Tips to Boost your eBucks

[AirWolf]

The drive towards Credit Card purchases and not Cheque Card purchases, is because the commission earned by the bank is higher on credit cards (up to 1 % more) eg. 0.65% vs 1.65%.

 

[Se@n]

The minimum deposit change for PW sucks a little as my salary alone doesn't meet the minimum anymore. I guess I should be ok with the total deposits in 3 months criteria as there's always some other money coming in to my account here and there.

It is probably easier than before to get to RL5 but will need to make some changes during this month to be sure to get there from next month.

Can't you just sweep money in and out in the same way we can manipulate the overdraft usage rules?

 

[Se@n]

Private Wealth.

Have they got some serious degrees behind them or was it just a mass sign up from PW?

 

[Sinbad]

Have they got some serious degrees behind them or was it just a mass sign up from PW?

Probably benefits the bank since these guys will not qualify for ebucks. You can get serious rewards on PW. I'm averaging around R3400 per month in makro vouchers.

 

[Se@n]

Probably benefits the bank since these guys will not qualify for ebucks. You can get serious rewards on PW. I'm averaging around R3400 per month in makro vouchers.

Also true. Just shows how watery the qualifying criteria is when it suits them.

 

[Hobbenstein]

Here is my calculation for the Gold Cheque + Gold Credit Card ebucks rules from 1 July 2015. Let me know if you find any errors.

https://mega.co.nz/#!z0N2QByD!jJn4hHClZrX0zmoDe-Hh-1IZJd7cM9IepGV_B4h_Vtg
"

I can't find a section for "100% of your total monthly spend is on your FNB Gold Credit Card - 4 000" but maybe I'm blind...

 

[zerocool2009]

I can't find a section for "100% of your total monthly spend is on your FNB Gold Credit Card - 4 000" but maybe I'm blind...

You are not blind ... Gold is excluded from that rule.

I can also only see:

Spend on your FNB Gold Account(s) in a calendar month for:
•Between R1 000 and R4 999
1 000
•Between R5 000 and R7 499
1 500
•R7 500 or more
2 000

 

[Shoaybd]

I can't find a section for "100% of your total monthly spend is on your FNB Gold Credit Card - 4 000" but maybe I'm blind...

You are right. Corrected.

https://mega.co.nz/#!m5sEhSIa!aTrewgF6JS7_2vyEgVF7pav2Md-pUeVzsgJqPpN4A70

I wonder if this excludes cash at till.

 

[Shoaybd]

You are not blind ... Gold is excluded from that rule.

I can also only see:

Spend on your FNB Gold Account(s) in a calendar month for:
•Between R1 000 and R4 999
1 000
•Between R5 000 and R7 499
1 500
•R7 500 or more
2 000

Use your FNB Credit Card
Use between 10% and 90% of your credit limit during a calendar month
Your maximum budget and/or straight balance is/are taken into consideration when calculating your credit limit usage on your FNB Gold Credit Card. 1 500
Set up an Auto Payment on your FNB Gold Credit Card 1 000
Do not exceed your limit or go into arrears on your FNB Gold Credit Card for:
One to two years
1 000
Two years or more
2 000
100% of your total monthly spend is on your FNB Gold Credit Card 4 000
Total monthly spend = Gold Credit Card spend + Gold Cheque Card spend; excludes EFTs and transfers.

 

[Hobbenstein]

You are right. Corrected.

https://mega.co.nz/#!m5sEhSIa!aTrewgF6JS7_2vyEgVF7pav2Md-pUeVzsgJqPpN4A70

I wonder if this excludes cash at till.

See my earlier post. Ebucks call center says yes...

 

[peeryus]

Do you guys pay for fuel using your credit card? Doesn't this attract some sort of fee?

 

[Sinbad]

Do you guys pay for fuel using your credit card? Doesn't this attract some sort of fee?

Yes I do.
Fee shmee. I get 25% back in effect. That's over R3 per litre or R150 per tank. If it costs R2 or R10, who cares?

 

[Gtx Gaming]

Do you guys pay for fuel using your credit card? Doesn't this attract some sort of fee?

yes I always do.

Fnb does tell you that you will interest from day 1 ,but this is not the case. I never pay any interest on my CC.

 

[zerocool2009]

See my earlier post. Ebucks call center says yes...

Awesome !

 

[zerocool2009]

Use your FNB Credit Card
Use between 10% and 90% of your credit limit during a calendar month
Your maximum budget and/or straight balance is/are taken into consideration when calculating your credit limit usage on your FNB Gold Credit Card. 1 500
Set up an Auto Payment on your FNB Gold Credit Card 1 000
Do not exceed your limit or go into arrears on your FNB Gold Credit Card for:
One to two years
1 000
Two years or more
2 000
100% of your total monthly spend is on your FNB Gold Credit Card 4 000
Total monthly spend = Gold Credit Card spend + Gold Cheque Card spend; excludes EFTs and transfers.

Sorry, I only saw the last section (button part). I was wrong

 

[Verde]

FYI about the 4000 points on platinum for spending 100% on your credit card: I called Ebucks who said that drawing cash@till with your cheque card won't affect these points. Got a reference number, hopefully they know what they're talking about. Makes sense though because they give you points for using cash@till rather than atm

Does anyone know if dt orders on the cheque account will affect these points - can you move dt orders to ct card.

 

[Hobbenstein]

Does anyone know if dt orders on the cheque account will affect these points - can you move dt orders to ct card.

I believe they won't affect it - a debit order has never been a 'spend' with FNB

 

[Sinbad]

Does anyone know if dt orders on the cheque account will affect these points - can you move dt orders to ct card.

Read the blurb.
Total spend is basically swipes and online. Excludes debit orders and efts.

 

[Shoaybd]

See my earlier post. Ebucks call center says yes...

Thanks. They should have included it in the note. This is good news. I should make L5 easy with this without changing anything.

 

[hellfire]

use this https://www.ebucks.com/web/eBucks/earn/fnb-platinum-2015.jsp#reward-level and open the "how to move up a rewrad level" tab. Change the aco**** type at the top if you don't want platinum

Thanks.

What does the bold part mean?

1. Have an active* FNB Home Loan, One Account or Single Facility with a minimum outstanding balance of R100*000, an FNB debit order or salary stop order set up on the account and no manual prepaid withdrawals in the last month