Do you have a Gap Cover policy?

Do you have a Gap Cover policy?

  • Yes

    Votes: 121 50.2%

  • No

    Votes: 114 47.3%

  • Other

    Votes: 6 2.5%
  • Total voters
    241
Forgotten these things, here's the basics;

It pays the gap between what your medical aid covers and what hospitals and specialists charge. Sometimes that gap is five times more than your medical aid rate and can leave you worrying about money when you should be focusing on getting better.
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they listen to our conversations to make polls...

Full medical aid plan vs Hospital Plan

Has anyone here ever chucked their medical aid and only signed up for a hospital plan? I pay Discovery approx R8K/month for our plan (main member + two dependents). The MSA is about R20K for the year. Would one not be better off paying for a hospital plan only and putting the rest in a...
mybroadband.co.za
 
Grouter said:
Yes, we have gap cover. Insane to have to insure your insurance to cover what the insurance you took out in the first place should actually cover.
Insane.
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not really.

I can have hospital cover for 200% and pay R2k if I want 400% its double gap covers that for R500.

You dont want to complain then get the top of the line medical aid zero issues then :) not insane at all...
 
You're late MartinGB
Was wondering all day where you were

Other: No need for gap cover, NHI will be here soon
 
I am a bit worried.... First you ask about guns, then about gap cover....
 
Yes. Have a legacy product no longer available with Stratum with higher percentages that they will pay out. They keep trying to get me to switch to the newer, flashier products but I won't
 
But do you have super gap cover for when your gap cover does not cover everthing your medical aid should be paying?

Or would super gap cover only cover 0.5% of the discovery thumbsuck rate.
 
Grouter said:
Yes, we have gap cover. Insane to have to insure your insurance to cover what the insurance you took out in the first place should actually cover.
Insane.
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Yes, which is why I refuse to take my gap cover with Discovery, and am with Turnberry instead. I’ll be dammed if I pay Discovery to insure me AND cover the gaps in their own insurance.
 
Yes - made several claims against it in the past. Shouldn't be necessary but ¯\_(ツ)_/¯
 
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