Y'all Qaeda
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You should get all the tips you need from your fiance-to-be. Its easy to get information without asking directly what they want. Just slow down when you walk past a jewellery shop window a few times then you will know what she expects.
If she expects a R40k ring then a R10k ring will simply not cut it, but maybe she is the more responsible type who would rather have a cheaper ring and spend the money on furnishing the house or a better honeymoon. The thing is, this is the one time she should get what she wants. If she expects a R40k ring but you could never afford that, then that will set the pace for your entire marriage. Say no to money grabbing bitches! (Unless they are supermodel hot and shag better than Jenna Jameson of course)
The only thing she should be getting is my bloody sandwich!