How does one write off your vehicle?

ArtyLoop said:
Amazing how easy it is for morons to talk kak to other morons and they believe it... Oh wait... our government uses that to full effect..
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You have to wonder about how these people manage to have survived this long.
 
Craig said:
You have to wonder about how these people manage to have survived this long.
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I think the world has gone soft, to the counter-balance i.e. modicoddling from others and luck, makes things turn out okay-ish for them.
 
StrongestAvenger said:
Karma. And careful what you wish for sir.




You and Craig are very grumpy
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Now I wonder about how old you are. What kind of a grown arse man thinks it's realistic to call an insurer after buying a french lemon expecting them to write off the car because of mechanical issues not brought about by an insurable event. In what universe would that be sensible?
 
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StrongestAvenger said:
I know right. He did exactly that and then afterwards he even sold the car on autotrader as is :unsure:. He is a neuro surgeon by he way maybe he got contacts.
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If the insurance writes a car off, they take the car and sell it to a scrapyard. Of course it has to be for something they cover, like an accident. So option 1 is insurance fraud, whereafter he elected to keep the car for a reduced payout and sell it. Highly unlikely that the assessor just took his word about an accident, and why would he then go through the trouble of trying to sell it himself?

Alternatively, what he could have meant is that they just mark it as code 3 (written off). He then goes ahead and sells it. This makes even less sense, as he would then probably get less money for it than just selling it as is.

Neurosurgeons can also be full of ****.

Edit:
As for what to do with a vehicle like that... If it still drives you could go out drinking in town one night, have one too many and decide to take an uber home rather than risk driving your car home and hope for the "best".
Although I think that is still morally insurance fraud, you could probably get away with it.
 
Barbarian Conan said:
If the insurance writes a car off, they take the car and sell it to a scrapyard. Of course it has to be for something they cover, like an accident. So option 1 is insurance fraud, whereafter he elected to keep the car for a reduced payout and sell it. Highly unlikely that the assessor just took his word about an accident, and why would he then go through the trouble of trying to sell it himself?

Alternatively, what he could have meant is that they just mark it as code 3 (written off). He then goes ahead and sells it. This makes even less sense, as he would then probably get less money for it than just selling it as is.

Neurosurgeons can also be full of ****.

Edit:
As for what to do with a vehicle like that... If it still drives you could go out drinking in town one night, have one too many and decide to take an uber home rather than risk driving your car home and hope for the "best".
Although I think that is still morally insurance fraud, you could probably get away with it.
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Thing is, would anyone actually want to steal it?
 
Craig said:
Thing is, would anyone actually want to steal it?
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My dad's shitty 1970 something Fiat, with cracked windshield, dented and scratched bonnet, was stolen out of his driveway a couple of years ago. Sure, they left it on the side of the road sans radio a couple of km on, but they did steal it. :laugh:
If they kept it, they would have saved my dad a lot of money. He just can't seem to just let a car go.
 
StrongestAvenger said:
Yes, I know you could drive it off a bridge. But hear me out first.

My sister bought a Peugeot 207 I think 2013 model with 92000kms but it is giving endless problems after 8 months driving. She has exhausted all of her warranty repairs (that she had to buy as an addon extra). So many parts that simply failed which she had inspected by two different workshops to confirm that everything is really failing and not just someone to try make money. (Bosch service and E-Car service).

So now her boss told her that his 2012 Discovery engine has failed due to a notorious crank bearing that Land Rover knows about, and cost to repair would be R300,000. He says he simply phoned his insurance and told them to write the car off. How does that work? Can my sister just phone First for women and tell them to write it off? It sound very suspicious to me.

What other options does she have? She wanted to trade it for a new Yaris but they told they that they not gonna give her R60,000 for the peugeot and the balance of R50,000 will be added to the Yaris... yikes.
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Shop around at other dealers , one might give her an additional 10K. That's the safest bet
 
StrongestAvenger said:
Yes, I know you could drive it off a bridge. But hear me out first.

My sister bought a Peugeot 207 I think 2013 model with 92000kms but it is giving endless problems after 8 months driving. She has exhausted all of her warranty repairs (that she had to buy as an addon extra). So many parts that simply failed which she had inspected by two different workshops to confirm that everything is really failing and not just someone to try make money. (Bosch service and E-Car service).

So now her boss told her that his 2012 Discovery engine has failed due to a notorious crank bearing that Land Rover knows about, and cost to repair would be R300,000. He says he simply phoned his insurance and told them to write the car off. How does that work? Can my sister just phone First for women and tell them to write it off? It sound very suspicious to me.

What other options does she have? She wanted to trade it for a new Yaris but they told they that they not gonna give her R60,000 for the peugeot and the balance of R50,000 will be added to the Yaris... yikes.
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Her boss is talking BS.
 
Is it possible that his insurance has such sort of a thing covered and they decided to scrap it because it was too expensive to fix
 
joker08 said:
Is it possible that his insurance has such sort of a thing covered and they decided to scrap it because it was too expensive to fix
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Generally, when a vehicle is written off, the owner is paid out for the vehicle and the insurance company takes ownership. The insurance company then disposes of the vehicle generally by selling it on to a scrapyard so how this boss managed to get paid out for the vehicle and then sell it, is a mystery.
 
StrongestAvenger said:
Yes, I know you could drive it off a bridge. But hear me out first.

My sister bought a Peugeot 207 I think 2013 model with 92000kms but it is giving endless problems after 8 months driving. She has exhausted all of her warranty repairs (that she had to buy as an addon extra). So many parts that simply failed which she had inspected by two different workshops to confirm that everything is really failing and not just someone to try make money. (Bosch service and E-Car service).

So now her boss told her that his 2012 Discovery engine has failed due to a notorious crank bearing that Land Rover knows about, and cost to repair would be R300,000. He says he simply phoned his insurance and told them to write the car off. How does that work? Can my sister just phone First for women and tell them to write it off? It sound very suspicious to me.

What other options does she have? She wanted to trade it for a new Yaris but they told they that they not gonna give her R60,000 for the peugeot and the balance of R50,000 will be added to the Yaris... yikes.
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We also had a Peugeot 207 HDI. Worst car ever made! Everything went wrong with that piece of crap. Idling, throttle body, accelerator sensor, no power whatsoever, high fuel consumption etc. There are just too many issues to even list. Spent over R18k just getting the piece of crap to run again but it still had no power. To get the rubbish to apparently have power and run property we were quoted over R30k to fix it. Was a 1.6 but felt like it had a sewing machine engine. Needless to say I feel your sisters pain. Water apparently gets in from under the bonnet and screws up all the electronics and sensors and they all end up failing at the same blady time. So happy we got rid of it and cut our losses. Also I would stay VERY VERY VERY far away from Bosch. They tried to screw me with my bakkie saying the turbo is screwed and so many other things. Quoted me R50k to repair it.Took it elsewhere and the turbo was 100% fine and only cost R14k to fix. I have no time for Bosch
 
Take a drive in a high hijack area with your windows open :ROFL: Even with that I doubt any car thief would bother trying to steal a piece of crap like a rubbish Peugeot. Stay away from French crap, they cannot make cars
 
Everybody is harpin' on about how crap French cars are. Look after it properly and service it when it's due and you're all good.
 
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