Easy Equities good or bad?

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Assassin99091

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After reading the whole forum and doing a bit of research I realised that I am wasting time with unit trusts
Started a TFSA with EE and bought by first two ETFs
Ash Global 1200 & Satrix MSCI world

Should you try and limit your distribution to maybe 2 or 3 or would it be beneficial to buy many, maybe up to 5 or 6? I see most people keep it about 2-3
 
backstreetboy

backstreetboy

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Assassin99091 said:
After reading the whole forum and doing a bit of research I realised that I am wasting time with unit trusts
Started a TFSA with EE and bought by first two ETFs
Ash Global 1200 & Satrix MSCI world

Should you try and limit your distribution to maybe 2 or 3 or would it be beneficial to buy many, maybe up to 5 or 6? I see most people keep it about 2-3
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Both are essentially the same. Ash just includes emerging markets as well so why did you buy both?
 
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Assassin99091

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Just based on limited research and what I've seen, but still very amateur. What would be better to start with? S&p 500
 
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handyman007

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Assassin99091 said:
After reading the whole forum and doing a bit of research I realised that I am wasting time with unit trusts
Started a TFSA with EE and bought by first two ETFs
Ash Global 1200 & Satrix MSCI world

Should you try and limit your distribution to maybe 2 or 3 or would it be beneficial to buy many, maybe up to 5 or 6? I see most people keep it about 2-3
Click to expand...
My opinion -> I think you've bought 2 of the best ETF's. I also think to dismiss Unit Trusts is not a good idea. Mine at Allan Gray and Coronation tanked spectacularly last year March, but has since recovered and then some. These funds are actively managed, so yes, they are more expensive, but they can recover faster if they know what they are doing.

I use both.
 
Speedster

Speedster

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Assassin99091 said:
Just based on limited research and what I've seen, but still very amateur. What would be better to start with? S&p 500
Click to expand...
You're looking for two funds that don't have a lot of the same underlying assets. MSCI World is predominantly US, so it has a really big correlation to S&P 500.
 
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AliC

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Assassin99091 said:
Just based on limited research and what I've seen, but still very amateur. What would be better to start with? S&p 500
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You aren't gonna go wrong with a globally diversified ETF. S&P 500 while more focused on US large cap stocks, is also great. Just don't overlap your ETFs. Open the factsheets and have a look at the sectors and regions they are comprised of.
 
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mr_norris

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Assassin99091 said:
Ash Global 1200 & Satrix MSCI world
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I would only pick one of these, as backstreetboy said, heavy overlap here. Ashburton has slightly more exposure at a higher fee. Satrix is less exposure at a lesser fee.
Assassin99091 said:
Just based on limited research and what I've seen, but still very amateur. What would be better to start with? S&p 500
Click to expand...
What's better is up to you really. You'll get lots of different opinions from different people. Some may be right. But the truth is most of us just don't know what the right thing to invest in at the right time. Also, the Ashburton 1200 is 61% S&P500, so there is more overlap. MSCI world do things differently, but I'm sure there is overlap with S&P500 there too.

IMO either the Ashburton or MSCI world ETF's are ETFs that "do them all". The main ETF in my TFSA is Ashburton 1200, the others are mistakes and stuff I'm undecided about.

I don't think you've made a mistake, but I would only keep one of them. It's always best to read the MDD on the ETF you plan to buy. It gives all sorts of detail like constituents, sectors, locations, dividends, and so on.
 
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cr@zydude

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Assassin99091 said:
Just based on limited research and what I've seen, but still very amateur. What would be better to start with? S&p 500
Click to expand...

For me the simplest set up is MSCI World and MSCI China.

MSCI World is a developed market index and excludes mainland China, but includes Hong Kong.

MSCI China has mainland China and Hong Kong shares.

Those 2 give me the world's biggest exchanges with only a small overlap in Hong Kong.
 
3WA

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cr@zydude said:
For me the simplest set up is MSCI World and MSCI China.

MSCI World is a developed market index and excludes mainland China, but includes Hong Kong.

MSCI China has mainland China and Hong Kong shares.

Those 2 give me the world's biggest exchanges with only a small overlap in Hong Kong.
Click to expand...

Why China instead of STXEMG? I do STXWDM and STXEMG, curious if there's a good reason to go with just China.
 
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cr@zydude

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3WA said:
Why China instead of STXEMG? I do STXWDM and STXEMG, curious if there's a good reason to go with just China.
Click to expand...

I'm not much of an emerging market fan, but consider China a special case. That's why I want developed markets plus China.
 
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e4et

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zerocool2009 said:
A silly question guys, whats the easiest way to get your USD money back into a SA account?
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You go to the withdrawal option under the burger menu on the left.
Then select your usd account and your banking details should be populated on the right hand side.
 
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sandwitch

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Assassin99091 said:
Should you try and limit your distribution to maybe 2 or 3 or would it be beneficial to buy many, maybe up to 5 or 6? I see most people keep it about 2-3
Click to expand...
I second what's been posted above. But also, if you keep too many your returns won't be as much as if you'd just kept a couple because your money's split across too many products.

Money begets money. It's the same with ETFs/Unit Trusts
 
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zerocool2009

zerocool2009

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e4et said:
You go to the withdrawal option under the burger menu on the left.
Then select your usd account and your banking details should be populated on the right hand side.
Click to expand...

A huge debate as the bank account must be a bank in the USA

The reason for asking, I am funding my USD account aggressively... but its pointless if Incant get the money back into my SA bank account
 
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mugikhan

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zerocool2009 said:
A huge debate as the bank account must be a bank in the USA

The reason for asking, I am funding my USD account aggressively... but its pointless if Incant get the money back into my SA bank account
Click to expand...
I withdrew to my Global Account at FNB so that I could move away from them to TDA.
 
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