this week.