Tips to Boost your eBucks

[abudabi]

Hectic change to the PW requirements Btw...
From 33k up to 44.5k per month deposit.

Old rules didn't make much sense with PC entry level being R32.5k and PW being R33k

 

[Hamster]

Really? I found the interface to be terrible. This scroll wheel thing to select and account is horrible.

I find it pretty useful and easy to use actually. Only time I really login to the internet banking site is when I need to get hold of one of my account numbers.

eBucks, Shares, Account totals - all on the app. Easy.

 

[Sinbad]

Old rules didn't make much sense with PC entry level being R32.5k and PW being R33k

Considering they only split them this year it's understandable

 

[biometrics]

I find it pretty useful and easy to use actually. Only time I really login to the internet banking site is when I need to get hold of one of my account numbers.

eBucks, Shares, Account totals - all on the app. Easy.

Because I've become a slave to eBucks I opened several other accounts: Savings Pocket, eWallet, Ecall, Euro Account. Already having a CC, Cheque and eBucks. Oh and our business account is linked to my profile. And the smart device account.

So that's 9 accounts to select to/from to with a crappy scroll wheel interface.

 

[abudabi]

Considering they only split them this year it's understandable

Ahh.. didn't know what. I'm contemplating getting my wife to close her account and getting her salary deposited into my account. If the 2 deposits are more than the 45k that is needed. Is that OK to sign up for PW? She already uses a 2nd CC linked to my account for purchases anyway.. so it seems silly to let her carry on with her absa account. I'll obviously make sure it viable in terms of ebucks earnings and RL points etc.. just wanted to check on the requirement.

Thoughts?

 

[Sinbad]

Ahh.. didn't know what. I'm contemplating getting my wife to close her account and getting her salary deposited into my account. If the 2 deposits are more than the 45k that is needed. Is that OK to sign up for PW? She already uses a 2nd CC linked to my account for purchases anyway.. so it seems silly to let her carry on with her absa account.

Thoughts?

Can be done afaik.... Account can only be in one name but she can have authority to transaction it. Our bond is like that.

Getting rid of crapsa is just a bonus.

 

[abudabi]

Is it just me or is the free 3G data falling away?

 

[abudabi]

Ahh.. didn't know what. I'm contemplating getting my wife to close her account and getting her salary deposited into my account. If the 2 deposits are more than the 45k that is needed. Is that OK to sign up for PW? She already uses a 2nd CC linked to my account for purchases anyway.. so it seems silly to let her carry on with her absa account. I'll obviously make sure it viable in terms of ebucks earnings and RL points etc.. just wanted to check on the requirement.

Thoughts?

Hmm.. Just had a look on FNB site and the PW page says : "Offered to individuals earning more than R1.5 million a year " so that's R125k per month.. a far cry from the R45k mentioned on ebucks site.

How does that work?

 

[Sinbad]

Hmm.. Just had a look on FNB site and the PW page says : "Offered to individuals earning more than R1.5 million a year " so that's R125k per month.. a far cry from the R45k mentioned on ebucks site.

How does that work?

45k minimum deposit into your account to qualify for ebucks. Very different to a gross salary requirement to qualify for the account.

 

[abudabi]

OK.. but how does a gross salary of 125k become a net deposit of only 45k ... surely not ? One would think the minimum deposit would then be closer to the 70k-80k mark?

I guess that salary requirement then rules me out of the PW club.

Edit: In fact if you extrapolate using the PC data... 750k pa gross = 33k deposit; so 1.5m pa for PW should be 66k deposit

 

[Sinbad]

OK.. but how does a gross salary of 125k become a net deposit of only 45k ... surely not ? One would think the minimum deposit would then be closer to the 70k-80k mark?

I guess that salary requirement then rules me out of the PW club.

You could qualify on net worth not gross salary
Your salary could be structured with big deductions for medical or pension.
Your salary could be made up of a large annual bonus and smaller monthly payments
Etc...

 

[Hamish McPanji]

Lol.. same boat exactly for me.. except mine was a about 2 months ago

Luckily my contract finished 2 months ago. Was just mulling over which overpriced device that i didn't really need I should get to keep me on level 5. Mulling has thankfully ended

 

[FHTheron]

So far these are most interesting to me (Platinum):
1. Checkers spend is now capped at 20% rather than 30% of your monthly spend. Meh. Enough reason to go, but less reason to get as many little things from there as possible.
2. 1500 euros instead of 1000 euros. Big jump, but kind of OK.
3. Minimum online spend of R1000. Also OK, but seems a bit silly to have a window of only R4000 for online spend.

But now only 2000 points instead of 3000 for Home Loan. And this:

Have an active* FNB Home Loan, One Account or Single Facility with a minimum outstanding balance of R100 000, an FNB debit order or salary stop order set up on the account and no manual prepaid withdrawals in the last month

So if I have an extra bit of cash in the Home Loan (Flexi something or other) and I take it out to fix the house, is that a prepaid withdrawal? I'm hoping that refers to one of the other two account types mentioned.

 

[Gtx Gaming]

I noticed fnb is offering a 6mbs uncapped account now ,at the same price as the 4mbs?

I upgraded my 4mbs to 6mbs now for free which is quite nice

 

[StrontiumDog]

So far these are most interesting to me (Platinum):
1. Checkers spend is now capped at 20% rather than 30% of your monthly spend. Meh. Enough reason to go, but less reason to get as many little things from there as possible.

That does suck . Thanks for pointing it out though!

2. 1500 euros instead of 1000 euros. Big jump, but kind of OK.
3. Minimum online spend of R1000. Also OK, but seems a bit silly to have a window of only R4000 for online spend.

But now only 2000 points instead of 3000 for Home Loan. And this:


So if I have an extra bit of cash in the Home Loan (Flexi something or other) and I take it out to fix the house, is that a prepaid withdrawal? I'm hoping that refers to one of the other two account types mentioned.

Wondering the same thing! Who wants to ask their Premier Banker this question?

Ugh, all this moving the goalposts, happens every year I suppose and this thread isn't helping our cause :erm:

 

[iDOL]

Guys, I have the platinum account on a fee saver option and platinum credit card, should the credit card also be free? Does it count as a bundle or separate products? I'm on Rewards level 5 so I thought it takes it as a bundle

No bundle is only on the electronic pricing option

 

[zerocool2009]

That does suck . Thanks for pointing it out though!
Wondering the same thing! Who wants to ask their Premier Banker this question?

Ugh, all this moving the goalposts, happens every year I suppose and this thread isn't helping our cause :erm:

I will ask mine ... as I have a few question.

On this topic of bonds ... what do you do if you have a few bonds, and one bond is a flexi, but you never move money out ... mmm

 

[whatwhat]

OK.. but how does a gross salary of 125k become a net deposit of only 45k ... surely not ? One would think the minimum deposit would then be closer to the 70k-80k mark?

I guess that salary requirement then rules me out of the PW club.

Edit: In fact if you extrapolate using the PC data... 750k pa gross = 33k deposit; so 1.5m pa for PW should be 66k deposit

Don't worry about the requirements - they will let anyone join PC or PW as long as you pay the monthly fee. They had a heap of signups for PW at work and these guys are earning around 300-400K a year.

 

[abudabi]

.... guys are earning around 300-400K a year.

Sweet! Then I don't need my wife's salary anymore!

 

[citizensa]

I want clarity in online spend on private clients it seems it's capped at R7500 and anything more doesn't earn a thing which was not the case before as it used to count towards shopping @2.5%