Vehicle Insurance,

L

Lukcydog

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Joined
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Hi All

I'm curious at what you guys pay for insurance on your cars because I've actually been shocked by the insurance of a nice car (+-400k). I assumed comprehensive. I've used hippo.co.za to get a ballpark but I'm interested in the reality. In brackets I put in the info I have tried out. Could you guys complete the template below:

- Make (mercedes, vw, audi, ford)
- Model (A250, Golf 7 Gti, A3, ST)
- Year (2014)
- Your age (32)
- Insurance Premium and excess if it applies (Anything from R1500 to R2200)

Have a good one
LD
 
Last edited:
Find out if your employer (or maybe your spouse's employer) belongs to a group scheme for vehicle insurance. You'll find that its much cheaper this way.
 
Don't use Hippo. The owner of Hippo also owns all the companies it "compares".
I have found Santam, through a broker, gives you a really great rate, and more importantly, pays out with almost zero hassle.

I don't think many people would want to state here the type of car they own :)
 
Ignore Hippo, they're a rip off....

Get a broker and use a decent insurance company like Santam or Alexander Forbes.
 
Don't go direct unless its direct to a broker!

We pay R200 & R380 pm for a R40K car and R100K car with small excess. Also its all bout your risk profile (we are both in our late 30's)
 
Guys, out of interest, post the details requested. I pay:

- Make BMW
- Model 318is
- Year 1996
- Insurance Premium and excess if it applies (R2500)
- Value: +- R 55 000

R175
 
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F1 Fan said:
Guys, out of interest, post the details requested. I pay:

- Make BMW
- Model 318is
- Year 1996
- Insurance Premium and excess if it applies (R2500)

R175
Click to expand...

I don't think many people would want to post here what car they drive
 
Ok, fair enough. Exclude the make and model.

- Year
- Insurance premium
- Value car is insured for
 
- 2012
- R600pm
- Value R340k
- Excess when we signed up was R0. A year later it was upped to R2500.

This is via a group scheme offered by insurance brokers and underwritten by one of the larger insurers.
 
Last edited:
JStrike said:
I don't think many people would want to post here what car they drive
Click to expand...

Who cares.


- Make Hyundai
- Model Atos
- Year 2007
- Insurance Premium and excess if it applies (R2000)
- Value R40K
R200


- Make Hyundai
- Model i10
- Year 2012
- Insurance Premium and excess if it applies (R2000)
R380


This is through a broker and underwritten by Hollard. We also have a basket of goods so not fair to give an individual price as some things subsidise others. We pay for a business insurance, household, car and bicycles in our basket.
 
2005 Polo 1.6 Comfort line
Premium R370
Value: R57000
2014 Chevy Spark
Premium R415
Value: R121900

Reason Polo is so high is because I was in an accident with it :-(
 
Lukcydog said:
Hi All

I'm curious at what you guys pay for insurance on your cars because I've actually been shocked by the insurance of a nice car (+-400k). I assumed comprehensive. I've used hippo.co.za to get a ballpark but I'm interested in the reality. In brackets I put in the info I have tried out. Could you guys complete the template below:

- Make (mercedes, vw, audi, ford)
- Model (A250, Golf 7 Gti, A3, ST)
- Year (2014)
- Your age (32)
- Insurance Premium and excess if it applies (Anything from R1500 to R2200)

Have a good one
LD
Click to expand...

That seems cheap for a R400k car.

I am over 25, no accidents. For my Honda Ballade 2012 which cost R200k I pay R1k a month.

Edited:Through a broker.
 
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2001 Mazda Drifter Double Cab 4x4,
Value of insurance R70k
Premium : R280

Pity I can't replace the car for what insurance thinks its worth though :(.... a similar model will hit me down for R100k at the second hand dealers (if I can find one before it gets sold of course)
 
I know I pay a lot :(

- Opel
- Astra 2.0 T
- Year 2007
- Insurance Premium and excess if it applies (Premium with tracker R1280 Excess R3800)
- Value R115000

I'm 25
 
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