MTN Debit order fraud, FNB cant do much

aws

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woke up this morning to a debit order for MTN on my account for R882.29. i called FNB (my bank). after a few redirects i landed up with the debit orders side. FNB cant do a thing about the fraud part, the only thing they can do is put a stop order on the debit (i must pay R18 something for that) which may or may not work, and its my responsibility to contact MTN and resolve this.

every other debit order on my account i got a notification for it, this one, nothing, just gone through all my sms's and incontact messages. not a single mention about the debit order except from the app this morning (still no sms about it) and the online banking debit order section.

so let me get this straight,. im the victim, its my responsibility to sort it out, AND i must pay for the privilege? FNB you let me down horribly.

thats like expecting the rape victim to arrest the perpetrator and then pay for the DNA test.

FNB kept saying they subscribe to payments association of SA, so there are no records of me authorizing the debit order or anything thats up to MTN.i made a stink about having to pay the R18 something (the principle of the matter) to which the answer was yet again PASA.

on to MTN. they cannot discuss the account with me because the verification checks failed (ID and first name check out nothing else). so i had to take time off from work to go get an affidavit done for them to log a ticket to start investigating it.

im now waiting for the response. being MTN im remembering to breathe (woooosssaaaa). was on the phone with them for probably about an hour before i got this answer of affidavit and certified ID to the call center agent's email address so she can log a ticket.

the police say i must get all the relevant documentation etc. to open a fraud case myself. just doesnt seem right :/

so im guessing the data breach woe's are starting....
 
FNB 'nuff said.

Hardly.... the rest of us don't live in your reality, so mind expanding on this statement.

As per the OP, tell FNB to go fsck themselves and reverse the debit order as they are required to do if you log a dispute.
 
strange. i really dont recall seeing it on my transaction history before. now i log in and i have 2 entries for 31 october.

31 Oct 2017 | MAGTAPE UNPAID | 0.00 | 882.29
31 Oct 2017 | MTN SP A5xxxxxx xxxxxxxxx | 0.00 | -882.29


seems FNB reversed it.

(redacted the ref incase it goes against mybb policy )

now waiting for ANY feedback from MTN.. brb gonna go plant a tree and see how long this takes
 
woke up this morning to a debit order for MTN on my account for R882.29. i called FNB (my bank). after a few redirects i landed up with the debit orders side. FNB cant do a thing about the fraud part, the only thing they can do is put a stop order on the debit (i must pay R18 something for that) which may or may not work, and its my responsibility to contact MTN and resolve this.

every other debit order on my account i got a notification for it, this one, nothing, just gone through all my sms's and incontact messages. not a single mention about the debit order except from the app this morning (still no sms about it) and the online banking debit order section.

so let me get this straight,. im the victim, its my responsibility to sort it out, AND i must pay for the privilege? FNB you let me down horribly.

thats like expecting the rape victim to arrest the perpetrator and then pay for the DNA test.

FNB kept saying they subscribe to payments association of SA, so there are no records of me authorizing the debit order or anything thats up to MTN.i made a stink about having to pay the R18 something (the principle of the matter) to which the answer was yet again PASA.

on to MTN. they cannot discuss the account with me because the verification checks failed (ID and first name check out nothing else). so i had to take time off from work to go get an affidavit done for them to log a ticket to start investigating it.

im now waiting for the response. being MTN im remembering to breathe (woooosssaaaa). was on the phone with them for probably about an hour before i got this answer of affidavit and certified ID to the call center agent's email address so she can log a ticket.

the police say i must get all the relevant documentation etc. to open a fraud case myself. just doesnt seem right :/

so im guessing the data breach woe's are starting....

All banks will give you the same response, even Capitec backstreetboy. They will not be approaching MTN on your behalf.

Just reverse the debit order. Lodge a dispute with MTN.

Debit order system is flawed and hope they finish implementing the verification system for ALL debit orders soon.
 
All banks will give you the same response, even Capitec backstreetboy. They will not be approaching MTN on your behalf.

Just reverse the debit order. Lodge a dispute with MTN.

Debit order system is flawed and hope they finish implementing the verification system for ALL debit orders soon.

LIEZ!

Capitec is teh awesome and just magically makes rainbows.
 
Huh?

FNB reversed a debit order no problem, and put a stop on it for 12 months. Just ask them.
 
Huh?

FNB reversed a debit order no problem, and put a stop on it for 12 months. Just ask them.

had to pay for them to do that, and i now have to hope MTN are as competent. also no notification from fnb was a bit worring.
 
had to pay for them to do that, and i now have to hope MTN are as competent. also no notification from fnb was a bit worring.

FNB didn't mention anything about charging me, not sure if they did.
 
its R18 something (small change sure) but imagine if someone opens an account on your name 1000 times over and you have to pay R18 every time
 
so i just got the notification about the new debit order. eish

FNB :-) We have noticed that a new debit order(s) was paid from account ending .... XXXX on 20171031: R882 REF. Mtn Sp AXXXX; if you are unaware of the debit order(s) contact Tekephone Banking on 087 575 9404 or your banker for assistance. Alternatively, visit your nearest branch. Ts&Cs apply. FNB a div of FRB Ltd.
 
Let me see, R 18 vs R 880?

No contest...

seriously, some people can complain about the smallest of things. If you didn't initiate the reversal, it's possible the bank realised the issue or MTN did and reversed the request. So will not cost you anything. Not FNB's fault :D
 
@animehero: best i could find was "latest news" no other section seemed appropriate Latest News and Announcements. sorry didnt realize it went into that category :/ (ive reported the post aswell, so hopefully they move it to the right place. sorry for that)


@pitbull: no i complained. then they reversed it and put a 12 month stop order for which i have to pay R18. imagine me signing you up for 1000 accounts (data breach sql thingy helps) and you have to pay R18 to stop each 1 with the bank. still seems fair? its the principle of the matter tho, im an innocent bystander here. why should i get penalized for somone elses screw up?

before you can report the house break in you need to pay the police service a "fee" to open a docket. (tax is akin to bank fees - so we are already paying) (insurance wont pay without a docket so Rxxxxx vs Rxx). seems fair? or would you loose your **** aswell?
 
Last edited:
@animehero: best i could find was "latest news" no other section seemed appropriate Latest News and Announcements. sorry didnt realize it went into that category :/ (ive reported the post aswell, so hopefully they move it to the right place. sorry for that)


@pitbull: no i complained. then they reversed it and put a 12 month stop order for which i have to pay R18. imagine me signing you up for 1000 accounts (data breach sql thingy helps) and you have to pay R18 to stop each 1 with the bank. still seems fair? its the principle of the matter tho, im an innocent bystander here. why should i get penalized for somone elses screw up?

before you can report the house break in you need to pay the police service a "fee" to open a docket. (tax is akin to bank fees - so we are already paying) (insurance wont pay without a docket so Rxxxxx vs Rxx). seems fair? or would you loose your **** aswell?

You trying to compare apples with pears in your analogy.

Point is, they didn't make the error. There is ZERO human intervention on debit orders. So the error must have been from MTN. So you can get the money back from MTN with no charge, or save yourself the headache and pay R 18. If I could pay R 18 to avoid having to wait hours for the Police to get to my house and take finger prints, I would gladly pay it...
 
Got double charged this weekend for an activity in the drakensberg. Phoned FNB and they said they can't reverse the double payment, I will need to fill in papers etc..... They suck. The easiest will be to get your money back from MTN, but good luck with that.
 
Got double charged this weekend for an activity in the drakensberg. Phoned FNB and they said they can't reverse the double payment, I will need to fill in papers etc..... They suck. The easiest will be to get your money back from MTN, but good luck with that.

You mean the cheapest (R18 saving). But fark no, way too much hassle tyvm.
 
You trying to compare apples with pears in your analogy.

Point is, they didn't make the error. There is ZERO human intervention on debit orders. So the error must have been from MTN. So you can get the money back from MTN with no charge, or save yourself the headache and pay R 18. If I could pay R 18 to avoid having to wait hours for the Police to get to my house and take finger prints, I would gladly pay it...

um? right, i dont think you understand the situation.


i finally have a reference number from MTN.

i have received it i did log req the ref number to follow up after 72 working hours
REQ:XXXXXXX
 
Got double charged this weekend for an activity in the drakensberg. Phoned FNB and they said they can't reverse the double payment, I will need to fill in papers etc..... They suck. The easiest will be to get your money back from MTN, but good luck with that.

You mean your card swipe transaction went through twice?
 
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