Do you prefer using Internet banking or a mobile banking app?

[Jamie McKane]

Which do you prefer using - Internet banking or a mobile banking app?

 

[zululami]

Mobile banking app has been more convenient for me.

 

[Binary_Bark]

Don't trust Mobile Banking at all. so I use Internet banking which I also don't trust, but only trust a tiny bit more than the former

 

[backstreetboy]

Banking app. Capitec is the best and a pleasure to use.

 

[bwana]

When practical I prefer to use internet banking, with the exception of buying airtime, since there are more options available when using the app.

 

[Suspect99]

Banking app. FNB. Also use internet banking from time to time

 

[SA-UK]

Depends what for

 

[The_Ogre]

I used to prefer IB, but with the fingerprint login of the Standard Bank app, it's become more convenient for me.

What about USSD? Personal use cases: ran out of data so all I have to do is dial *130*2345# and recharge. Or when I need to do a transfer, if I do it using USSD from, for example, my money market account, the money is available immediately, day or night. Its not the case when I use the app or IB. I'm almost thinking the USSD way uses the same API as the ATM system - a transfer at an ATM is also available immediately; the menu options are similar too.

Again, my personal use cases.

 

[Aquila ka Hecate]

Don't trust Mobile Banking at all. so I use Internet banking which I also don't trust, but only trust a tiny bit more than the former

Same here.

 

[crackersa]

/collects data on everyone

 

[supersunbird]

I would never go into the FNB app if it didn't have ebucks earn implications, website is more than enough for my needs.

I don't even have the Capitec app on my phone because then I'd be unable to use my dongle.

 

[NeonNinja]

App.

 

[Drifter]

Internet

 

[greg0205]

60/40 split for app and internet banking.

 

[supersunbird]

60/40 split for app and internet banking.

So you voted app, app is preferred, being that it is at 60%?

 

[greg0205]

So you voted app, app is preferred, being that it is at 60%?

Exactly. FNB use the app for two factor authentication anyway so it often works out that if you're online banking, you're still using the app.

 

[Ninja'd]

Whichever one is working.

F**king ABSA

 

[mfumbesi]

Internet banking using a PC/Laptop.
This offers a lot of flexibility and usability.

 

[RedViking]

Depends what needs to be done.

 

[Hemi300c]

Depends what needs to be done.

Internet