Discovery Vitality 2021

[bigboy529]

Agree with Jase. I've never been a gym user and get all my points from exercising with an Apple Watch. It's been quite easy so far - I've had the watch for about five months and haven’t missed the weekly goal yet. It's made me confident that I can go for the free iPhone as well.



I use both, but Vitality is slightly more lucrative for me. I don't think there’s an easy way to compare since it's so dependant on what food and toiletries you buy. But if the Discovery Miles monthly 40% discount on the 15th becomes permanent, then Vitality is a clear winner. eBucks don’t have predictable 40% discounts any more, and it just leads to frustration if you spend your eBucks and then find a good discount the next week.

Someone here in the thread said you need to also have the drive reward in order to qualify for the iPhone.

I actually had a idea, I plan to start a new business in the near future and plan to get a FNB account, so then I can do eBucks on the business account and Vitality on my personal account.
In a previous business in which I was a partner we didn't focus so much on the eBucks but we still racked up quite a lot, each December we used to split the eBucks between myself and my partner and spent it on a gift for ourselves, usually it was around R5k for each of us.

 

[AlmightyBender]

Can you get points on a single day for a 30 minute work out as well as your steps, or can you only get points for one of the 2?

Also, do you get any points for less than 5000 steps per day or nothing at all?

One event per day, highest point wins.
Nothing at all.

 

[3WA]

Someone here in the thread said you need to also have the drive reward in order to qualify for the iPhone.

True. For max discount you need Vitality Health, Money, and Drive. Otherwise you can try for partial discounts.

My opinion on Vitality (not necessarily applicable for everyone) is it works best if you throw yourself in wholesale with all three programs.

 

[bigboy529]

True. For max discount you need Vitality Health, Money, and Drive. Otherwise you can try for partial discounts.

My opinion on Vitality (not necessarily applicable for everyone) is it works best if you throw yourself in wholesale with all three programs.

I already have health and I'll look in to going money, from what I understand the bank part is pretty decent. I can't do drive though since I don't drive, I'm legally blind.

 

[master4real]

I already have health and I'll look in to going money, from what I understand the bank part is pretty decent. I can't do drive though since I don't drive, I'm legally blind.

Full vitality without a bank account is no longer sustainable. You can also try vitality active if your aim is to stay healthy. Vitality active is the cheapest vitality option at R89. You can benefit from 25% back at clicks/dischem for healthcare items, and choose the square every week if you meet the weekly goals. Because I am on ebucks, I chose clicks as my healthcare provider and get 25% on selected healthcare items or medications https://www.discovery.co.za/vitality/vitality-active

 

[bigboy529]

Full vitality without a bank account is no longer sustainable. You can also try vitality active if your aim is to stay healthy. Vitality active is the cheapest vitality option at R89. You can benefit from 25% back at clicks/dischem for healthcare items, and choose the square every week if you meet the weekly goals. Because I am on ebucks, I chose clicks as my healthcare provider and get 25% on selected healthcare items or medications https://www.discovery.co.za/vitality/vitality-active

How limited is the items at Dischem and Clics on which you can get cash back? I don't use supplements or anything, apart from buying normal toiletries I only take a multi vitamin.

Ok so you can sign up for Vitality Active for R89 or alternatively the full Vitality at R250 odd?

 

[James 77]

How limited is the items at Dischem and Clics on which you can get cash back? I don't use supplements or anything, apart from buying normal toiletries I only take a multi vitamin.

Ok so you can sign up for Vitality Active for R89 or alternatively the full Vitality at R250 odd?

You can take a look at their respective catalogues for vitality items. But there’s quite a lot. Most supplements aren’t vitality anyway so you won’t miss out there.

we buy quite a lot of healthy food at Dis-Chem such as nuts, oats etc

 

[ros_b]

we buy quite a lot of healthy food at Dis-Chem such as nuts, oats etc

As far as I'm aware, the Dis-Chem benefit doesn't apply to food. It's "HealthyCare", so some of the categories are baby care, dental care, eye care, "fitness and wellbeing", foot and hand care, OTC medication, self care, sun care, selected fitness devices. For food items, you have to choose either Pick n Pay or Woolworths.

 

[ros_b]

How limited is the items at Dischem and Clics on which you can get cash back? I don't use supplements or anything, apart from buying normal toiletries I only take a multi vitamin.

Ok so you can sign up for Vitality Active for R89 or alternatively the full Vitality at R250 odd?

The Dis-chem catalog is much wider than the Clicks catalog, in my opinion. Certain Dischem brand multivitamins are included. You need to look at the catalog to see which are included. A lot of day-to-day stuff is in there - like toothpaste, dental floss, sunscreen, certain soaps, first aid stuff, OTC medication, pads/tampons, certain moisturizers and cleansers.

 

[ros_b]

My opinion on Vitality (not necessarily applicable for everyone) is it works best if you throw yourself in wholesale with all three programs.

True, though their car insurance offering doesn't suit me (I want 3rd party only), but I still benefit hugely from just Health and Money (Gold credit card only). I easily make R1000 per month in Discovery Miles, and I'm a low spender.

 

[James 77]

As far as I'm aware, the Dis-Chem benefit doesn't apply to food. It's "HealthyCare", so some of the categories are baby care, dental care, eye care, "fitness and wellbeing", foot and hand care, OTC medication, self care, sun care, selected fitness That’s true. You need to pick one of those as your main and secondary. But sometimes certain health foods are still cheaper. Especially nuts. Having said that the last time we bought 1kg nuts the % we get back from Dis-Chem deducted at the tilldevices. For food items, you have to choose either Pick n Pay or Woolworths.

That’s true. You need to pick one of those as your main and secondary. But sometimes certain health foods are still cheaper at Dis-Chem. Especially nuts.

Having said that the last time we bought 1kg nuts the % we get back from Dis-Chem deducted at the till upfront.

 

[bigboy529]

Here and there I read about rewards if paying with your Discovery credit card like the Apple Watch for example which you have to pay with your CC.

Is there however still some benefit if you only have a Discovery transactional account the gold one costing R10 per month or is it essential to have the CC as well?

My thinking is to get the bank account just to try it out, I'll transfer some money in there if needed to pay for stuff to get rewards, but I don't also want to get a CC right from the beginning and I also won't give up my other main accounts, I'm currently with Capitec.

Also is it neccessary for a certain amount of money to flow threw the account on a monthly basis or can I use it as sort of a savings account?

 

[ros_b]

That’s true. You need to pick one of those as your main and secondary. But sometimes certain health foods are still cheaper at Dis-Chem. Especially nuts.

Having said that the last time we bought 1kg nuts the % we get back from Dis-Chem deducted at the till upfront.

If the % came off at the tillpoint, then it wasn 't a HealthyCare discount. That HealthyCare cashback arrives once a month, either into your Dischem benefit account (if not on Vitality Monhey) or as Discovery Miles (if you are on Vitality Money). If a % came off at the till, then it was just a normal Dischem promotion.

 

[ros_b]

Here and there I read about rewards if paying with your Discovery credit card like the Apple Watch for example which you have to pay with your CC.

Is there however still some benefit if you only have a Discovery transactional account the gold one costing R10 per month or is it essential to have the CC as well?

You get almost no extra benefits with the R10 account - you need at least the CC. I'd recommend you stick with your Capitec account as your transactional account.
If you're using another credit card, it might be worth cancelling that one and getting the Discovery Gold card. The fees are comparable to all of the other cards out there, and you should earn it back fairly easily in Discovery Miles. If you don't want a credit card at all, I don't think the program will work for you.

 

[James 77]

If the % came off at the tillpoint, then it wasn 't a HealthyCare discount. That HealthyCare cashback arrives once a month, either into your Dischem benefit account (if not on Vitality Monhey) or as Discovery Miles (if you are on Vitality Money). If a % came off at the till, then it was just a normal Dischem promotion.

It was definitely not a normal promotion. 1kg nuts was 20 % discounted. Normal price R 239 and we ended up paying R120 odd. Which is the additional +- 40% discount as well. It could be a mistake on Dis-Chem’s side. But % wise it’s precise

 

[hj007]

Full vitality without a bank account is no longer sustainable. You can also try vitality active if your aim is to stay healthy. Vitality active is the cheapest vitality option at R89. You can benefit from 25% back at clicks/dischem for healthcare items, and choose the square every week if you meet the weekly goals. Because I am on ebucks, I chose clicks as my healthcare provider and get 25% on selected healthcare items or medications https://www.discovery.co.za/vitality/vitality-active

I'm looking to still hit Diamond on vitality, but noticing it's super hard with all the caps they have in place. Like 5000 steps is capped at 1000 points a year, so it means need to do lots of 10k steps/gym visits/higher heart rate activities. Tricky without a device and phone only...

If you're on insurance and vitality only+healthy food, is it possible to still hit 100k total points, or is there a large gap to fill not being on discovery bank+vitality money?

TL;DR If they didn't cap the 5000 steps at 1k points/annum this wouldn't be difficult, finding it hard with that cap.

 

[Charlesjjm]

I'm looking to still hit Diamond on vitality, but noticing it's super hard with all the caps they have in place. Like 5000 steps is capped at 1000 points a year, so it means need to do lots of 10k steps/gym visits/higher heart rate activities. Tricky without a device and phone only...

If you're on insurance and vitality only+healthy food, is it possible to still hit 100k total points, or is there a large gap to fill not being on discovery bank+vitality money?

TL;DR If they didn't cap the 5000 steps at 1k points/annum this wouldn't be difficult, finding it hard with that cap.

To get points, do the health check and fitness assessment. Health check especially should give you over 20k points already. Depending on your fitness level, the fitness test will give up to 7.5k points.

Online assessments will also give a couple of thousand points.

The rest you'll have to get with excercise. Without a heartrate monitor it will be difficult, but not impossible.

Good driving will give 500 points a month meaning 6k a year.

All the best!

 

[hj007]

To get points, do the health check and fitness assessment. Health check especially should give you over 20k points already. Depending on your fitness level, the fitness test will give up to 7.5k points.

Online assessments will also give a couple of thousand points.

The rest you'll have to get with excercise. Without a heartrate monitor it will be difficult, but not impossible.

Good driving will give 500 points a month meaning 6k a year.

All the best!

Yes I've gotten all of those. 2 people, full points for health check, driving, healthyfood. Currently at around 75k points so need 25k more over next 5 months. To get the 25k though it'll be tight if 50 point activities dont count anymore , only 100points like gym/10k steps.
25k points as follows:
Currently it works out at 5x healthyfood for 5k.
5x good driving for extra 2.5k (1 car)

Then it leaves me with 17500 points to go =175 gym visits (87 each) which is 4 per week each for the rest of the year and above my run rate... So am looking how to close that gap, maybe time for a device as I do 10k steps just not by holding my phone all the time..

Was also just wondering whether you get vitality points from vitality money and if its significant?

 

[Charlesjjm]

Yes I've gotten all of those. 2 people, full points for health check, driving, healthyfood. Currently at around 75k points so need 25k more over next 5 months. To get the 25k though it'll be tight if 50 point activities dont count anymore , only 100points like gym/10k steps.
25k points as follows:
Currently it works out at 5x healthyfood for 5k.
5x good driving for extra 2.5k (1 car)

Then it leaves me with 17500 points to go =175 gym visits (87 each) which is 4 per week each for the rest of the year and above my run rate... So am looking how to close that gap, maybe time for a device as I do 10k steps just not by holding my phone all the time..

Was also just wondering whether you get vitality points from vitality money and if its significant?

Nope. Vitality money points is completely seperate and has nothing to do with Health's points.

Maybe look at investing in a heartrate monitor, it will help a lot.

 

[hj007]

Nope. Vitality money points is completely seperate and has nothing to do with Health's points.

Maybe look at investing in a heartrate monitor, it will help a lot.

Thanks.
Can you use a smart watch or talking about the strap?