So you caused an accident and blame others for your stupidity.

How do you know he was on a cell phone?
* I got the insurance details of the guy who knocked me.
* I contacted the insurance company and lodged a claim, they asked me for six documents including my version of the events.
* They collect my car to do an assessment of the damage
* They return my car
* They offer me 10k in settlment, I reject and counter with my offer
* They ask for evidence to justify the counter offer and I provide it
* They agree and give a revised offer which I accept
* I sell the car.
Throughout that process they had an opportunity to not pay me, they could have believed what their client said and disagreed with what I said, we could have gone to court- they chose not to.
I have my money now, I think thats sort of game over.